北京、上海、广州、厦门、天津等城市相继启动不动产信托登记试点，一批标志性案例陆续涌现， 在养老服务、财富传承、特需保障、风险隔离与资产盘活等领域，涌现出诸多可复制、可推广的实践经 验。 近日，《金融时报》记者注意到，江苏省也"官宣"了在南京市、苏州市两地开展不动产信托登记试 点的消息，全省首单业务已快速落地。 据了解，苏州信托有限公司（以下简称为"苏州信托"）于11月10日成功设立江苏省首单不动产服务 信托，并于11月17日完成江苏省首次不动产信托财产登记，项目落地见证了一份跨越时光的托付。 养老与慈善相拥：一份跨越时光的托付 继续做好不动产信托 所谓不动产信托就是指委托人依法将其不动产转移给信托公司，由信托公司按照委托人的意愿以受 托人名义进行管理、运用和处分的信托业务。 在业内人士看来，不动产信托是做好金融"五篇大文章"中养老金融与普惠金融的重要实践。江苏不 动产信托的落地生根，离不开信托财产登记制度的持续完善。回溯政策脉络，相关探索早已稳步推进。 2023年11月，国务院发布《关于支持北京深化国家服务业扩大开放综合示范区建设工作方案》的批 复，提出"在风险可控的前提下，探索建立不动产、股权等作为信托财产 ...

即将进入耄耋之年，家住北京的李奶奶却没有办法独立考虑自己的养老问题。78岁的她长年独自照顾两 名心智障碍者——40岁的女儿和她年仅15岁的外孙女。随着自己的身体每况愈下，李奶奶开始考虑自己 的积蓄能否兼顾自身养老和儿孙监护。 李奶奶一家三口所面临的托付难题，也是大龄心智障碍家庭所面临的共同挑战。 在中国，心智障碍群体约有1200万~2000万人，其中孤独症谱系人群约为1400万人。目前，社会公共服 务和政府财政对于这类群体的支持往往聚焦于学龄前和义务教育阶段，当他们进入成年阶段而家长步入 老年期时，家庭照护则面临"支持断层"。 特需信托的起步资金多为30万元以上。 近年来，以特殊需要信托（下称"特需信托"）为代表的金融业务逐渐发展，成为解决大龄心智障碍群体 照护的创新工具。今年，在北京、上海等多地，不动产信托财产登记试点相继落地，意味着房产等非资 金资产可通过进入信托，成为心智障碍者未来托付的保障。 北京市晓更助残基金会近日发布的《心智障碍者家庭现状与未来托付需求调研》（下称"调研"）显示， 家长为心智障碍人士未来生活预算的费用平均为123万元，预计可维持平均生活周期为15年。近年来， 特需信托在相关家庭中的 ...

21世纪经济报道记者 边万莉 11月22日，为凝聚行业智慧、探寻发展新路径，由南方财经全媒体集团指导、21世纪经济报道主办 的"第二十届21世纪金融年会"在北京盛大召开。 在"财富管理的低利率之问"主题论坛上，21世纪数字传媒党委委员，南方财经全媒体集团编委会委员、上海中心主任王芳艳发 表致辞表示，当前，低利率环境的持续演进，正从根本上改变着财富管理行业的发展逻辑与前行方向。从宏观视角来看，我国 财富管理市场已具备相当规模，虽整体保持增长态势，但低利率带来的影响已渗透行业肌理。面对低利率的时代考题，财富管 理行业正经历一场深刻变革。 王芳艳进一步表示，转型之路从不平坦，行业在拥抱变革的同时，也正面临多重压力的考验。尽管挑战重重，但我们对行业未 来依然充满信心。归根结底，未来财富管理行业的竞争，核心是"投研实力+服务体验+技术支撑"的综合比拼。这要求我们所有 从业者，必须始终坚守"以客户为中心"的初心，用专业与诚信赢得客户的长期信任。 转型之路从不平坦，行业在拥抱变革的同时，也正面临多重压力的考验。尽管挑战重重，但我们对行业未来依然充满信心。归 根结底，未来财富管理行业的竞争，核心是"投研实力+服务体验+技术支 ...

北京、上海、广州、厦门、天津等城市相继启动不动产信托登记试点，一批标志性案例陆续涌现，在养 老服务、财富传承、特需保障、风险隔离与资产盘活等领域，沉淀下诸多可复制、可推广的实践经验。 近日，《金融时报》记者注意到，江苏省也"官宣"了在南京市、苏州市两地开展不动产信托登记试点的 消息，全省首单业务已快速落地。 据了解，苏州信托有限公司（以下简称为"苏州信托"）于11月10日成功设立江苏省首单不动产服务信 托，并于11月17日完成江苏省首次不动产信托财产登记，项目落地见证了一份跨越时光的托付。 养老与慈善相拥：一份跨越时光的托付 企业家如何安放晚年与身后事？这一现实命题，在江苏首单不动产信托的落地中找到了答案。 据《金融时报》记者了解，委托人A女士，这位深耕实业的女企业家，没有子嗣的牵挂，却对人生后半 程有着更深层的考量，她心中的"养老"早已跳出单纯的资金打理范畴，延伸到老年生活的品质保障与百 年之后的安排。 据了解，苏州信托采用"以房养老+特殊需要+公益目的"综合服务模式，在满足A女士多层次、个性化养 老需求的同时，还将其对流浪动物保护的关爱纳入信托架构。 值得关注的是，此次江苏落地的不动产信托，依托当地开展的 ...

北京商报讯 （记者 岳品瑜 实习生 岳雯艳）11月20日，据天眼查工商信息显示，苏州信托有限公司发生 工商变更，注册资本由12亿元人民币增至30亿元人民币。 公开资料显示，苏州信托有限公司成立于2002年9月18日，法定代表人为沈光俊，经营范围包括资金信 托、动产信托、不动产信托、有价证券信托等业务。 股东信息显示，该公司由三家苏州国企共同持股。其中，苏州国际发展集团有限公司持股70.01%；苏 州文化旅游发展集团有限公司持股19.99%%；苏州市农业发展集团有限公司持股10%。 ...

Core Insights - The expansion of real estate trust property registration pilot cities in Jiangsu, specifically in Nanjing and Suzhou, aims to enhance the management and transfer of trust assets [1][2] - The notification outlines a clear process for real estate trust registration, addressing the need for a structured framework to ensure asset safety and compliance [2][3] Group 1: Regulatory Framework - The notification specifies the process for trust institutions to conduct real estate trust business, including pre-registration, application for proof documents, registration, and feedback on registration results [2] - The registration process involves collaboration between the trust institution and the real estate registration authority, ensuring that trust-related matters are recorded in the property registration book [2] Group 2: Future Developments - The Jiangsu Financial Regulatory Bureau plans to establish an information-sharing mechanism with relevant provincial departments to guide the pilot areas in standardizing the registration process [3] - The initiative aims to support trust institutions in designing trust service models for various scenarios, including intergenerational inheritance, family services, elderly care, and charitable activities, promoting the standardized and high-quality development of real estate trust business in Jiangsu [3]

Core Insights - The pilot program for real estate trust property registration has been launched in Nanjing and Suzhou, Jiangsu Province, aiming to resolve ownership disputes and invigorate the over 30 trillion yuan trust asset market in China [1][2] - The initiative provides a clear procedural framework for trust institutions, enhancing the clarity of property rights and addressing core concerns regarding asset safety in trust operations [2][4] Group 1: Pilot Program Details - Jiangsu Province's pilot program is a significant step beyond previous single-location trials, establishing a dual-city approach that demonstrates a coordinated effect [1] - The registration process involves a closed-loop workflow: pre-registration of trust products, application for proof documents, registration of trust property, and feedback on registration results [1] - The registration will ensure that trust-related matters are recorded in the property registry, facilitating the management of trust assets throughout their lifecycle [1] Group 2: Industry Implications - As of June 2025, the total trust asset management scale reached 32.43 trillion yuan, reflecting a year-on-year growth of 20.11%, positioning the trust industry as a key financial sector [4] - The lack of a long-term property registration system has been identified as a bottleneck for industry development, necessitating legislative improvements to clarify operational rules and integrate with existing property registration systems [4] - The pilot program is expected to support the development of diverse trust service scenarios, including family trusts, elder care, and charitable services, promoting high-quality growth in the real estate trust business [2][4]

Core Viewpoint - Jiangsu Province has announced a significant breakthrough in real estate trust property registration by launching pilot programs in Nanjing and Suzhou, aiming to enhance the clarity and management of trust property rights [1][2] Group 1: Pilot Program Details - The pilot program is initiated by the Jiangsu Financial Regulatory Bureau, the Jiangsu Provincial Financial Committee Office, the Jiangsu Provincial Natural Resources Department, and the Jiangsu Provincial Taxation Bureau [1] - The program provides detailed regulations on the scope, requirements, and processes for real estate trust property registration, offering clear guidance for the pilot operations in Nanjing and Suzhou [1] - Unlike previous single-point explorations, this initiative simultaneously announces trials in two cities, creating a demonstration effect for real estate trust property registration practices [1] Group 2: Registration Process - The registration process involves a series of steps: pre-registration of trust products, application for proof documents, registration of trust property, and feedback on registration results [1] - The notification emphasizes the clear definition of trust property rights and comprehensive management throughout the property lifecycle [1][2] Group 3: Future Developments - The Jiangsu Provincial Natural Resources Department plans to establish an information-sharing mechanism with relevant provincial departments to guide the standardized advancement of real estate trust property registration [2] - The initiative aims to support trust institutions in designing trust service models for various scenarios, including intergenerational inheritance, family services, elderly care, and charitable activities, promoting the standardized and high-quality development of real estate trust business in Jiangsu [2] - Local trust companies in Jiangsu are preparing to implement the business, with a focus on areas such as elderly care, and specific projects will be monitored for further developments [2]

Core Insights - The event "Respect for the Elderly: Financial Elderly Care and Intended Guardianship" focused on the innovative financial legal tool of "special needs trust" [1][2] - The introduction of the first national case of real estate trust in Tongzhou District aims to enhance the quality of life for vulnerable groups, particularly the elderly and disabled [1] - The collaborative model of "finance + law + united front" is seen as a replicable solution to the challenges of elderly care and assistance in society [2] Group 1 - The event highlighted the importance of "special needs trust" as a financial tool for asset protection and stable cash flow for beneficiaries [1] - The presentation by Dr. Lin Wei emphasized the role of real estate in trust structures to ensure long-term care for individuals with disabilities [1] - Experts from various organizations provided insights on legal practices and financial operations related to intended guardianship and special needs trusts [1] Group 2 - The initiative is viewed as a model for high-quality development aimed at improving and safeguarding people's livelihoods [2] - The collaborative approach is intended to address the societal challenges of elderly care and assistance effectively [2]

Core Insights - Dongguan Trust Co., Ltd. has recently undergone a business change, increasing its registered capital from approximately 2.065 billion RMB to about 2.22 billion RMB [1] - The company has also experienced changes in several key personnel [1] Company Overview - Dongguan Trust Co., Ltd. was established in March 1987 and is legally represented by Zhang Qingwen [1] - The company's business scope includes various types of trusts such as fund trusts, movable property trusts, real estate trusts, and securities trusts, as well as engaging in investment fund activities as a sponsor or fund management company [1] Shareholder Information - The company is jointly held by Dongguan Investment Holding Group Co., Ltd. and Dongguan Road and Bridge Investment Construction Co., Ltd. [1]