寿险市场迎来新成员！ 12月16日，山东金融监管局发布批复，同意富泽人寿保险股份有限公司（下称"富泽人寿"）开业，注册资本为170亿元，并接受山东金融监管局的属 地监督管理。 其中，济南金投控股集团有限公司的实控人为济南市财政局，由其100%间接持有；济南政金通达投资集团有限公司为山东国有全资公司。这两家山 东国有企业合计出资90.5亿元，对富泽人寿持股比例合计达53.24%。 人事安排方面，富泽人寿高管班底也已成形。山东金融监管局批准冯毅富泽人寿董事、董事长的任职资格，以及谢祝锋富泽人寿总经理的任职资格。 公开资料显示，冯毅出生于1982年6月，长期在监管条线任职，早年任职于山东省济南市历下区姚家街道，2018年9月起任济南市体育局副局长，2020 年6月拟任市直部门（单位）副局级领导职务，2021年6月出任济南市地方金融监督管理局党组书记、局长。 同时，山东金融监管局批准富泽人寿保险股份有限公司筹建浙江、黑龙江、江苏等省级分公司及其他分支机构，并准予开业。 这也意味着君康人寿保险股份有限公司（下称"君康人寿"）风险处置的"靴子"正式落地。随着新成立的富泽人寿正式接过"接力棒"，其将如何重新启 航，备受市场 ...

Core Viewpoint - The establishment of Fuzhou Life Insurance Co., Ltd. is significant in the context of tightened insurance license approvals, and it is expected to play a role in the risk disposal of Jun Kang Life Insurance, a company with a troubled history [1][4]. Group 1: Company Overview - Fuzhou Life Insurance received its insurance license on November 7, 2023, from the Shandong Regulatory Bureau of the Financial Regulatory Administration, with its registered capital set at 17 billion yuan [3]. - The company is based in Jinan, Shandong Province, and its business scope includes various types of life insurance, health insurance, and accident insurance, along with reinsurance and other approved insurance fund utilization activities [3][4]. Group 2: Shareholder Structure - The shareholder structure of Fuzhou Life Insurance includes Jinan Jintou Holding Group Co., Ltd. (49.7059%), China Insurance Security Fund Co., Ltd. (35.2941%), China Life Asset Management Co., Ltd. (11.4706%), and Jinan Zhengjintongda Investment Group Co., Ltd. (3.5294%) [3]. - This structure reflects a combination of local state-owned assets, industry security funds, and large insurance enterprises, indicating a strategic approach to risk disposal similar to previous cases in the industry [4]. Group 3: Risk Disposal Context - Fuzhou Life Insurance's establishment is closely linked to the risk disposal of Jun Kang Life Insurance, which has faced significant challenges over its 19-year history, including governance issues and financial losses [6][8]. - The involvement of local state-owned assets and the insurance security fund is expected to provide both local resources and professional credibility in managing the risks associated with Jun Kang Life Insurance [5][9]. Group 4: Industry Insights - The insurance industry has seen numerous risk disposal cases in recent years, highlighting the importance of risk prevention over mere disposal [9]. - Experts emphasize the need for improved corporate governance and regulatory oversight to prevent risks from accumulating to critical levels, which has become a priority for financial regulatory authorities [9][10].