Core Viewpoint - Cintas Corporation (CTAS) is set to release its fourth-quarter fiscal 2025 results on July 17, with expectations of strong revenue growth and margin improvement despite rising costs [1][6]. Group 1: Revenue Expectations - The Uniform Rental and Facility Services segment is projected to generate revenues of $2.02 billion, reflecting a 5.7% increase year-over-year [2]. - The First Aid and Safety Services segment is expected to achieve revenues of $313.1 million, indicating a 12.8% increase from the previous year [3]. - Overall, the Zacks Consensus Estimate for total revenues is $2.63 billion, which represents a 6.3% increase compared to the same quarter last year [6]. Group 2: Margin and Cost Analysis - Cintas is anticipated to show an improvement in operating margin by 50 basis points from the prior year, driven by operational execution and pricing strategies [5]. - Selling, general and administrative (SG&A) expenses are expected to rise to $714.4 million, marking a 7% increase from the year-ago level, which may impact overall profitability [7]. Group 3: Acquisitions Impact - The acquisitions of Paris Uniform Services and SITEX are expected to contribute positively to revenues and enhance market presence in key regions [4][9].

Core Insights - Truist Financial (TFC) is set to announce its second-quarter 2025 results on July 18, with a positive lending environment despite macroeconomic uncertainties [1] Lending and Loan Growth - Strong growth in commercial and industrial (C&I) loans, which make up nearly 50% of TFC's total loans, alongside decent demand for consumer loans, accounting for almost 40% of total loans [2] - The consensus estimate for TFC's average earning assets in Q2 is $478.4 billion, reflecting a slight increase from the previous year [3] Net Interest Income and Margins - The Federal Reserve maintained interest rates at 4.25-4.5%, which is expected to positively impact TFC's net interest income (NII) and net interest margin due to higher rates and loan growth [4] - The consensus estimate for Q2 NII is $3.58 billion, indicating a 1.4% year-over-year increase [4] Non-Interest Income Estimates - Service charges on deposits are estimated at $234 million, showing a marginal rise from the previous year, while card and payment-related fees are expected to decline by 2.2% to $225 million [6] - Mortgage banking income is projected to rise significantly, with a consensus estimate of $113 million, reflecting a 34.5% increase year-over-year [7] Fee Income and Expenses - Investment banking and trading income is estimated at $266 million, indicating a 7% year-over-year decline, while lending-related fees are expected to rise by 4.5% to $93 million [8][9] - Total non-interest income is projected at $1.41 billion, showing growth from the prior year [10] Cost and Expense Projections - Non-interest expenses are anticipated to rise by 5.5% year-over-year, with total adjusted non-interest expenses estimated at $2.96 billion [13] - Management expects adjusted expenses to increase by 2-3% sequentially due to higher personnel costs [13] Asset Quality and Credit Losses - TFC is likely to have set aside significant provisions for potential delinquent loans, with an estimated provision for credit losses of $407.9 million, reflecting a 9.6% year-over-year decline [14] - The consensus estimate for total non-accrual loans and leases is $1.56 billion, suggesting a 9.6% year-over-year increase [15] Earnings and Sales Expectations - The consensus estimate for TFC's earnings is 92 cents per share, indicating a 1.1% rise from the previous year, while sales are projected at $4.98 billion, reflecting a marginal year-over-year increase [17]

Key Takeaways Alcoa's Aluminum segment is likely to have gained from strong slab, billet and rod demand in key regions. Rising aluminum prices and San Ciprian's restart are expected to support Aluminum segment sales. Alumina segment sales likely fell due to China's bauxite supply issues and global currency headwinds.Alcoa Corporation (AA) is likely to register an increase in the top line from last year’s quarterly reading when it reports second-quarter 2025 earnings on July 16, after market close. The Zac ...

Core Viewpoint - Wall Street anticipates a year-over-year decline in earnings for Matador Resources despite higher revenues, with a focus on how actual results will compare to estimates [1][3]. Earnings Expectations - Matador is expected to report quarterly earnings of $1.30 per share, reflecting a year-over-year decrease of 36.6%, while revenues are projected to be $915.86 million, an increase of 8.1% from the previous year [3]. Estimate Revisions - The consensus EPS estimate has been revised 4.91% higher in the last 30 days, indicating a positive reassessment by analysts [4]. Earnings Surprise Prediction - The Most Accurate Estimate for Matador is higher than the Zacks Consensus Estimate, resulting in an Earnings ESP of +15.51%, suggesting a strong likelihood of beating the consensus EPS estimate [12]. Historical Performance - Matador has consistently beaten consensus EPS estimates, achieving a surprise of +14.37% in the last reported quarter and surpassing estimates in all of the last four quarters [13][14]. Additional Considerations - While an earnings beat can influence stock movement, other factors may also play a significant role in determining stock performance post-earnings release [15].

Pegasystems (PEGA) is expected to deliver a year-over-year decline in earnings on higher revenues when it reports results for the quarter ended June 2025. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.The earnings report, which is expected to be released on July 22, might help the stock move higher if these key numbers are better than expectations ...

Trustmark (TRMK) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2025. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on July 22. On th ...

Wall Street expects a year-over-year increase in earnings on higher revenues when Veritex Holdings (VBTX) reports results for the quarter ended June 2025. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on July 22. ...

Core Viewpoint - Synchrony (SYF) is anticipated to report a year-over-year increase in earnings driven by higher revenues, with the actual results being a significant factor influencing its near-term stock price [1][2]. Earnings Expectations - The upcoming earnings report is expected to be released on July 22, with a consensus estimate of $1.70 per share, reflecting a year-over-year increase of +9.7%. Revenues are projected to be $4.5 billion, up 2.2% from the previous year [3][2]. Estimate Revisions - The consensus EPS estimate has been revised down by 1.59% over the last 30 days, indicating a reassessment by analysts [4]. The Most Accurate Estimate for Synchrony is higher than the Zacks Consensus Estimate, resulting in a positive Earnings ESP of +6.05% [11]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that a positive Earnings ESP reading is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1, 2, or 3 [9][10]. Synchrony's current Zacks Rank is 3, indicating a likelihood of beating the consensus EPS estimate [11]. Historical Performance - In the last reported quarter, Synchrony exceeded the expected earnings of $1.63 per share by delivering $1.89, resulting in a surprise of +15.95%. The company has beaten consensus EPS estimates in all of the last four quarters [12][13]. Conclusion - Synchrony is positioned as a compelling candidate for an earnings beat, but investors should consider other factors that may influence stock performance beyond just the earnings report [16].

Core Viewpoint - Cathay General (CATY) is anticipated to report a year-over-year increase in earnings driven by higher revenues, with the actual results being a significant factor influencing its near-term stock price [1][2]. Earnings Expectations - The upcoming earnings report is expected to be released on July 22, with a consensus EPS estimate of $1.10 per share, reflecting a year-over-year increase of +13.4% [3]. - Revenues are projected to reach $196 million, which is a 9.8% increase from the same quarter last year [3]. Estimate Revisions - Over the last 30 days, the consensus EPS estimate has been revised 0.44% higher, indicating a positive reassessment by analysts [4]. - The Most Accurate Estimate for Cathay is higher than the Zacks Consensus Estimate, resulting in an Earnings ESP of +0.76%, suggesting a bullish outlook on the company's earnings prospects [12]. Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that a positive Earnings ESP reading is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1 (Strong Buy), 2 (Buy), or 3 (Hold) [10]. - Cathay currently holds a Zacks Rank of 2, which, combined with the positive Earnings ESP, suggests a high likelihood of beating the consensus EPS estimate [12]. Historical Performance - In the last reported quarter, Cathay exceeded the expected earnings of $0.95 per share by delivering $0.98, resulting in a surprise of +3.16% [13]. - Over the past four quarters, the company has beaten consensus EPS estimates three times [14].

Wall Street expects a year-over-year increase in earnings on higher revenues when Eagle Bancorp Montana, Inc. (EBMT) reports results for the quarter ended June 2025. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.The stock might move higher if these key numbers top expectations in the upcoming earnings report. On the other hand, if they miss, t ...