Core Viewpoint - The Qingdao Financial Supervision Bureau is actively implementing policies to enhance the quality of technology finance services, aiming to promote a virtuous cycle of "technology-industry-finance" and support the development of new productive forces [1] Group 1: Financial Support for Technology Innovation - Financial institutions in the Qingdao area are encouraged to explore and establish specialized technology finance service organizations and product systems to meet the financial needs of technology enterprises [2] - Since 2025, technology loans in Qingdao have increased by 11% year-on-year, while technology insurance premium income has surged by 118%, highlighting the growing support of finance for the technology industry [2] Group 2: Equity Investment Pilot for Financial Asset Investment Companies - Following the launch of the equity investment pilot policy for financial asset investment companies in September 2024, Qingdao has signed agreements for 8 funds with a total intended amount of 15.22 billion yuan, facilitating investments in technology sectors [3] - Notably, the first investment of 80 million yuan in the intelligent driving chip sector has been completed, effectively linking the funding chain with the innovation chain [3] Group 3: Mergers and Acquisitions Loan Pilot - The pilot policy for technology enterprise mergers and acquisitions loans was introduced in March 2025, with Qingdao actively facilitating connections between technology enterprises and financial institutions [4] - As of the end of September, Qingdao has approved 23 loans under this pilot program, amounting to 9.13 billion yuan, with 20 loans disbursed totaling 6.759 billion yuan [4] Group 4: Innovation in Technology Insurance - Qingdao has launched the first patent-intensive product liability insurance in the country, addressing risks associated with patent infringement and product defects, thereby enhancing the risk resilience of enterprises [5] - The introduction of a comprehensive insurance product for patent commercialization provides threefold protection against losses from patent implementation failures, infringement losses, and liability risks, significantly reducing the impact of intellectual property risks on business operations [5]

在青岛市科技局、青岛金融监管局、人民银行青岛市分行的指导下，浦发银行青岛分行携手中国人民财 产保险股份有限公司青岛市分公司，于2025年4月成功落地青岛市首单"研发贷款+研发转化保险"保贷联 动业务，为某科技型企业"**宽带载波与无线融合技术研究与应用项目"提供500万元"浦研贷"贷款及40 万元科技研发转化综合保险保障。 在该笔业务中，浦发银行青岛分行以企业研发项目投保的"青科保"科技研发转化综合保险为增信措施， 为企业提供500万元"浦研贷"中长期专项贷款，定向支持企业研发过程中的资金需求。该单业务标志着 青岛市首单集"科技研发专项贷款"资金支持与"科技研发转化综合保险"风险保障于一体的"保贷联动"创 新业务成功落地，科技金融赋能科技创新再获新突破。 齐鲁晚报·齐鲁壹点 尚青龙 浦发银行青岛分行长期深耕科技金融领域，2018年成立青岛市股份制银行首家科技支行，首 创"5+7+X"产品矩阵，浦创贷、浦投贷、浦新贷、浦研贷、浦科并购贷五款拳头产品覆盖企业初创至成 熟全生命周期。此次首单业务通过"浦研贷"+"研发转化保险"双轮驱动，实现中长期资金支持与风险兜 底的闭环管理，有效丰富了落实国家政策、服务实体经济的 ...