Group 1 - Analysts expect SmarFinancial (SMBK) to report quarterly earnings of $0.55 per share, reflecting a year-over-year increase of 12.2% [1] - Revenue projections for SmarFinancial are set at $45.99 million, which indicates a 14.7% increase from the same quarter last year [1] - There has been no revision in the consensus EPS estimate over the past 30 days, indicating stability in analysts' projections [1] Group 2 - The 'Efficiency Ratio' is estimated to be 70.3%, an improvement from the previous year's figure of 71.2% [4] - Analysts predict the 'Average Balance - Total interest earning assets' will reach $4.81 billion, up from $4.50 billion reported in the same quarter last year [4] - 'Total noninterest income' is forecasted to be $7.90 million, down from $8.38 million in the same quarter last year [5] Group 3 - 'Net interest income (FTE)' is projected to be $38.21 million, compared to $31.81 million from the previous year [5] - The consensus for 'Net interest income' stands at $37.89 million, an increase from $31.72 million reported in the same quarter last year [6] - SmarFinancial shares have decreased by 11.3% over the past month, contrasting with a 3.9% decline in the Zacks S&P 500 composite [6]

Core Viewpoint - American Express Company (AXP) is expected to report first-quarter 2025 results on April 17, 2025, with earnings estimated at $3.46 per share and revenues of $17 billion, reflecting year-over-year growth in both metrics [1][2]. Earnings Estimates - The Zacks Consensus Estimate for first-quarter earnings indicates a year-over-year increase of 3.9%, while revenues are projected to grow by 7.6% [2]. - For the current year, the revenue estimate stands at $71.5 billion, implying an 8.4% rise year-over-year, and the EPS estimate is $15.24, suggesting a 14.2% increase [3]. Recent Performance - American Express has consistently beaten consensus earnings estimates in the last four quarters, with an average surprise of 6.9% [3]. Earnings Prediction Model - Current indicators suggest uncertainty regarding an earnings beat, with an Earnings ESP of -0.40% and a Zacks Rank of 3 (Hold) [4]. Factors Influencing Q1 Results - A rise in network volumes is anticipated, driven by resilient consumer spending among AXP's premium customer base, with a projected 6.1% year-over-year growth in total network volumes [6]. - Discount revenues are expected to grow by 5% year-over-year, supported by increased network volumes [7]. - Growth in cards-in-force is projected at 4.5% year-over-year, with Average Card Member loans expected to rise by 10.6% [8]. - Interest income is likely to increase by 5.2% from the previous year, reflecting higher loan receivables [9]. Expense Considerations - Rising expenses in card member services, marketing, and salaries may limit margin growth, with increased client engagement costs anticipated due to higher spending and travel-related benefits [10]. - Pre-tax income from Global Merchant and Network Services is expected to decline by 3%, and U.S. Consumer Services is projected to fall by 5.4% year-over-year, adding to the uncertainty of an earnings beat [11]. Stock Performance and Valuation - AXP's stock has declined by 13.9% year-to-date, outperforming the industry's decline of 18.5% [12]. - Currently, AXP trades at 16.08X forward 12-month earnings, above the industry average of 13.97X, indicating it may be overvalued compared to its peers [15]. Market Context - The company operates in a different model compared to Visa and Mastercard, taking on full credit risk while serving an affluent customer base [17]. - Expectations of rate cuts could impact banking margins but may also boost consumer spending and swipe fee revenue [18]. - Near-term challenges include rising expenses and greater exposure to U.S. economic shifts compared to global competitors [19]. Investor Sentiment - Steady operations and customer resilience are seen as positive for current shareholders, while new investors may consider waiting for a more favorable entry point due to potential regulatory changes and spending shifts [20].

Core Viewpoint - Analysts forecast that Blackstone Inc. (BX) will report quarterly earnings of $1.11 per share, reflecting a year-over-year increase of 13.3%, with anticipated revenues of $2.81 billion, showing a 10.1% increase compared to the previous year [1]. Earnings Estimates - The consensus EPS estimate has been revised 6.1% lower over the last 30 days, indicating a reevaluation of initial estimates by analysts [2]. - Changes in earnings estimates are crucial for predicting investor reactions, as empirical research shows a strong correlation between earnings estimate revisions and short-term stock performance [3]. Revenue Projections - Analysts estimate 'Segment Revenues- Base Management Fees' to be $1.80 billion, a 9.4% increase from the prior year [5]. - 'Segment Revenues- Total Management and Advisory Fees, Net' is expected to reach $1.89 billion, reflecting a 10.5% year-over-year increase [5]. - 'Segment Revenues- Fee Related Performance Revenues' is projected at $283.39 million, indicating a decline of 4.1% year-over-year [6]. - 'Segment Revenues- Realized Performance Revenues' is estimated to be $628.05 million, showing a 17.1% increase from the previous year [6]. Assets Under Management - The consensus estimate for 'Fee-Earning Assets Under Management Rollforward - Private Equity' is $217.64 billion, up from $170.6 billion in the same quarter last year [7]. - 'Fee-Earning Assets Under Management Rollforward - Real Estate' is projected at $281.95 billion, down from $301.58 billion year-over-year [7]. - 'Fee-Earning Assets Under Management Rollforward - Hedge Fund Solutions' is expected to reach $76.20 billion, compared to $73.38 billion last year [8]. - 'Fee-Earning Assets Under Management Rollforward - Credit & Insurance' is estimated at $281.73 billion, up from $235.83 billion year-over-year [8]. - The average prediction for 'Fee-Earning Assets Under Management' is $857.53 billion, compared to $781.4 billion last year [9]. - 'Total Assets Under Management - Hedge Fund Solutions' is expected to be $85.46 billion, up from $82.29 billion year-over-year [9]. - 'Total Assets Under Management - Credit & Insurance' is projected at $388.49 billion, compared to $329.64 billion last year [9]. - 'Total Assets Under Management - Real Estate' is estimated to be $320.58 billion, down from $339.33 billion year-over-year [10]. Stock Performance - Shares of Blackstone Inc. have decreased by 9.7% in the past month, contrasting with a 3.6% decline in the Zacks S&P 500 composite [11].

Group 1: Travelers' Companies, Inc. (TRV) - The company has an Earnings ESP of +0.30% and a Zacks Rank of 3 [1] - The Zacks Consensus Estimate for first-quarter 2025 earnings is $3.26, reflecting a year-over-year decrease of 39.7% [1] - TRV has beaten earnings estimates in each of the last four reported quarters [1] Group 2: Cincinnati Financial Corporation (CINF) - The company has an Earnings ESP of +2.00% and a Zacks Rank of 3 [2] - The Zacks Consensus Estimate for first-quarter 2025 earnings indicates a loss of $0.50, representing a year-over-year decrease of 129% [2] - CINF has beaten earnings estimates in three of the last four reported quarters and missed in one [2] Group 3: First American Financial Corporation (FAF) - The company has an Earnings ESP of +5.85% and a Zacks Rank of 3 [3] - The Zacks Consensus Estimate for first-quarter 2025 earnings is $0.67, indicating a year-over-year increase of 48.8% [3] - FAF has beaten earnings estimates in three of the last four reported quarters and missed in one [4]

Core Viewpoint - The market anticipates a year-over-year decline in D.R. Horton's earnings due to lower revenues, with a focus on how actual results will compare to estimates [1][3]. Earnings Expectations - D.R. Horton is expected to report quarterly earnings of $2.69 per share, reflecting a year-over-year decrease of 23.6% [3]. - Revenues are projected to be $8.14 billion, down 10.6% from the same quarter last year [3]. Estimate Revisions - The consensus EPS estimate has been revised 2.16% lower in the last 30 days, indicating a bearish sentiment among analysts regarding the company's earnings prospects [4][10]. - The Most Accurate Estimate is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -1.23% [10][11]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that a positive or negative reading indicates the likely deviation of actual earnings from the consensus estimate, with positive readings being more predictive of earnings beats [6][7]. - A positive Earnings ESP combined with a Zacks Rank of 1, 2, or 3 has shown a nearly 70% success rate in predicting earnings surprises [8]. Historical Performance - In the last reported quarter, D.R. Horton exceeded the expected earnings of $2.40 per share by delivering $2.61, resulting in a surprise of +8.75% [12]. - Over the past four quarters, the company has beaten consensus EPS estimates three times [13]. Conclusion - D.R. Horton does not currently appear to be a strong candidate for an earnings beat, and investors should consider other factors when making investment decisions ahead of the earnings release [16].

Core Viewpoint - Abbott Laboratories is expected to report its first-quarter 2025 results on April 16, with positive revenue and earnings growth anticipated compared to the previous year [1][3]. Revenue and Earnings Estimates - The Zacks Consensus Estimate for Abbott's first-quarter 2025 revenues is $10.42 billion, reflecting a 4.5% increase from the same quarter last year [3]. - The estimated earnings per share (EPS) for the first quarter of 2025 is $1.07, indicating a 9.2% improvement year-over-year [3]. Segment Performance Diagnostics - The Diagnostics segment is projected to benefit from high testing demand and the adoption of top-tier systems, with a year-over-year revenue increase of 1% expected [5][7]. - However, a decline in COVID-19 testing revenues is anticipated, continuing a trend observed in previous quarters [6][7]. Established Pharmaceuticals (EPD) - The EPD division is likely to show strong performance driven by a diverse product portfolio and favorable demographic trends, with a projected revenue increase of 0.5% year-over-year [8][10]. - The introduction of biosimilars is identified as a strategic growth area, contributing positively to revenue [9]. Medical Devices - The Medical Devices segment is expected to see a significant revenue increase of 9.8% year-over-year, driven by strong sales in the Diabetes Care division and advancements in electrophysiology and structural heart products [11][14]. - Recent positive trial data for the TriClip device is anticipated to further enhance sales in this segment [12]. Nutrition - The Nutrition division is expected to benefit from robust sales of adult nutrition brands like Ensure, with a projected revenue growth of 2.5% year-over-year [15][16]. Earnings Surprise Potential - Abbott has an Earnings ESP of +0.57% and a Zacks Rank of 2, indicating a favorable outlook for beating earnings estimates [17].

Core Viewpoint - Kinder Morgan is expected to report a year-over-year increase in earnings and revenues, but actual results compared to estimates will significantly impact its stock price [1][2]. Earnings Expectations - The consensus estimate for Kinder Morgan's quarterly earnings is $0.35 per share, reflecting a 2.9% increase year-over-year, with revenues projected at $4.14 billion, up 7.7% from the previous year [3]. - The consensus EPS estimate has been revised 1.9% higher in the last 30 days, indicating a reassessment by analysts [4]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that the Most Accurate Estimate is lower than the consensus estimate, resulting in an Earnings ESP of -2.90%, indicating a bearish outlook from analysts [10][11]. - A positive Earnings ESP is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1, 2, or 3, which increases the likelihood of a positive surprise [8]. Historical Performance - Kinder Morgan has only beaten consensus EPS estimates once in the last four quarters, with a recent surprise of -3.03% when it reported earnings of $0.32 per share against an expectation of $0.33 [12][13]. Conclusion - Kinder Morgan does not appear to be a compelling candidate for an earnings beat, and investors should consider other factors before making investment decisions [16].

Las Vegas Sands (LVS) is expected to deliver a year-over-year decline in earnings on lower revenues when it reports results for the quarter ended March 2025. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.The earnings report might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stoc ...

Core Viewpoint - Wall Street analysts forecast that FB Financial (FBK) will report quarterly earnings of $0.85 per share, indicating no change from the previous year, with anticipated revenues of $132.69 million, reflecting a 23.5% increase year-over-year [1]. Earnings Estimates - Over the last 30 days, there has been no revision in the consensus EPS estimate for the quarter, indicating stability in analysts' forecasts [2]. - Changes in earnings estimates are crucial for predicting investor reactions to the stock, as empirical research shows a strong correlation between earnings estimate revisions and short-term stock price performance [3]. Key Financial Metrics - Analysts estimate the 'Efficiency Ratio' to be 57.3%, down from 67.4% in the previous year [5]. - The 'Net Interest Margin' is projected to reach 3.6%, compared to 3.4% in the same quarter last year [5]. - 'Average Earning Assets' are expected to be $12.39 billion, up from $11.80 billion year-over-year [5]. Income Projections - 'Mortgage banking income' is forecasted at $10.66 million, down from $12.59 million in the previous year [6]. - 'Total Noninterest income' is estimated to be $22.81 million, compared to $7.96 million in the same quarter last year [6]. - 'Net interest income (tax-equivalent basis)' is projected at $109.51 million, up from $100.20 million year-over-year [7]. - 'Service charges on deposit accounts' are expected to reach $3.40 million, compared to $3.14 million in the same quarter last year [7]. - 'Net Interest Income' is anticipated to be $109.79 million, compared to $99.49 million in the previous year [8]. - 'Investment services and trust income' is estimated at $3.70 million, up from $3.23 million in the same quarter last year [8]. Stock Performance - FB Financial shares have decreased by 11.4% over the past month, compared to a 13.5% decline in the Zacks S&P 500 composite [8]. - With a Zacks Rank 1 (Strong Buy), FBK is expected to outperform the overall market in the near future [8].

Core Viewpoint - Wells Fargo is expected to report a slight decline in revenues for the first quarter of 2025, with challenges in net interest income and non-interest revenues impacting overall performance [2][3]. Financial Performance - The Zacks Consensus Estimate for first-quarter 2025 revenues is $20.8 billion, indicating a 0.3% year-over-year decline [2]. - The consensus estimate for earnings has been revised downward to $1.23, reflecting a 2.4% decline from the prior-year quarter [3]. - Wells Fargo has a history of earnings surprises, with an average surprise of 11.23% over the trailing four quarters [5]. Revenue Breakdown - Net interest income (NII) is estimated at $11.85 billion, showing a marginal rise from the previous quarter [9]. - Mortgage banking revenues are expected to decline by 7.1% to $273.1 million due to stagnant refinancing activities [10]. - Investment advisory and asset-based fee revenues are projected to increase by 1.4% to $2.6 billion [11]. - Investment banking (IB) income is estimated at $714.7 million, reflecting a 1.4% sequential decline [13]. - Total non-interest income is expected to be $8.94 billion, indicating a 4.7% sequential increase [14]. Expense and Asset Quality - Expenses are anticipated to rise due to investments in technology and digitalization efforts [14]. - Total non-accrual loans are estimated at $7.89 billion, suggesting a 2.2% sequential increase [15]. - Non-performing assets are expected to rise to $8.1 billion, indicating a 1.7% increase from the previous quarter [15]. Market Position and Valuation - Wells Fargo's shares have outperformed the industry and major peers, with a forward P/E ratio of 10.15X, which is below the industry average of 10.39X [21]. - The stock is trading at a premium compared to Bank of America and Citigroup, which have forward P/E ratios of 9.24X and 7.41X, respectively [23]. Strategic Outlook - Under CEO Charlie Scharf, Wells Fargo is enhancing its compliance framework and risk management techniques [24]. - There is optimism regarding the potential lifting of the $1.95 trillion asset cap imposed after the 2018 scandal, which could facilitate loan growth [25]. - The bank is implementing cost-cutting measures to lower operating expenses and improve long-term profitability [27].