RT Devconnect ARG - the first Ethereum World’s Fair (@EFDevcon)“DeFi is operating in a 24/7 unique system, so any financial opportunity can be accessed by any person, in any part of the world. It is the most democratizing financial technology.”- @StaniKulechov from @aave on the Main Stage at Ethereum Day. https://t.co/VhpnBvjhEv ...

The rapid advance of financial-technology companies in Africa could help traditional lenders enhance their customer service, said the CEO of Rand Merchant Bank, a unit of FirstRand, Africa’s biggest bank by market capitalization https://t.co/9IwV6h1TsP ...

Hyperliquid founder Jeff: DeFi's vision isn't over—the tech just got better.On October 14, during an interview at TOKEN2049 Singapore, Hyperliquid founder Jeff refuted the host's claim that the independent vision of DeFi has come to an end. He stated that DeFi is not a separate world, but rather a superior financial technology. The core value of blockchain lies in enabling global consensus, especially in the coordination of money and assets. He argued that the financial industry is not "merging with" or "op ...

TABLE OF CONTENTS As filed with the U.S. Securities and Exchange Commission on November 14, 2025. Registration No. 333-[•] UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-1 Waton Financial Limited (Exact name of Registrant as specified in its charter) British Virgin Islands 6200 Not Applicable (State or other jurisdiction of incorporation or organization) (Primary Standard Industrial Classification Code Number) Suites 3605-06, 36th Floor, Tower 6, The Gateway, Harbour City, Ts ...

Core Insights - Webull has launched Vega, an AI-powered decision partner designed to provide personalized insights and analysis for investors, enhancing their trading experience [1][2][3] Group 1: Product Features - Vega offers real-time, personalized insights that help investors understand market movements in relation to their specific circumstances [2] - Key features of Vega include Options Statistics Insights, Data Summary, Portfolio Review, Plain-Language Orders, and Vega Insights, all aimed at improving decision-making for investors [5] - The platform is available at no cost to users, reinforcing Webull's mission to democratize access to investment intelligence [3] Group 2: Company Overview - Webull is a leading online investment platform that provides users with advanced tools and real-time market data, enabling low-cost trading across various asset classes [4][7] - The company serves over 24 million registered users globally, offering access to financial markets 24/7 [7] - Webull operates in 14 markets across North America, Asia Pacific, Europe, and Latin America, integrating market data, community, and educational resources for retail investors [7]

Core Insights - A major internet company, Xiaohongshu, has acquired Dongfang Electronic Payment Co., Ltd., gaining a third-party payment license, which enhances its financial capabilities in e-commerce [2][4]. Group 1: Company Developments - Dongfang Payment underwent significant changes on November 3, with all original shareholders exiting and the legal representative changing from Mao Wei to Wang Run. The registered capital increased from 121.3 million yuan to 200 million yuan [1]. - Xiaohongshu, through its wholly-owned subsidiary Ningzhi Information Technology (Shanghai) Co., Ltd., has effectively secured its first financial license, allowing it to operate internet payment services [2][4]. Group 2: Financial Integration - Xiaohongshu has been increasingly integrating financial services into its platform, collaborating with major payment providers like Alipay and WeChat Pay for services such as "buy now, pay later" and installment payments [3][4]. - The platform's "buy now, pay later" service is available to consumers with high credit scores, allowing them to order products without upfront payment [3]. Group 3: Recruitment and Strategic Focus - Xiaohongshu is actively hiring for positions related to payment systems, including backend development for payment and settlement processes, and roles focused on cross-border payment and financial management [5][6]. - The recruitment efforts align with Xiaohongshu's strategy to enhance its e-commerce ecosystem and expand into cross-border e-commerce [6]. Group 4: Financial Content Growth - Since July 2024, financial-related content on Xiaohongshu has seen over 80% year-on-year growth, with significant increases in user engagement and the number of financial brands joining the platform [7]. - The platform has facilitated direct interactions between users and financial institutions, exemplified by features like the "apply for credit card" button from Citic Bank [7].

Accessibility StatementSkip Navigation LAS VEGAS, Nov. 5, 2025 /PRNewswire/ -- Grow Capital, Inc. (OTCID: GRWC) ("Grow Capital" or the "Company") a Nevada-based fintech company, today announced the appointment of Aaron Bradford ("Bradford") as the Company's Chief Technology Officer (CTO). In this role, Bradford will lead the Company's technology strategy, platform development, and innovation initiatives across an expanding portfolio of financial and retirement-technology products. "Aaron Bradford's appoint ...

The Indian fintech already has a presence in 20 countries worldwide. https://t.co/VblOzD9wr2 ...

Core Insights - The current innovation in financial technology has shifted risks from traditional credit and market risks to technology, model, and compliance risks [4][5] - Digital technology has fundamentally transformed social and financial relationships, creating new legal challenges and opportunities for law [3][4] - The definition of financial data is crucial, as it affects regulatory and market data classification, which can lead to confusion in subsequent rules [4] Group 1: Financial Technology Risks - Financial technology innovation has transitioned risks from traditional credit and market risks to technology, model, and compliance risks [4] - New challenges in the financial industry include issues such as distorted information from IoT devices affecting insurance claims and liability for erroneous advice from AI financial advisors [4] Group 2: Legal and Regulatory Framework - The future legal and regulatory framework should develop capabilities to penetrate technological black boxes and define responsibilities in decentralized environments [5] - There is a need to enhance the protection of financial consumer rights within the evolving legal landscape [5] Group 3: Digital Technology and Law Interaction - Digital technology has created new legal issues, such as data ownership disputes, which require legal responses [3] - Law must not only regulate technology but also serve as a tool to promote healthy technological development, indicating a bidirectional relationship [3]

Financial Data and Key Metrics Changes - Revenue in Q3 2025 grew 53% to $569 million compared to $372.5 million in Q3 2024 [6][16] - Gross profit increased 40% to $45 million, with gross margin at 7.9% compared to 8.6% in the prior year [6][16] - Net loss was approximately breakeven at negative $0.3 million, with adjusted EBITDA positive at $20.4 million, a 54% improvement from last year [6][19] - Operating expenses totaled $45 million, up 31% from $34.6 million last year, reflecting strong cost discipline [6][18] Business Line Data and Key Metrics Changes - Brokerage revenue grew 53% to $565 million, driven by agent growth and higher productivity, with over 30,100 agents, up 39% year over year [6][16] - One Real Title generated $1.3 million in revenue, while One Real Mortgage revenue was up 47% year over year to $1.8 million [8][9] - Real Wallet achieved an annualized revenue run rate of over $1.2 million, with total deposits exceeding $20 million [10][64] Market Data and Key Metrics Changes - Closed transactions increased nearly 50% year over year, totaling over 53,500 transactions worth over $21 billion [6][16] - Median sale price was $390,000, a 2% year-over-year increase [20] Company Strategy and Development Direction - The company aims to evolve into a holistic financial ecosystem for agents, focusing on long-term value delivery [5] - Plans to roll out a consumer-facing product to enhance client experience and increase attachment of higher-margin ancillary services [4] - The strategy includes leveraging AI and automation to improve operational efficiency and agent support [12][13] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in continued organic growth and the ability to attract agents based on the value proposition [22] - The company anticipates a decline in Q4 revenue compared to Q3, consistent with industry seasonality, but expects to maintain strong operational discipline [21] - Management highlighted the importance of execution and service quality in maintaining low agent churn rates [26] Other Important Information - The company ended the quarter with nearly $56 million in unrestricted cash and short-term investments, with no debt [20] - The annual Rise agent conference is expected to showcase new initiatives aimed at enhancing agent capabilities [15] Q&A Session Summary Question: What factors drove the reduction in agent churn from Q2 to Q3? - Management noted that the platform's increasing value and improved service quality contributed to lower churn rates, with a focus on execution and service delivery [26][27] Question: How has the transition to state-based joint ventures impacted title services? - Management indicated that attach rates improved from 2.4%-3% to 3.7%, with new joint ventures achieving around 35% attach rates [31][32] Question: Are there opportunities to attract agents from firms undergoing M&A? - Management stated that while they are gaining market share, they are not relying on M&A-related churn to fuel growth, focusing instead on organic growth [34] Question: What is the current adoption rate of LEO Copilot among agents? - All support interactions are conducted through LEO Copilot, indicating 100% usage among agents needing support [39] Question: How does the company plan to expand profit margins in the future? - Management expects margin expansion through a combination of gross margin improvement and operational expense leverage, aiming for a few hundred basis points of improvement over the next few years [66]