Aviva Investors, the asset management arm of U.K. insurer Aviva (AV), plans to tokenize traditional fund structures on the XRP Ledger (XRPL) in a deal with blockchain firm Ripple, the companies said in a press release Wednesday. The collaboration will see Ripple support Aviva Investors in issuing and managing tokenized funds on XRPL, a public blockchain designed for payments and financial transactions. The move marks Aviva Investors’ first foray into tokenization as it looks to integrate blockchain-based ...

Group 1: Company Overview - SoFi Technologies is experiencing significant growth, with a 37% year-over-year increase in adjusted net revenue in Q4 2025, and all segments are contributing double-digit percentage growth [3] - The company aims to become one of the top-10 financial institutions in the U.S. within the next few years, as indicated by its CEO Anthony Noto [3] Group 2: Business Model and Strategy - SoFi operates as a one-stop shop for financial management, offering a range of services through a single digital app, including the recently launched Smart Card [4] - The company has expanded from its original lending focus to a full suite of financial services, targeting young professionals with reliable income streams, where 97% of SoFi Money customers use direct deposit [5] Group 3: Product Innovation - Management is actively launching innovative products to attract customers, including the return of cryptocurrency trading and plans for new blockchain-based products, such as a fully reserved SoFi stablecoin [6] Group 4: Market Valuation - SoFi stock is currently trading at 56 times trailing earnings, which may seem expensive, but it is evaluated at 0.6 times expected earnings growth, suggesting it is undervalued [8] - The price-to-book value is 2.6, which is not considered cheap but may be fair given SoFi's tech company status [9]

Core Insights - Franklin Templeton and Binance have launched an institutional off-exchange collateral program, allowing institutions to use tokenized money market fund shares as collateral for trading on Binance, enhancing security and capital efficiency in digital markets [1][2] Group 1: Program Details - The program enables eligible clients to utilize Benji-issued tokenized money market fund shares as off-exchange collateral, alleviating a significant pain point for institutional traders [1] - Tokenized assets remain securely held off-exchange in regulated custody, reducing counterparty risk while allowing institutions to earn yield [1] - The custody and settlement infrastructure is supported by Ceffu, Binance's institutional crypto-native custody partner [1] Group 2: Strategic Collaboration - The collaboration between Franklin Templeton and Binance aims to bridge traditional finance and digital assets, making financial markets more efficient [1] - This initiative is part of a broader strategic partnership that began in September 2025, focusing on expanding off-exchange program networks [1] - The program responds to increasing institutional demand for stable, yield-bearing collateral that can settle 24/7, enhancing the trading experience on Binance [1] Group 3: Company Background - Franklin Templeton is a pioneer in digital asset investing and blockchain innovation, managing over $1.7 trillion in assets as of January 31, 2026, and operating in more than 35 countries [2] - Binance is recognized as the world's largest cryptocurrency exchange by trading volume and users, trusted by over 300 million people globally [2]

Core Insights - Robinhood reported a record quarterly revenue of $1.28 billion for Q4 2025, a 27% increase year-over-year, contributing to an annual revenue of $4.5 billion [1] - However, crypto trading revenue fell by 38% year-over-year to $221 million, while transaction revenues increased due to options and stock trading [1] Financial Performance - Profits for the quarter decreased to $605 million, or 66 cents per share, down from $916 million, or $1.01 per share, the previous year, but still exceeded analysts' expectations [2] - The company's stock price dropped nearly 7% in after-hours trading and has declined 25% year-to-date, indicating a strong correlation between Robinhood's performance and the crypto market [3] Strategic Direction - Robinhood's earnings highlight the importance of its blockchain-based business, as the company aims to compete with crypto-native firms like Coinbase and Kraken [4] - The company has expanded its crypto trading services for both retail and institutional investors, strengthened its crypto team, and launched a stablecoin [5] - Following the election of Donald Trump in 2024, Robinhood intensified its efforts to leverage pro-crypto policies in the U.S. [5]

Summary of Citigroup 2026 Conference Call Company Overview - **Company**: Citigroup (NYSE:C) - **Date of Conference**: February 10, 2026 - **Speaker**: Shahmir Khaliq, Head of Services Key Points Company and Services Overview - Shahmir Khaliq has been Head of Services since 2023, focusing on Treasury and Trade Solutions (TTS) and Securities Services, which includes investor and issuer services [6][7] - Citigroup operates the world's largest transaction services platform across 95 markets, emphasizing investment in technology and talent to enhance client engagement [8] Client Sentiment and Market Position - Clients are primarily large corporations with global operations, facing challenges from geopolitical tensions and trade policies [10][11] - Key client concerns include access to capital, financing, and maintaining efficient treasury operations amidst supply chain disruptions [11] Financial Performance - Citigroup reported record revenues of $21.3 billion in 2025, an 8% increase year-over-year, with a Return on Tangible Common Equity (ROTCE) of 28.6% [18][19] - Notable growth metrics include: - Net Interest Income (NII) growth of 12% - Fee growth of 6% - Deposits up 7% - Loan book up 9% - Cross-border volumes up 10% - Assets Under Custody (AUC) up 24% [19][20] Strategic Goals and Growth Areas - Citigroup aims to deepen relationships with large institutional clients, focusing on Fortune 500 companies, and improve wallet share in commercial banking [25][26] - Investment in product innovation and infrastructure is critical, including enhancements in payments, liquidity, and trade solutions [28][29] Innovation and Technology Integration - Citigroup emphasizes the integration of traditional banking with new technologies, such as blockchain and AI, to enhance operational efficiency and client service [30][34] - AI initiatives include improving onboarding processes and operational efficiencies, significantly reducing time for account openings [37][38] - The bank has rolled out new payment infrastructures, with 40% of payment flow transactions now utilizing modern systems [41] Synergies and Collaboration - Citigroup focuses on internal synergies within its services to improve operational efficiency, achieving a 300 basis point improvement in operating efficiency over recent years [52] - The bank aims to provide integrated services across various business lines, enhancing client offerings in areas like M&A and capital markets [55] Future Outlook - Citigroup is cautiously optimistic about maintaining growth and profitability, with a focus on continued investment in technology and client engagement strategies [64][65] - The bank anticipates a sustainable growth path, leveraging its established infrastructure while adapting to evolving market conditions and client needs [66][70] Conclusion - Citigroup's strategic focus on innovation, client engagement, and operational efficiency positions it well for future growth, with a commitment to integrating traditional and digital banking solutions [70]

(Primary Standard Industrial Classification Code Number) Cayman Islands 7373 Not Applicable (I.R.S. Employer Identification No.) 28 Genting Lane, #05-07, Platinum 28, Singapore 349585 As filed with the U.S. Securities and Exchange Commission on February 10, 2026. Registration No. 333-292044 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Amendment No. 2 to Form F-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Evvolutions LeadTech Inc (Exact Name of Registrant as Specified ...

IBIT directly tracks the Bitcoin spot price. As of Monday, it is navigating a risk-off episode that has seen it fall out of bed and test major support levels below $70,000. It is also undergoing a process I call “counting backward.” The lower it goes, the further back we can look to say, “Bitcoin has made zero return since (a certain date).” Bitcoin crossed through $67,000 back in November of 2021. It traded lower than that at one point last week. Translation: Four years and three months of nothing!The curr ...

Cryptocurrency exchange and wallet provider Blockchain.com has won regulatory approval in the U.K nearly four years after seemingly giving up. Blockchain.com was added to the Financial Conduct Authority's (FCA) registry of licensed crypto companies on Tuesday under its trading name "BC Operations." The London-based company elected to withdraw its application for FCA licensing in March 2022 having not won approval ahead of an impending deadline. Blockchain.com pivoted to its registered business in Lithua ...

Core Insights - SoFi Technologies is transforming the perception of financial services by demonstrating significant growth and customer resonance, particularly through its aggressive expansion into the cryptocurrency market [1][2] Group 1: Company Developments - In the last six months of 2025, SoFi has made substantial moves to enhance its focus on blockchain technology [2] - A partnership with Lightspark was announced in August, enabling SoFi Pay customers to conduct fast and inexpensive cross-border payments to over 30 countries using the Bitcoin Lightning network [3] - The launch of SoFi Crypto in November allows members to buy, sell, and hold certain digital assets, marking a significant step as the first nationally chartered, federally insured bank to do so [3] Group 2: Product Innovations - In December, SoFi introduced SoFiUSD, a fully reserved stablecoin, positioning itself as a stablecoin infrastructure provider for banks, fintechs, and enterprise platforms [4] - The CEO, Anthony Noto, emphasized that blockchain technology will fundamentally transform finance across various sectors, not just payments [4] Group 3: Future Focus Areas - Future initiatives for SoFi include crypto-backed lending, institutional trading and custody, and business banking [5] - There is potential for long-term growth for investors, despite criticisms regarding the focus on unproven technology [6] Group 4: Market Context - The current crypto market is experiencing a downturn, with a market cap of $2.4 trillion, which is 44% below its peak from October [7] - Despite the downturn, the trailing five-year gain of 104% in the crypto market remains significant [7] - If the crypto market continues to grow over the next five to ten years, SoFi is well-positioned for sustainable growth, reinforcing the belief in the viability of blockchain technology within financial services [8]

Group 1 - AlloyX Group (AXG) announced USD 100 million in equity financing aimed at expanding its stablecoin and asset tokenization businesses, R&D in AI and blockchain security, and global market expansion [1][2] - The financing round reflects strong market confidence in AXG's long-term value and growth potential, providing capital momentum for enhancing the global stablecoin ecosystem and advancing asset tokenization innovation [2] - AXG operates as a comprehensive digital asset service platform, integrating traditional finance with digital assets, and focuses on secure and efficient digital financial solutions for institutions [3] Group 2 - AlloyX Group is recognized for its compliant operation system, clear global strategy, and sustainable growth potential, which have contributed to its strong market recognition [2] - The company is backed by leading international investors and aims to build the next generation of digital financial infrastructure to support the transition to a regulated digital economy [3]