Core Viewpoint - Analysts forecast that Elevance Health (ELV) will report quarterly earnings of $9.20 per share, indicating a year-over-year decline of 9.1%, while revenues are expected to reach $48.13 billion, reflecting an increase of 11.4% compared to the previous year [1] Revenue Estimates - The consensus estimate for 'Revenues- Premiums' is $39.62 billion, suggesting a year-over-year increase of 11.9% [5] - 'Revenues- Service fees' are expected to be $2.24 billion, indicating a decline of 1.8% year over year [5] - 'Revenues- Net investment income' is projected at $464.67 million, reflecting a decrease of 8.5% from the year-ago quarter [5] - 'Revenues- Product revenue' is forecasted to reach $6.14 billion, showing an increase of 11.1% from the previous year [6] Membership Estimates - 'Medical Membership - Medicare - Medicare Supplement' is expected to be 868.88 thousand, down from 894.00 thousand year over year [6] - 'Medical Membership - Commercial Risk-Based - Employer Group Risk-Based' is projected at 3.64 million, slightly down from 3.65 million in the same quarter last year [7] - 'Medical Membership - Commercial Risk-Based' is estimated at 5.00 million, up from 4.93 million year over year [7] - Total Medical Membership is expected to be 45.83 million, a slight increase from 45.78 million year over year [8] - 'Medical Membership - Medicare - Medicare Advantage' is projected to reach 2.24 million, up from 2.03 million year over year [8] - 'Medical Membership - Medicaid' is expected to be 8.86 million, down from 9.03 million year over year [9] - 'Medical Membership - Federal Employees Health Benefits' is projected at 1.65 million, slightly down from 1.66 million year over year [9] Stock Performance - Over the past month, shares of Elevance Health have returned -11.4%, contrasting with the Zacks S&P 500 composite's +4% change [9]

Group 1 - Upstart Holdings, Inc. closed at $63.35, with a +1.46% increase, outperforming the S&P 500's gain of 0.8% [1] - Over the past month, Upstart's shares have risen by 32.82%, significantly exceeding the Finance sector's gain of 2.69% and the S&P 500's gain of 5.12% [1] Group 2 - The upcoming earnings disclosure for Upstart is projected to show an EPS of $0.27, a 258.82% increase year-over-year, and revenue of $226.12 million, reflecting a 77.17% increase compared to the same quarter last year [2] - For the entire year, Zacks Consensus Estimates forecast earnings of $1.56 per share and revenue of $1.01 billion, indicating increases of +880% and +58.99% respectively compared to the previous year [3] Group 3 - Recent changes in analyst estimates for Upstart indicate positive sentiment regarding the company's business and profitability [4] - The Zacks Rank system, which includes estimate changes, has shown that 1 rated stocks have generated an average annual return of +25% since 1988, with Upstart currently holding a Zacks Rank of 3 (Hold) [5][6] Group 4 - Upstart is currently trading at a Forward P/E ratio of 40.03, which is a premium compared to the industry average Forward P/E of 11.65 [7] - The Financial - Miscellaneous Services industry, part of the Finance sector, has a Zacks Industry Rank of 91, placing it in the top 37% of over 250 industries [7][8]

Core Viewpoint - Analysts expect HealthEquity (HQY) to report quarterly earnings of $0.81 per share, reflecting a year-over-year increase of 1.3%, with revenues projected at $321.13 million, up 11.7% from the previous year [1] Earnings Projections - Changes in earnings projections are crucial for predicting investor reactions, with empirical studies showing a strong correlation between earnings estimate trends and short-term stock price movements [2] Revenue Estimates - Analysts estimate 'Revenue- Service' to reach $119.18 million, indicating a year-over-year change of +0.8% [4] - 'Revenue- Custodial' is projected at $151.45 million, reflecting a year-over-year increase of +24.5% [4] - 'Revenue- Interchange' is expected to be $49.71 million, showing a change of +4.1% from the year-ago quarter [4] HSA Metrics - Total HSA Assets are projected to reach $32.13 billion, up from $27.28 billion in the same quarter last year [5] - Total HSA investments are expected to be $14.46 billion, compared to $11.43 billion a year ago [5] Account Estimates - Analysts estimate 'CDBs Accounts' at 6.86 million, slightly down from 6.91 million reported last year [6] - The consensus for 'Total Accounts' stands at 16.92 million, up from 16.01 million in the same quarter of the previous year [6] Cash and Account Projections - Total HSA cash is expected to reach $17.67 billion, compared to $15.85 billion reported last year [7] - HSAs Accounts are projected to be 10.05 million, up from 9.1 million in the same quarter last year [7] Stock Performance - Over the past month, HealthEquity shares have returned +18.4%, outperforming the Zacks S&P 500 composite's +6.7% change, with a Zacks Rank 2 (Buy) indicating potential outperformance in the near future [7]

Core Insights - TPI Composites (TPIC) is expected to report a quarterly loss of $0.50 per share, a 61.8% increase in losses compared to the same period last year, with revenues projected at $328.93 million, reflecting a 10% year-over-year increase [1] Earnings Projections - The consensus EPS estimate for the quarter has been revised upward by 1.5% in the last 30 days, indicating a reassessment of initial estimates by analysts [2] - Changes in earnings projections are crucial for predicting investor reactions, with empirical studies showing a strong correlation between earnings estimate trends and short-term stock price movements [3] Revenue Estimates - Analysts predict 'Net Sales- Wind blade, tooling and other wind related' to reach $299.54 million, representing a year-over-year increase of 3.7% [5] - 'Net Sales- Field service, inspection and repair services' is forecasted to be $10.67 million, indicating a significant year-over-year increase of 107.6% [5][6] Market Performance - TPI Composites shares have shown a return of 20.3% over the past month, outperforming the Zacks S&P 500 composite, which increased by 11.3% [6] - Despite recent performance, TPI Composites holds a Zacks Rank 4 (Sell), suggesting it may underperform the overall market in the near future [6]

Core Viewpoint - Analysts project Primerica (PRI) will report quarterly earnings of $4.77 per share, a 22% increase year over year, with revenues expected to reach $787.37 million, reflecting a 6.2% increase from the same quarter last year [1]. Earnings Projections - There has been a downward revision of 0.6% in the consensus EPS estimate over the last 30 days, indicating a collective reconsideration by covering analysts [2]. - Changes in earnings projections are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate trends and short-term stock price movements [3]. Revenue Estimates - The consensus estimate for 'Revenues- Other, net' is $17.34 million, indicating a -0.4% year-over-year change [5]. - 'Revenues- Commissions and fees' are projected at $276.77 million, reflecting an 8.5% year-over-year increase [5]. - 'Revenues- Net premiums' are expected to reach $451.57 million, showing a 4.7% year-over-year increase [5]. - 'Adjusted Operating Revenues- Investment and Savings Products' are forecasted at $271.16 million, indicating an 11.3% year-over-year increase [6]. - 'Adjusted Operating Revenues- Term Life Insurance' is expected to be $464.46 million, reflecting a 5.5% increase from the prior-year quarter [6]. - 'Revenues- Net investment income' is projected to be $39.77 million, indicating a 5.2% year-over-year increase [7]. - 'Adjusted Operating Revenues- Corporate and Other Distributed Products' is expected to reach $52.47 million, reflecting a 3.6% year-over-year change [7]. Sales Force and Policy Metrics - The consensus estimate for 'Life-Licensed Sales Force, End of period' is 152,073, up from 142,855 in the same quarter last year [8]. - 'Life Insurance Policies Issued' is expected to be 90,432, compared to 86,587 in the same quarter of the previous year [8]. - 'Recruits' are projected to reach 111,314, slightly up from 110,710 year-over-year [9]. - 'Average Client Asset Values' are expected to arrive at $113.01 billion, compared to $99.5 billion in the previous year [9]. - 'New Life-Licensed Representatives' is estimated at 12,860, compared to 12,949 in the same quarter of the previous year [10]. Stock Performance - Shares of Primerica have returned +7.4% over the past month, while the Zacks S&P 500 composite has changed by +11.5% [10].

Core Viewpoint - Cenovus Energy (CVE) is expected to report quarterly earnings of $0.29 per share, reflecting a 37% decline year-over-year, with revenues projected at $9.55 billion, a decrease of 3.9% compared to the previous year [1]. Earnings Projections - The consensus EPS estimate has been revised downward by 1.6% in the last 30 days, indicating a reassessment by analysts [2]. - Changes in earnings projections are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate trends and short-term stock price movements [3]. Key Metrics Estimates - Analysts estimate 'Total Upstream Production' to reach 819.24 million barrels of oil equivalent per day, up from 800.9 million barrels in the same quarter last year [5]. - 'Upstream - Total Conventional Natural Gas Production' is expected to be 867.71 million cubic feet per day, compared to 855.8 million cubic feet in the same quarter last year [6]. - 'Upstream - Crude Oil and Natural Gas Liquids - Total Oil Sands Production - Foster Creek' is projected at 200.50 million barrels per day, an increase from 196 million barrels in the same quarter last year [7]. - 'Upstream - Crude Oil and Natural Gas Liquids - Total Oil Sands Production - Christina Lake' is estimated at 238.10 million barrels per day, slightly up from 236.5 million barrels in the same quarter last year [8]. - The estimate for 'Upstream - Crude Oil and Natural Gas Liquids - Total Oil Sands Production - Sunrise' stands at 51.80 million barrels per day, compared to 48.8 million barrels in the same quarter last year [9]. - 'Upstream - Crude Oil and Natural Gas Liquids - Total Oil Sands Production - Lloydminster Therma' is expected to reach 109.38 million barrels per day, down from 114.1 million barrels in the same quarter last year [10]. - 'Upstream - Crude Oil and Natural Gas Liquids - Total Oil Sands Production - Lloydminster Conventional Heavy Oil' is projected at 18.90 million barrels per day, up from 17.9 million barrels in the same quarter last year [11]. - The total estimate for 'Upstream - Crude Oil and Natural Gas Liquids - Total Oil Sands Production' is 618.68 million barrels per day, compared to 613.3 million barrels in the same quarter last year [12]. - 'Downstream - Total Canadian Refining - Heavy Crude Oil Unit Throughput' is expected to be 103.14 million barrels per day, down from 104.1 million barrels in the same quarter last year [13]. - 'Downstream - Total U.S. Refining - Crude Oil Unit Throughput' is projected at 554.13 million barrels per day, compared to 551.1 million barrels in the same quarter last year [13]. - 'Total upstream production - Total Conventional segment production' is estimated at 126.33 million barrels of oil equivalent per day, compared to 27.3 million barrels in the same quarter last year [14]. - 'Total upstream production - Total Offshore segment production' is expected to be 67.58 million barrels of oil equivalent per day, up from 64.9 million barrels in the same quarter last year [15]. Stock Performance - Shares of Cenovus have returned +4.2% over the past month, while the Zacks S&P 500 composite has changed by +11.5%, indicating that CVE is expected to mirror overall market performance in the near future [15].

Core Viewpoint - Analysts expect Paramount Global-B (PARA) to report quarterly earnings of $0.30 per share, reflecting a year-over-year decline of 51.6%, with revenues projected at $7.1 billion, down 7.6% from the previous year [1]. Revenue Estimates - The consensus estimate for 'Revenues- TV Media' is $4.45 billion, indicating a decline of 14.9% year-over-year [4]. - 'Revenues- Filmed Entertainment' is estimated at $605.83 million, showing a slight increase of 0.1% from the prior year [4]. - 'Revenues- Direct-to-Consumer' is projected to reach $2.13 billion, reflecting a growth of 13.1% year-over-year [4]. - 'Revenues- Direct-to-Consumer- Advertising' is expected to be $538.94 million, up 3.6% from the previous year [5]. - 'Revenues- Filmed Entertainment- Licensing and Other' is forecasted at $475.92 million, indicating a 5.5% increase year-over-year [5]. - 'Revenues- TV Media- Advertising' is anticipated to be $1.87 billion, down 27.8% from the year-ago quarter [6]. - 'Revenues- TV Media- Affiliate and Subscription' is estimated at $1.85 billion, reflecting a decrease of 7.6% year-over-year [6]. - 'Revenues- TV Media- Licensing and Other' is projected to reach $747.77 million, indicating a year-over-year increase of 14.9% [7]. - 'Revenues- Direct-to-Consumer- Subscription' is expected to be $1.62 billion, showing a growth of 19.5% from the prior year [7]. - 'Revenues- Filmed Entertainment- Theatrical' is forecasted at $139.12 million, down 9.1% year-over-year [7]. - 'Revenues- Licensing and Other' is projected to be $1.23 billion, reflecting a 14% increase year-over-year [8]. Subscriber Estimates - Analysts estimate that 'Global Paramount Subscribers' will reach 77.50 million, compared to 71.2 million a year ago [8]. Stock Performance - Over the past month, Paramount Global-B shares have returned +3.3%, outperforming the Zacks S&P 500 composite's +0.4% change [8].

Core Insights - Analysts project Visa will announce quarterly earnings of $2.68 per share, a 6.8% increase year over year, with revenues expected to reach $9.56 billion, reflecting a 9% increase from the same quarter last year [1] - The consensus EPS estimate has been adjusted upward by 0.1% over the past 30 days, indicating a reassessment by covering analysts [1][2] Revenue Projections - 'Revenues - Other revenues' are projected to reach $894.31 million, indicating an 18.3% increase year over year [4] - 'Revenues - Service revenues' are expected to be $4.40 billion, suggesting a 9.1% year-over-year change [4] - 'Revenues - Data processing revenues' are forecasted to reach $4.65 billion, reflecting a 9.2% increase from the prior year [4] - 'Revenues - International transaction revenues' are estimated at $3.36 billion, indicating a 12.7% increase from the previous year [5] Transaction Metrics - 'End of Period Connections - Total transactions' are expected to be 61.08 billion, up from 55.46 billion in the same quarter last year [5] - 'Payments Volume - Europe' is projected at $680.29 billion, compared to $620 billion a year ago [6] - 'Total volume' is expected to reach $3,988.87 billion, up from $3,780 billion in the previous year [6] Payments Volume Estimates - 'Payments volume - U.S.A' is forecasted at $1,675.64 billion, compared to $1,561 billion in the same quarter last year [7] - 'Payments volume - LAC' is estimated at $234.23 billion, up from $213 billion a year ago [7] - 'Payments volume - CEMEA' is projected to be $209.41 billion, compared to $182 billion last year [8] - 'Total payments volume' is expected to reach $3,406.83 billion, up from $3,173 billion in the previous year [8] - 'Payments volume - Canada' is estimated at $100.52 billion, compared to $95 billion in the same quarter last year [8] Stock Performance - Visa shares have decreased by 2.9% in the past month, while the Zacks S&P 500 composite has declined by 5.1% [9]

It is projected by analysts that the 'Revenue- Automotive Products' will reach $568.61 million. The estimate points to a change of -1.6% from the year-ago quarter. The combined assessment of analysts suggests that 'Auto-Dimming Mirror Shipments - Total Interior Mirrors' will likely reach 7.59 million. The estimate compares to the year-ago value of 7.82 million. Analysts forecast 'Auto-Dimming Mirror Shipments - Total Exterior Mirrors' to reach 4.42 million. The estimate is in contrast to the year-ago figure ...