不动产信托财产登记试点正快速扩围。近日， 苏州落地江苏省首单不动产信托登记 ，成为开展不动产信托 财产登记试点的第六个城市。 不过，券商中国记者在调研中了解到，不动产信托财产登记试点进一步深入推进尚有不少难点，包括成本高 昂、供需适配等问题，以及在顶层设计、法律配套方面还存在进一步突破空间。 不动产信托登记试点扩围 不动产信托，是指委托人依法将其不动产转移给信托机构，由信托机构按照委托人的意愿以受托人名义进行管 理、运用和处分的信托业务。 不动产在社会资产中占比较高，但此前无法直接作为信托财产登记，导致不动产信托面临权属不清、交易复 杂、成本高昂等难题。而不动产信托登记正是破解这一难题的关键。 据了解，苏州首单不动产服务信托的产品运行阶段，委托人将名下房产、房产收益权、现金及保单权益等资产 逐步纳入信托体系。 在该案例中，信托产品在中国信托登记有限责任公司完成信托预登记并取得信托登记系统产品编码和信托产品 预登记完成通知书后，将委托人名下房产正式过户至苏州信托有限公司名下，作为信托财产的核心不动产标 的，同时在不动产权证附记栏清晰标注对应信托产品编号等关键信息，通过"不动产权证注记+中国信登产品登 记"的双重 ...

Core Insights - The successful implementation of real estate trust registration cases by Shanghai Trust and Aijian Trust marks an expansion of real estate trust applications into areas such as family wealth inheritance and special needs for elderly individuals, reflecting a response to the notice issued by six governmental departments [1][2] Group 1: Case Studies - The Shanghai Trust case involves a middle-aged woman who places a commercial property and cash assets into a trust to generate stable cash flow for her mother's pension, with the property intended for inheritance by her children, showcasing a mixed asset trust model for family wealth management [1] - The Aijian Trust case addresses the needs of an elderly individual living alone, who entrusts her only property to a trust company, using rental income as supplementary retirement funds while ensuring the property is passed on to her nephew after her passing, highlighting the trust's adaptability to different demographic needs [2] Group 2: Operational Efficiency - The entire process from the issuance of the notice to the registration of real estate trust products was completed within 10 working days, demonstrating the efficiency of the real estate trust registration process in Shanghai and the effective collaboration among multiple departments [3]