RT Naga Avan-Nomayo (@JeSuisNaga)FYI: $500 billion.💸 That’s how much value stablecoins could pull from U.S. bank deposits by 2028, per Standard Chartered.🏦 The bank says digital dollars, like USDT & USDC, are moving beyond crypto markets and beginning to pose structural questions for bank funding, liquidity, and regulation.🇺🇸 This shift is more evident today than ever before, particularly as U.S. policymakers debate how stablecoins should be supervised.💵 Greenback-tied stablecoins are currently near $300 bi ...

LATEST: 🏦 US regional banks could lose $500 billion in deposits to stablecoins by 2028, with net interest margin income facing the greatest pressure, according to global bank Standard Chartered. https://t.co/RD3YHo6PeW ...

⚡️ UPDATE: Stablecoins saw a $2.24B outflow in 10 days, with funds moving into gold and silver, both at new ATHs, according to Santiment. https://t.co/H6XsF2RxZR ...

Now open on Circle Payments Network (CPN): EU and India payouts with @SabermoneySaber expands CPN coverage across key corridors, connecting stablecoins to local payment rails in Europe and India.→ EU (EUR via SEPA) for local euro settlement→ India (INR via IMPS, RTGS, NEFT) for near-instant local payouts→ One integration. No bilateral complexity.New corridors. Same network standards. ...

RT BMNR Bullz (@BMNRBullz)ETHEREUM IS QUIETLY WINNING TOKENIZATIONEthereum now hosts over 60% of all tokenized assets, with nearly $200B settling on the network.That includes:🔹 Stablecoins🔹 Tokenized funds🔹 Stocks🔹 CommoditiesTokenization has moved beyond experiments.Real capital is already settling on Ethereum.As more financial assets migrate on-chain, Ethereum is becoming the default settlement layer.That trend is structurally bullish for Ethereum.$ETH @ethereum @fundstrat ...

"Crypto asset manager @BitwiseInvest predicts assets in vaults could double by the end of 2026, as demand for yield on stablecoins grows."Crypto is entering its Vaults Era. https://t.co/sOd8Gg9Ymp ...

LATEST: 📊 Stablecoins' market cap fell $2.24 billion over 10 days as capital moved into gold and silver, both of which have reached new all-time highs, according to analytics platform Santiment. https://t.co/lLCExDsJ2y ...

Financial Data and Key Metrics Changes - Visa reported $40 billion in net revenue for fiscal year 2025, an increase of 11% from the previous year [48] - GAAP earnings per share was $10.20, up 5%, while non-GAAP earnings per share was $11.47, up 14% [48] - The company returned $22.8 billion to shareholders through share repurchases and dividends [48] Business Line Data and Key Metrics Changes - Total volume grew 7% on a constant dollar basis to $16.7 trillion, with total transactions increasing by 8% to 329 billion [48] - Payments volume rose 8% on a constant dollar basis to $14.2 trillion, with payments transactions reaching 313 billion [48] - Cross-border volume grew 13% year-over-year on a constant dollar basis, excluding intra-Europe [49] Market Data and Key Metrics Changes - Visa operates with nearly 14,500 financial institutions and many influential technology and consumer companies [49] - The addressable consumer spend is estimated at over $40 trillion, with Visa pursuing more than $20 trillion in annual opportunities [50] - In commercial and money movement solutions, Visa sees a $200 trillion annual volume opportunity, with $145 trillion in B2B [50] Company Strategy and Development Direction - Visa is focused on three growth levers: consumer payments, commercial and money movement solutions, and value-added services [49] - The company aims to tokenize 100% of e-commerce transactions, achieving over 50% tokenization in 2025 [51] - Visa's strategy includes expanding its portfolio of commercial payment solutions and enhancing its capabilities in accounts receivable and payable [55] Management's Comments on Operating Environment and Future Outlook - The management highlighted the dynamic year in payments driven by technology convergence, including AI and tokenization [47] - Visa is positioned to lead in the transformation of payments, emphasizing the importance of innovation and partnerships [66] - The company remains committed to maximizing shareholder value through disciplined capital allocation and investment in growth opportunities [73] Other Important Information - Visa's Value-Added Services generated nearly $11 billion in revenue, growing at a compound annual growth rate of over 20% since 2021 [57] - The company processed 12.6 billion transactions through Visa Direct, up 27% year-over-year [56] Q&A Session Summary Question: How might stablecoins and CBDCs impact Visa's role in the payment ecosystem? - Visa views stablecoins and CBDCs as significant opportunities, particularly in under-penetrated markets where there is strong demand for U.S. dollars [68] - The company is actively engaging with central banks and has launched a Stablecoin Advisory Practice to guide strategy and implementation [71] Question: Can you describe Visa's capital allocation strategy, including share buybacks? - Visa's capital allocation strategy prioritizes investing in the business, returning 20% to 25% of earnings per share to shareholders through dividends, and returning excess capital through buybacks [73] - In 2025, Visa repurchased $18.2 billion in stock and has a remaining buyback authorization of $24.9 billion [74]

Financial Data and Key Metrics Changes - Visa reported $40 billion in net revenue for fiscal year 2025, an increase of 11% from the previous year [44] - GAAP earnings per share was $10.20, up 5%, while non-GAAP earnings per share was $11.47, up 14% [45] - The company returned $22.8 billion to shareholders through share repurchases and dividends [45] Business Line Data and Key Metrics Changes - Total volume grew 7% on a constant dollar basis to $16.7 trillion, with total transactions increasing by 8% to 329 billion [45] - Payments volume rose 8% on a constant dollar basis to $14.2 trillion, with payments transactions reaching 313 billion [45] - Cross-border volume grew 13% year-over-year on a constant dollar basis, excluding intra-Europe [46] Market Data and Key Metrics Changes - Visa operates with nearly 14,500 financial institutions and many influential technology and consumer companies [46] - The addressable consumer spend is estimated at over $40 trillion, with Visa pursuing more than $20 trillion in annual opportunities [47] - In commercial and money movement solutions, Visa sees a $200 trillion annual volume opportunity, with $145 trillion in B2B [47] Company Strategy and Development Direction - Visa is focused on three growth levers: consumer payments, commercial and money movement solutions, and value-added services [46] - The company aims to tokenize 100% of e-commerce transactions, achieving over 50% tokenization in 2025 [48] - Visa's strategy includes expanding its portfolio of commercial payment solutions and enhancing its capabilities in accounts receivable and accounts payable [52] Management's Comments on Operating Environment and Future Outlook - The CEO highlighted the dynamic year in payments driven by technology convergence, including AI and tokenization [43] - Visa is well-positioned to lead in the evolving payment landscape, focusing on product innovation and partnerships [60] - The company remains committed to maximizing shareholder value through disciplined capital allocation [67] Other Important Information - Visa's Value-Added Services generated nearly $11 billion in revenue, growing at a compound annual growth rate of over 20% since 2021 [54] - The company processed 12.6 billion transactions through Visa Direct, up 27% year-over-year [53] Q&A Session Summary Question: Why does executive compensation include grants of Visa stock? - Equity awards align executives' interests with shareholders by linking compensation to stock performance and long-term corporate goals [35] Question: How might stablecoins and CBDCs impact Visa's role in the payment ecosystem? - Visa views stablecoins and CBDCs as significant opportunities, particularly in under-penetrated markets where there is strong demand for U.S. dollars [62] Question: Can you describe Visa's capital allocation strategy, including share buybacks? - Visa prioritizes investing in the business, returning 20%-25% of earnings per share to shareholders through dividends, and returning excess capital through buybacks [67]

RT Token Terminal 📊 (@tokenterminal)Tokenized assets 🤝 @ethereum🔹Ethereum hosts 61.2% of all tokenized assets.🔹Close to $200 billion of tokenized assets now settle on Ethereum.🔹Tokenized assets include stablecoins, tokenized funds, stocks, and commodities. https://t.co/lYMBdsz47B ...