国家企业信用信息公示系统显示，内蒙古农村商业银行股份有限公司于5月17日正式设立。业内人士表 示，此举意味着内蒙古农信社改革迈入新征程。值得注意的是，筹备期内该行多次部署不良清收处置工 作。 注册资本580.17亿元 国家企业信用信息公示系统显示，内蒙古农商银行注册资本580.17亿元，经营范围为银行业务，法定代 表人为刘丰。业内人士表示，内蒙古农商银行的成立，在全国金融业深化改革历程中具有重要意义。 ● 本报记者 张佳琳 吴杨 过去是否做过通道业务，是不是全部进行了整改？新机构成立后，对于加强金融市场合规管理有什么具 体建议？不良资产清收处置进展如何，有什么堵点和困难？总行筹备组政策解读和具体指导到不到 位……刘丰前往多地调研不良资产清收处置工作和金融市场业务情况时，针对上述问题与员工们进行交 流。 在内蒙古农商银行筹备组会议上，刘丰表示，全系统必须盯住关键节点、盯住重难点任务，确保新机构 如期挂牌开业。其中，重点提到全面拆解分类不良资产包，区分不同层级、不同性质、不同主体、不同 金额等，至少形成八类清收工作责任单，领导牵头、协同作战，分类施策、压茬推进，把握清收针对 性、精准性，以攻城拔寨的阵地战、全员上 ...

Group 1 - The banking industry is undergoing accelerated reform and restructuring, with new actions from reorganized banks [1][4] - Inner Mongolia plans to merge 120 local banks into a unified regional rural commercial bank, with the approval for establishment received in February [2][4] - The preparatory group for Inner Mongolia Rural Commercial Bank has held five meetings, focusing on the progress of system construction, data governance, and non-performing asset recovery [2][3] Group 2 - Emphasis on the recovery of non-performing assets, with a focus on key areas, institutions, and projects to enhance efficiency [2][3] - A strategy to categorize non-performing asset packages into at least eight types for targeted recovery efforts has been proposed [3] - The reform of rural credit cooperatives and risk resolution has been a focus of central government policy for four consecutive years, with various provinces implementing their reform plans [4]

Core Viewpoint - The article highlights the ongoing efforts of various rural credit systems in China, particularly in Inner Mongolia, to address non-performing loans (NPLs) and improve financial stability as part of broader banking reforms [2][5][7]. Group 1: Non-Performing Loan Management - Liu Feng, the chairman of the Inner Mongolia Rural Commercial Bank (under preparation), emphasized the importance of addressing NPLs in key regions like Ordos, stating that these institutions should set an example in recovering bad debts [2][3]. - The Inner Mongolia Rural Credit Union and the preparatory team for the Inner Mongolia Rural Commercial Bank have repeatedly prioritized NPL recovery as a core task during the bank's establishment phase [3][6]. - As of the end of 2023, the NPL rate in the Inner Mongolia rural credit system was reported at 3.15%, significantly higher than the industry average, indicating a pressing need for effective asset management [6]. Group 2: Financial Reform and Integration - The establishment of the Inner Mongolia Rural Commercial Bank is a significant step in consolidating 120 rural financial institutions into a single entity, aimed at enhancing operational efficiency and risk management [5][6]. - The reform is seen as a critical measure to address the fragmented nature of the rural credit system in Inner Mongolia, which has historically led to accumulated risks [6][7]. - The bank's formation is aligned with national policies to streamline rural financial services and improve the overall quality of assets within the sector [5][7]. Group 3: Broader Industry Trends - Other provinces, including Hunan, Gansu, Shanxi, and Hubei, are also accelerating efforts to clear historical bad debts, reflecting a nationwide trend in rural financial systems [2][7]. - The article notes that various rural banks are utilizing innovative methods, such as online announcements and physical advertisements, to promote the sale of non-performing assets [10]. - Data from the National Financial Regulatory Administration indicates that the overall NPL balance in rural commercial banks has decreased, showcasing progress in managing bad debts across the sector [10].