Core Insights - PAO Bank Limited has announced a more than 100% year-on-year growth in total assets as of November, supported by a capital injection of HKD 500 million from Lufax Holding Ltd, reinforcing its capital strength [1] - The bank aims to enhance its technological capabilities and upgrade personal banking services, positioning itself as a comprehensive financial platform under the Ping An Group in Hong Kong [1] Group 1: Financial Performance - PAO Bank's total assets have exceeded a 100% increase year-on-year, indicating significant business expansion [1] - Lufax Holding has invested a total of HKD 700 million in PAO Bank in 2025, demonstrating strong support for the bank's development [1] Group 2: Business Strategy - The bank is focused on becoming a "user-friendly digital wealth management bank," aiming to provide a one-stop wealth management experience [1] - PAO Bank has recently announced the launch of its insurance business, becoming the first digital bank in Hong Kong to offer comprehensive online and offline insurance services [1] Group 3: Service Innovation - The bank is integrating banking and insurance advantages to create an insurance and wealth management ecosystem, allowing customers to enjoy comprehensive protection alongside banking services [1] - The insurance offerings include various products such as auto, travel, and home insurance, with a fully paperless process for customer convenience [1]

过去一年，PAObank不断提升个人银行服务，并创下多项重要里程碑。截至今年11月底，本行总资产按 年增长超过100%，业务规模大幅扩展。继今年3月正式进军保险业务，PAObank亦宣布成为香港首间数 字银行提供在线及线下全方位保险服务，无论汽车保险、旅游保险和家居保险等一般保险产品，更将保 险产品升级至涵盖多元化人寿保障及储蓄保险计划，全程无纸化流程，让客户在弹指之间即可投保，享 受更便捷、无缝且安全的保障。作为中国平安的成员公司，PAObank积极融合银行和保险优势；并逐步 打造保险理财生态圈，让客户于享受银行服务的同时，亦可兼享全方位保障，成为具有保险DNA的数 字银行。 2025年12月22日，香港 – PAO Bank Limited(「PAObank」)宣布，随着业务不断扩大，银行今年总资产 按年录得逾一倍增长，并再度获陆金所控股有限公司(陆控)(06623.HK, NYSE LU)增资5亿港元，进一步 巩固资本实力。PAObank将继续强化科技实力，全方位升级个人银行业务，以「好用的理财数字银行」 为目标，带来一站式理财体验，成为平安集团在港的综合金融平台之一。 连同早前增资，陆控于2025年向 ...