Money market accounts (MMAs) can be a great place to store your cash if you're looking for a relatively high interest rate along with liquidity and flexibility. Unlike traditional savings accounts, MMAs typically offer better returns, and they may also provide check-writing privileges and debit card access. This makes these accounts ideal for holding long-term savings that you want to grow over time, but can still access when needed for certain purchases or bills. Find out which banks have the best MMA rat ...

LIVE Last Updated: 1 hour ago Markets Stall Ahead of Speech by Fed's Powell. Investors Wait for Rate Clues. By George Glover Stocks looked set to edge higher on Tuesday, with Wall Street reluctant to make any big moves ahead of a speech from Federal Reserve Chair Jerome Powell that could give a better sense of where interest rates are headed. Futures tracking the Dow Jones Industrial Average climbed 23 points, or 0.1%. Contracts tied to the S&P 500 and Nasdaq 100 were trading flat. The yield on the benchmar ...

Now, alternative investing has seen explosive, and I mean explosive interest in recent years with ETF offerings to match, but now that the Fed has tipped its hat to when it comes to rate path and everything else, the role of those alt type investments might actually be changing a bit. Joining me now for this conversation is Paisley Nardini, the managing director and portfolio manager at Simplify, along with Todd Rosenluth, director of research over at Vetify. Thank you both for being here with us in studio ...

The U.S. government’s renewed embrace of tariffs may be slowing deficits at the margins, but it does little to alter the country’s long-term debt trajectory, according to macro strategist Lyn Alden. Speaking with Scott Melker, host of TheStreet Roundtable, Alden described tariffs as the largest tax increase in decades, one that policymakers have been able to push through by calling it a national emergency. “One of the levers that does somewhat slow it are the tariffs,” Alden explained. “That basically rep ...

US stocks edged higher on Monday as Wall Street kept up a record-setting streak on the back of Big Tech megacaps. The Dow Jones Industrial Average (^DJI) nudged up 0.2%, while the S&P 500 (^GSPC) rose almost 0.5%. The tech-heavy Nasdaq Composite (^IXIC) led the way, rising 0.7%. All three major averages posted their third consecutive day of fresh records. Nvidia (NVDA) stock surged to close at a record high, as the company announced it would invest up to $100 billion in OpenAI in the coming years. Oracl ...

If you think it doesn't matter where you keep your savings, think again. There are several options for depositing your cash, each with different perks and limitations. If you choose a money market account (MMA), you'll have easy access to your money, but the interest rate on the account could drop at any time. With Treasury bills (AKA T-bills), the opposite is true: You can't access your money as easily, but your rate of return is guaranteed as long as you leave your money on deposit until the maturity da ...

Group 1 - The crypto industry is positioned for mass adoption as interest rates decline in major economies, creating an opportunity to attract millions of consumers [1][2][4] - Lower interest rates benefit borrowers but disadvantage savers, leading to frustration among consumers regarding low returns on cash holdings [2][3] - Stablecoins present a compelling alternative for consumers, offering higher interest rates compared to traditional bank accounts, which could appeal to those previously skeptical of digital assets [5][6] Group 2 - Coinbase is capitalizing on this opportunity by offering Canadian customers up to 4.5% yield on USDC holdings, contrasting sharply with the 0% interest offered by most checking accounts [6][7] - The market cap of USDC has more than doubled in the past year, indicating growing interest and adoption [7] - While faster payments are a known benefit of stablecoins, the potential for earning significant interest could be a more attractive feature for consumers [7]

Group 1 - Longer-term Treasury yields increased sharply this week, with the 10-year yield reaching 4.145% and the 30-year yield at 4.76%, despite the Federal Reserve's interest rate cut [1][2][5] - The Fed's recent rate cut to a range of 4.00%-4.25% led to a surge in stock prices, but bond traders reacted by selling long-term bonds, resulting in higher yields [2][3] - The bond market's reaction indicates skepticism about the Fed's aggressive rate cuts amid persistent inflation above the 2% target, with inflation projected to rise slightly next year [4][5] Group 2 - Rising longer-term yields can impact mortgage rates and costs associated with major purchases, as mortgage rates increased following the Fed's rate cut [6] - Homebuilder Lennar reported disappointing revenue for Q3 and provided weak guidance for future deliveries, citing pressures from elevated interest rates in the housing market [8] - The bond market's movements are influenced by international yields and economic developments abroad, highlighting the importance of monitoring global economic conditions [10]

Group 1 - The article discusses the comparison between an AI-driven bull market and the dot-com bubble, highlighting similarities and differences in market behavior and investor sentiment [1] - It explores alternative stock choices that investors might consider in the current market environment, suggesting diversification strategies [1] - The article addresses the issue of rising insurance costs and offers potential strategies for consumers to mitigate these expenses [1]

Market Overview - Stocks are starting the day higher, continuing the trend from all-time highs, with increased trading volumes expected due to triple witching [1][2] - Triple witching involves the expiration of stock index futures, stock index options, and single stock options, which may lead to volatility [2] Federal Reserve Insights - A significant number of Federal Reserve speakers are scheduled to provide insights on interest rates, with discussions indicating potential rate cuts [3][4] - Fed member Neil Kashkari anticipates two more rate cuts this year, while James Bullard suggests a neutral Fed funds rate as low as 3.25% [4] Economic Data Releases - Key economic data releases are expected next week, including GDP and durable goods on Thursday, and incoming outlays on Friday [5] US-China Relations - Upcoming discussions between Xi Jinping and Donald Trump are anticipated to focus on trade deals, including the TikTok deal and the role of companies like Nvidia and Apple [5][7] - The negotiations may impact market perceptions, particularly regarding trust in China as a trading partner [7][8] Stock Market Activity - Recent inflows into stocks reached $294 billion, marking the third highest inflow year on record, indicating strong market enthusiasm [10]