Network Updates - Sui Network 的更新浪潮由 YLDs（收益代币）, 稳定币, RWAs（现实世界资产）和技术升级驱动 [1] - 这些更新正在重塑 Sui Network 的架构 [1] - 行业认为这些变化提升了 Sui Network 对机构的吸引力 [1]

Market Trends - BTC & ETH rebound after reclaiming key levels, marking the first real bounce in weeks [1] - On-chain stocks are gaining traction across perps & tokenized assets [1] - Stablecoins continue expanding into consumer fintech (KlarnaUSD) [1] Project Developments - MegaETH & Monad are battling for mindshare with messy but high-profile launches [1] - HIP-3 growth tools indicate Hyperliquid is doubling down on builder incentives [1]

South Africa’s central bank has cooled expectations for a retail central bank digital currency, saying the country does not face an urgent need to launch one and should focus instead on upgrading the existing payments system. Key Takeaways: South Africa’s central bank says a retail CBDC is not needed now and is prioritizing payments system upgrades instead. The SARB will focus on wholesale digital currency uses and improving cross-border payments. Officials also warned that crypto and stablecoins pos ...

🗞️ Need to catch up on the news? Here's our top 10 from today:🔸 Europe's largest asset manager Amundi launches first tokenized share for euro money market fund on Ethereum.🔹 A malicious Chrome extension called Crypto Copilot is letting users trade Solana from X while secretly skimming SOL from every swap.🔸 Crypto is increasingly becoming a practical alternative in countries still struggling with high inflation.🔹 Binance’s XRP reserves have fallen to about 2.7B, one of the lowest ever, as steady outflows sho ...

3️⃣ days left to enjoy gas-free USDC and USD1 transfers, withdrawals and bridging on BNB ChainStart moving your stablecoins for free 👇https://t.co/PkBMkH0b5T https://t.co/8urN09hnmO ...

Big step toward interoperability! 👏 Welcome @USDT0_to to @Mantle_Official.Mantle (@Mantle_Official):gmantle @USDT0_to.Now live on Mantle, your unified USDT liquidity moves freely across the EVM universe without wrapping, fragmentation, or friction.Faster, more secure, and truly interoperable.Another step in advancing stablecoins and accelerating the RWAvolution. https://t.co/8qAUdvwRiR ...

The crypto trade is mostly over. Value accrual will primarily go to stablecoins and tradfi companies using their own blockchains (Stripe, Coinbase, Robinhood), not 95% of this dogshitOpportunities will mainly be in BTC, Privacy, Hype/DEX. Maybe AI/robotics x Blockchain in 2027+ ...

Core Insights - The payments landscape is undergoing a transformation with Buy Now, Pay Later (BNPL) becoming a popular financing option, challenging traditional credit card dominance [2][3] - Mastercard and Affirm are competing to shape the future of short-term credit in the digital economy [2][3] Mastercard Overview - Mastercard has a market cap of $489.4 billion and facilitates secure electronic payments globally, leveraging its network to support banks and merchants in providing installment solutions [5] - In Q3 2025, Mastercard's net revenues increased by 17% year over year, driven by strong consumer spending and cross-border volumes [6] - The company is investing in various innovative areas such as tokenization, cybersecurity, and AI-powered solutions to enhance its market position [7] - Mastercard maintains a strong cash position with $10.4 billion in cash and no short-term debt, allowing for share buybacks and dividends [8] Affirm Overview - Affirm is a key player in the BNPL space, focusing on transparency and data-driven underwriting, with features appealing to younger consumers [9][10] - The company reported a 34% revenue growth and a 42% increase in gross merchandise volume (GMV), expanding its ecosystem to 24.1 million consumers and 419,000 merchants [9][11] - Affirm's partnerships with major merchants enhance its market presence and allow for attractive financing options like 0% APR promotions [11] - The company utilizes AI for underwriting and customer support, contributing to its growth and efficiency [12] Financial Performance Comparison - Zacks Consensus Estimates predict Mastercard's 2025 sales and EPS growth at 15.8% and 12.6%, respectively, while Affirm's estimates indicate a 26% sales increase and a staggering 566.7% EPS growth for fiscal 2026 [14] - Year-to-date, Mastercard stock has returned 3.5%, while Affirm has outperformed with a 13% increase [15] - On a price-to-sales basis, Mastercard trades at 13.46X forward revenues compared to Affirm's 5.11X, indicating more room for growth for Affirm [16] Valuation Insights - Mastercard is currently trading below its average analyst price target of $659.38, suggesting a 21% potential upside, while Affirm trades below its target of $94.73, indicating a 37.7% potential upside [17] Conclusion - Both companies are strong players in the payment facilitation space, but Affirm's rapid user adoption and focus on BNPL innovation position it for greater long-term growth potential [18] - For investors seeking rapid gains, Affirm currently presents a more compelling opportunity compared to Mastercard [21]

🔥 BULLISH: Since the Oct. 11 market crash, Tether and Circle have issued a combined 17.25B in new stablecoins, per Lookonchain. https://t.co/r3ewsr39uM ...

🔥 BULISH: Since the Oct. 11 market crash, Tether and Circle have issued a combined 17.25B in new stablecoins, per Lookonchain. https://t.co/vEJaPXScFL ...