This out-of-favor industry could be in the doghouse for years. Do you buy for yield or for dividend safety?The healthcare sector is both large and important, and one of its most exciting areas is the pharmaceutical niche. That's always true from a development standpoint. Right now, it's also true from the regulatory side of things.But that excitement isn't necessarily for a good reason. Changes underway in Washington have put drugmakers, particularly those that make vaccines, in Wall Street's doghouse. A gr ...

Company Overview - Preferred Bank (PFBC) is headquartered in Los Angeles and operates in the Finance sector, with a stock price change of 8.31% since the beginning of the year [3]. Dividend Information - The current dividend payout is $0.75 per share, resulting in a dividend yield of 3.21%, which is higher than the Banks - West industry's yield of 3.08% and the S&P 500's yield of 1.52% [3]. - The annualized dividend of $3.00 represents a 7.1% increase from the previous year, and over the last 5 years, the company has increased its dividend 5 times, averaging an annual increase of 23.36% [4]. - The current payout ratio is 32%, indicating that the company paid out 32% of its trailing 12-month earnings per share as dividends [4]. Earnings Expectations - The Zacks Consensus Estimate for earnings in fiscal year 2025 is $9.82 per share, with an expected increase of 1.87% from the previous year [5]. Investment Appeal - Preferred Bank is considered an attractive dividend play and a compelling investment opportunity, holding a Zacks Rank of 2 (Buy) [6].

Group 1 - Samuel Smith has extensive experience in dividend stock research and investment, having served as lead analyst and Vice President at notable firms [1] - He is a Professional Engineer and Project Management Professional with degrees in Civil Engineering & Mathematics and a Master's in Engineering focused on applied mathematics and machine learning [1] - Samuel leads the High Yield Investor investing group, collaborating with Jussi Askola and Paul R. Drake to balance safety, growth, yield, and value in investment strategies [2] Group 2 - High Yield Investor provides real-money core, retirement, and international portfolios, along with regular trade alerts and educational content for investors [2] - The service includes an active chat room for like-minded investors to share insights and strategies [2]

Core Insights - Dividend investing provides an opportunity for passive income, but requires careful selection of companies with strong management, a solid dividend history, and sufficient free cash flow to sustain and grow dividends [1] - Realty Income, known as "The Monthly Dividend Company," offers a competitive annual dividend yield of 5.4% and has a strong track record of over 30 years of consistent dividend payments and increases [2][10] Company Overview - Realty Income is a real estate investment trust (REIT) that operates under a triple net lease model, where tenants are responsible for property taxes, insurance, and maintenance, allowing for longer and potentially more affordable rental agreements [4][6] - The company focuses on non-discretionary, low-price-point, and service-oriented businesses, with major clients including 7-Eleven, Dollar General, Walgreens, and Wynn Resorts, and is expanding into high-growth sectors like U.S. casinos and data centers [7] Dividend Performance - Realty Income has a history of increasing its dividends, with its 132nd dividend increase announced recently, and a compound annual growth rate of 4.2% in dividends since its public listing in 1994 [10]

Company Overview - Crescent Capital BDC, Inc. (NASDAQ: CCAP) has experienced a significant decline in stock price, dropping over 18% since the beginning of 2025 [1] Investment Strategy - The focus on dividend investing is highlighted as a key strategy for achieving financial freedom, emphasizing its accessibility for investors [1] - The author has extensive experience in M&A and business valuation, which informs their investment decisions and insights [1] Portfolio Focus - The investment portfolio primarily includes sectors such as technology, real estate, software, finance, and consumer staples, which have been areas of professional advisory and personal investment [1]

Core Viewpoint - Crescent Capital BDC, Inc. (NASDAQ: CCAP) has experienced a significant decline in stock price, dropping over 18% since the beginning of 2025, although this negative performance is somewhat mitigated by dividends [1] Company Insights - The company focuses on dividend investing as a strategy for financial stability and growth, which is highlighted as an accessible path to achieving financial freedom [1] - The author emphasizes the importance of financial modeling, commercial and financial due diligence, and negotiation in assessing the health of companies within various sectors, including tech, real estate, software, finance, and consumer staples [1] Investment Strategy - Dividend investing is presented as a key component of the author's financial journey, aimed at demystifying the process for others seeking to build long-term wealth [1]

Group 1 - All 22 banks successfully passed the Federal Reserve's 2025 stress test, indicating strong financial health amidst macroeconomic uncertainty [1] - The positive results from the stress test are likely to boost investor confidence in both the economy and the banking sector [1]

Group 1 - All 22 banks successfully passed the Federal Reserve's 2025 stress test, indicating strong financial health amidst macroeconomic uncertainty [1] - The positive results from the stress test are likely to boost investor confidence in both the economy and the banking sector [1]

Economic Overview - The U.S. economy is showing signs of weakening, as indicated by the August jobs report [1] - Despite the economic slowdown, the S&P 500 continues to reach new highs, leading to a scarcity of bargains in the market [1]

Group 1 - Samuel Smith has extensive experience in dividend stock research and investment, having served as lead analyst and Vice President at notable firms [1] - He is a Professional Engineer and Project Management Professional, holding degrees in Civil Engineering & Mathematics and a Masters in Engineering with a focus on applied mathematics and machine learning [1] - Samuel leads the High Yield Investor investing group, collaborating with Jussi Askola and Paul R. Drake to balance safety, growth, yield, and value [2] Group 2 - High Yield Investor provides real-money core, retirement, and international portfolios, along with regular trade alerts and educational content [2] - The service includes an active chat room for investors to share insights and strategies [2]