Core Viewpoint - The Hong Kong interbank offered rates (HIBOR) have generally decreased, with the one-month HIBOR dropping for two consecutive days to 2.97554%, reflecting a decline in bank funding costs [1] Group 1: Interest Rate Changes - The one-month HIBOR fell by 6.398 basis points to 2.97554% [1] - The three-month HIBOR decreased by 3.875 basis points to 2.98821% [1] - The overnight rate increased by 2.202 basis points to 1.73012% [1] - The one-week HIBOR decreased by 1 basis point to 2.0275% [1] - The two-week HIBOR increased by 1.988 basis points to 2.31036% [1] - The six-month HIBOR dropped by 2.512 basis points to 3.07911% [1] - The one-year HIBOR decreased by 2.679 basis points to 3.1% [1] Group 2: HIBOR Table - The overnight interest rate is 1.73012% [2] - The one-week interest rate is 2.02750% [2] - The two-week interest rate is 2.31036% [2] - The one-month interest rate is 2.97554% [2] - The two-month interest rate is 2.98607% [2] - The three-month interest rate is 2.98821% [2] - The six-month interest rate is 3.07911% [2] - The twelve-month interest rate is 3.10000% [2]

隔夜息报1.7081%，升10.881基点，是12月9日后最高；一周拆息跌3.202基点，报2.0375%，两周则升 3.024基点，报2.29048%。长息方面，六个月拆息跌0.214基点，报3.10423%，一年期则跌1.113基点，报 3.12679%。 （原标题：港元拆息普遍向下 一个月拆息创一周低） 智通财经APP获悉，12月12日，港元拆息普遍向下，而与楼按相关的一个月拆息报3.03952%，跌9.435 基点，是12月4日后最低；反映银行资金成本的三个月拆息报3.02696%，跌2.798基点。 ...

| Maturity | HKD Interest Settlement Rates | | --- | --- | | Overnight | 1.59929 | | 1 Week | 2.06952 | | 2 Weeks | 2.26024 | | 1 Month | 3.13387 | | 2 Months | 3.06393 | | 3 Months | 3.05494 | | 6 Months | 3.10637 | | 12 Months | 3.13792 | 智通财经APP获悉，12月11日，港元拆息普遍下跌，隔夜拆息报1.59929%，跌2.535基点；一周拆息跌 4.369基点，报2.06952%，两周拆息则跌7.625基点，报2.26024%。而与楼按相关的一个月拆息报 3.13387%，升1.952基点；反映银行资金成本的三个月拆息报3.05494%，跌1.661基点。 长息方面，六个月拆息无升跌，报3.10637%，一年拆息则跌0.446基点，报3.13792%。 ...

反映银行资金成本的三个月拆息报3.07417%，升1.756基点。长息方面，六个月拆息跌0.042基点，报 3.1%，一年期则升0.666基点，报3.14196%。 智通财经APP获悉，12月9日，港元拆息普遍上扬，隔夜息报1.80435%，升1.387基点；一周拆息升4.25 基点，报2.2%，两周则升10.077基点，报2.35994%。与楼按相关的一个月拆息连升5日报3.13316%，升 3.745基点。 | 香港時間2025-12-9 | | --- | | 上午11時15分的結算率。 | | 到期日 | 港元利息結算率 | | --- | --- | | 隔夜 | 1.80435 | | 1 星期 | 2.20000 | | 2 星期 | 2.35994 | | 1 個月 | 3.13316 | | 2 個月 | 3.07958 | | 3 個月 | 3.07417 | | 6 個月 | 3.10000 | | 12 個月 | 3.14196 | ...

| 到期日 | 港元利息结算率 | | --- | --- | | 隔夜 | 2.08024 | | 1 星期 | 2.25452 | | 2 星期 | 2.33952 | | 1 个月 | 3.07512 | | 2个月 | 3.07976 | | 3个月 | 3.07191 | | 6 个月 | 3.09970 | | 12 个月 | 3.13696 | 智通财经APP获悉，12月5日，港元拆息普遍向上，而与楼按相关的一个月拆息连升三日，报 3.07512%，升4.03基点;反映银行资金成本的三个月拆息报3.07191%，升3.733基点。 隔夜息报2.08024%，升1.203基点;一周拆息升15.452基点，报2.25452%，两周则升11.309基点，报 2.33952%。长息方面，六个月拆息跌0.143基点，报3.0997%，一年期则跌1.114基点，报3.13696%。 ...

隔夜息报1.47512%，升29基点；一周拆息升22.631基点，报1.69429%，两周则升15.119基点，报 1.87798%。长息方面，六个月拆息升2.357基点，报3.11714%，一年期则升3.506基点，报3.17083%。 智通财经APP获悉，12月3日，港元拆息全线向上，而与楼按相关的一个月拆息报2.88458%，升8.226基 点；反映银行资金成本的三个月拆息报3.00827%，升14.22基点。 | 到期日 | 港元利息結算率 | | --- | --- | | 隔夜 | 1.47512 | | 1 星期 | 1.69429 | | 2 星期 | 1.87798 | | 1 個月 | 2.88458 | | 2 個月 | 2.98625 | | 3 個月 | 3.00827 | | 6 個月 | 3.11714 | | 12 個月 | 3.17083 | ...

智通财经APP获悉，12月2日，港元拆息全线向下，而与楼按相关的一个月拆息报2.80232%，跌13.256 基点并连跌三日;反映银行资金成本的三个月拆息报2.86607%，跌7.5基点。 | 到期日 | 港元利息结算率 | | --- | --- | | 陽夜 | 1.18512 | | 1 星期 | 1.46798 | | 2 星期 | 1.72679 | | 1 个月 | 2.80232 | | 2个月 | 2.84881 | | 3 个月 | 2.86607 | | 6个月 | 3.09357 | | 12 个月 | 3.13577 | 隔夜息报1.18512%，跌0.464基点;一周拆息跌15.571基点，报1.46798%，两周则跌15.059基点，报 1.72679%。长息方面，六个月拆息跌9.81基点，报3.09357%，一年期则跌9.971基点，报3.13577%。 ...

智通财经APP获悉，12月1日，港元拆息全线向下，而与楼按相关的一个月拆息连跌两日，报 2.93488%，跌24.798基点；反映银行资金成本的三个月拆息报2.94107%，跌23.06基点；隔夜息报 1.18976%，跌189.714基点，创5月以来最大跌幅。 | 到期日 | 港元利息結算率 | | --- | --- | | 隔夜 | 1.18976 | | 1 星期 | 1.62369 | | 2 星期 | 1.87738 | | 1 個月 | 2.93488 | | 2 個月 | 2.94036 | | 3 個月 | 2.94107 | | 6個月 | 3.19167 | | 12 個月 | 3.23548 | 一周拆息跌123.369基点，报1.62369%，两周则跌93.203基点，报1.87738%。长息方面，六个月拆息跌 3.762基点，报3.19167%，一年期则跌0.214基点，报3.23548%。 ...

Core Points - The Hong Kong interbank offered rates (HIBOR) have decreased across all tenors as of November 28, with the overnight rate at 3.0869%, down by 28.215 basis points [1] - The one-week HIBOR fell by 5.512 basis points to 2.85738%, while the two-week rate decreased by 4.476 basis points to 2.80941% [1] - The one-month HIBOR, which is relevant for mortgage rates, ended a six-week increase, reporting at 3.18286%, down by 5.994 basis points [1] - The three-month HIBOR, reflecting bank funding costs, is at 3.17167%, down by 5.476 basis points [1] - The six-month HIBOR decreased by 1.16 basis points to 3.22929%, and the one-year rate fell by 2.809 basis points to 3.23762% [1] Summary by Tenor - Overnight HIBOR: 3.08690 [2] - One-week HIBOR: 2.85738 [2] - Two-week HIBOR: 2.80941 [2] - One-month HIBOR: 3.18286 [2] - Two-month HIBOR: 3.15488 [2] - Three-month HIBOR: 3.17167 [2] - Six-month HIBOR: 3.22929 [2] - One-year HIBOR: 3.23762 [2]

智通财经APP获悉，11月27日，港元拆息再度抽升，而与楼按相关的一个月拆息连升六日，报 3.2428%，升26.512基点；反映银行资金成本的三个月拆息报3.22643%，升2.643基点。 隔夜息报3.36905%，升144.036基点；一周拆息升1.774基点，报2.9125%，两周则升1.298基点，报 2.85417%。长息方面，六个月拆息跌0.786基点，报3.24089%，一年期则跌1.036基点，报3.26571%。 | 到期日 | 港元利息結算率 | | --- | --- | | 隔夜 | 3.36905 | | 1 星期 | 2.91250 | | 2 星期 | 2.85417 | | 1 個月 | 3.24280 | | 2 個月 | 3.23952 | | 3 個月 | 3.22643 | | 6 個月 | 3.24089 | | 12 個月 | 3.26571 | ...