信用卡安全
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浦发信用卡被集中盗刷 人均约2万 部分账单已清零
2 1 Shi Ji Jing Ji Bao Dao· 2025-09-15 11:42
"人在家中坐,钱往卡外飞",近日,多位浦发银行信用卡用户在社交媒体上发文,吐槽其信用卡被盗刷。 (被盗刷者社交平台截图) 奇怪的是,这些用户钱被盗刷的地点惊人的一致——巴西;而他们本人和卡有的在国内,有的在日本,有的在加拿大,有的在 新西兰,有的在美国……就是不在巴西。 不知道自己的钱花在了哪,他们试图从消费信息上获取一些线索。 由于发布的被盗刷经历高度重合,受害者自发在社交媒体组建了交流群,在群里,大家纷纷晒出了自己的交易账单,发现商户 类别一栏每个人各不相同,五花八门,涵盖了:木材和各类建材市场、拖车服务、煤气清洁、汽车维修、纺织品和玩具、通讯 设备销售、休闲饮品场所、酒吧、咖啡厅、茶馆等等。 "我们在不知情的情况下,在巴西盖了套房?"多位用户调侃道,"先是买了木材,再托运到家,盖好了房,修了煤气、安装了网 络,打扫干净后,又去外面吃了顿饭,喝了点酒。" 目前,被盗刷的人数还在持续扩大,9月11日上述交流群里还只有11个人,截至9月15日发稿,群内人数已经超过340人。 此次被盗刷的信用卡为浦发银行的"浦发万事达无价世界卡",目前,浦发银行信用卡中心和万事网联均发布声明表示,已经监 测到该卡发生未经授权的 ...
21独家|浦发信用卡被集中盗刷,人均约2万,部分账单已清零
2 1 Shi Ji Jing Ji Bao Dao· 2025-09-15 11:31
Core Viewpoint - A significant number of credit card users from Shanghai Pudong Development Bank (SPDB) have reported unauthorized transactions on their cards, all occurring in Brazil, despite the users being located in various countries including Japan, Canada, New Zealand, and the United States [1][2][3]. Group 1: Incident Overview - Users have formed a social media group to share their experiences, revealing a pattern of diverse merchant categories for the unauthorized transactions, including construction materials, automotive services, and dining establishments [3]. - The number of affected users has rapidly increased from 11 on September 11 to over 340 by September 15 [3]. - The affected credit card is the "SPDB Mastercard Priceless World Card," and both SPDB and Mastercard have acknowledged the unauthorized transactions and initiated emergency responses [3]. Group 2: Transaction Patterns - The unauthorized transactions predominantly occurred between September 9 and September 11, with some users reporting identical transaction times [5]. - The amounts of the unauthorized transactions were similar, with most victims experiencing losses around 20,000 RMB, as the transactions were primarily under 5,000 Brazilian Reais (approximately 6,500 RMB) [7][8]. - The first transaction was typically a small amount, used to verify the card's functionality, while subsequent transactions exceeded the users' credit limits by 30% to 40% [8]. Group 3: Security Concerns - The incident is suspected to be a result of a hacker attack on the technical systems, highlighting the need for increased vigilance among banks, card issuers, and cardholders [4]. - Despite the use of chip cards, which are generally considered more secure, the incident suggests vulnerabilities in online transaction security [11][12]. - Users did not receive transaction notifications at the time of the unauthorized charges, only receiving notifications for the account debits, which is atypical for credit card transactions [9]. Group 4: Recommendations for Prevention - Users are advised to take immediate action by reporting unauthorized transactions and freezing their cards, while also collecting evidence of the fraudulent activities [12][13]. - Recommendations include disabling unnecessary payment channels, setting transaction alerts, and avoiding online payments over public Wi-Fi to mitigate risks [13][14]. - Users should also consider changing their cards upon returning to their home country to enhance security [15].