反映银行资金成本的三个月拆息报1.8606%，升13.572基点，是7月18日后最高。长息方面，六个月拆息 升9.322基点，报2.38411%，一年期则升5.179基点，报2.67143%。 智通财经APP获悉，8月15日，港元拆息全线向上，隔夜息报0.76935%，升39.316基点，是5月7日后最 高；一周拆息升41.268基点，报0.94941%，两周则升42.94基点，报1.12696%。与楼按相关的一个月拆 息报1.45095%，升40.571基点，是5月13日后最高。 | 到期日 | 港元利息結算率 | | --- | --- | | 隔夜 | 0.76935 | | 1 星期 | 0.94941 | | 2 星期 | 1.12696 | | 1 個月 | 1.45095 | | 2 個月 | 1.64393 | | 3 個月 | 1.86060 | | 6 個月 | 2.38411 | | 12 個月 | 2.67143 | ...

Summary of Key Points Core Viewpoint - The Hong Kong interbank offered rates (HIBOR) have generally decreased, with the overnight rate reaching its lowest level since August 6, indicating a potential easing in the cost of bank funding [1][2]. Interest Rate Movements - The overnight HIBOR is reported at 0.16423%, down by 2.994 basis points [1] - The one-week HIBOR decreased by 1.518 basis points to 0.33482% [1] - The two-week HIBOR remained unchanged at 0.5% [1] - The one-month HIBOR fell to 0.90893%, a decline of 4.309 basis points, marking its lowest level since August 6 [1] - The three-month HIBOR is at 1.6%, down by 2.893 basis points [1] - The six-month HIBOR increased slightly by 0.285 basis points to 2.21464% [1] - The one-year HIBOR decreased marginally by 0.071 basis points to 2.6431% [1]

Group 1 - The Hong Kong interbank offered rates (HIBOR) have generally decreased, with the overnight rate at 0.19417%, down by 7.857 basis points, marking the lowest since August 6 [1] - The one-week HIBOR fell by 7.964 basis points to 0.35%, while the two-week rate decreased by 0.214 basis points to 0.5% [1] - The one-month HIBOR, which is relevant to mortgage rates, is reported at 0.95202%, down by 0.691 basis points, also the lowest since August 6 [1] Group 2 - The three-month HIBOR, reflecting bank funding costs, is at 1.62893%, up by 0.214 basis points [1] - The six-month HIBOR decreased by 1.107 basis points to 2.21179%, and the one-year rate fell by 1.208 basis points to 2.64381% [1][2] - The rates for two months and three months are reported at 1.32917% and 1.62893% respectively [2]

Group 1 - The overnight Hong Kong dollar interbank offered rate (HIBOR) decreased to 0.18506%, marking a drop of 23.988 basis points, the lowest since July 18 [1] - The one-week HIBOR fell by 11.542 basis points to 0.62381% [1] - The two-week HIBOR decreased by 8.066 basis points to 0.73089% [1] Group 2 - The one-month HIBOR increased by 0.119 basis points to 1.03363%, the highest since July 18 [1] - The three-month HIBOR reported at 1.6175%, a decrease of 0.429 basis points [1] - The six-month HIBOR rose by 1.768 basis points to 2.26839% [1] - The twelve-month HIBOR is at 2.80185%, with an increase of 0.072 basis points [1]

Group 1 - The Hong Kong interbank offered rates (HIBOR) have generally declined, with the overnight rate at 0.42494%, down by 5.821 basis points, marking the highest level since May 7 [1] - The one-week HIBOR decreased by 9.244 basis points to 0.73923%, while the two-week rate fell by 6.137 basis points to 0.81155% [1] - The one-month HIBOR, which is related to mortgage rates, increased by 1.101 basis points to 1.03244%, the highest since July 18 [1] Group 2 - The three-month HIBOR, reflecting bank funding costs, is reported at 1.62179%, down by 8.035 basis points, the lowest since June 24 [1] - The six-month HIBOR decreased by 13.62 basis points to 2.25071%, while the one-year rate is at 2.80113%, down by 5.411 basis points, the lowest since June 14, 2022 [1]