Core Viewpoint - Ningbo Bank has joined the national small and micro enterprise fund flow credit information sharing platform, becoming one of the first city commercial banks in Zhejiang Province to do so [1] Group 1: Platform Overview - The fund flow information platform is an important financial infrastructure organized by the People's Bank of China, aimed at promoting the sharing of fund flow credit information nationwide [1] - The platform is designed to support precise credit funding to small and micro enterprises by providing valuable credit information that reflects their operational status, cash flow, debt repayment ability, and performance behavior [1] Group 2: Benefits for Small and Micro Enterprises - By utilizing fund flow credit information, banks and enterprises can establish an efficient and transparent information transmission bridge, enhancing the ability of small and micro enterprises to access financing services [1] - Ningbo Bank aims to provide more convenient and efficient digital financial services to small and micro enterprises, particularly those with growth potential but lacking traditional collateral and credit records [1] Group 3: Future Plans - Ningbo Bank plans to deepen the application of the platform, fully release the value of data elements, and optimize credit resource allocation to provide stronger financial support for high-quality development of the real economy [2]