随着江苏普惠小微融资不断"量增面扩"，今年，江苏出台《关于加强财政金融协同支持实体经济高质量 发展的若干措施》，用5条措施大力支持中小微企业发展。面向小微企业、个体及个人客户，平安融易 (江苏)融资担保有限公司(以下简称平安融易)坚守金融为民、服务国家的精神，积极探索"党建+"模式， 在江苏这片金融沃土，用使命担当擘画党建引领普惠金融高质量发展的时代新篇。 从军人转型为金融工作者，沈帅始终带着部队的韧劲深耕基层，跑遍江阴所有乡镇，推动"多元外展"服 务模式，让服务团队们常年穿梭在田间地头、工厂车间。新人小张跟进百万大单时，面对化工厂缪老板 的犹豫，沈帅主动陪同上门，用真诚打动客户顺利签约。在他的带领下，团队始终围绕"三农"和小微企 业需求，用"上门服务"的诚意破解融资难题。 张成军在车间里找到破局密码。深耕基层十余年的他，面对五金加工厂老板的设备升级困境，没有止步 于表面数据，而是钻进车间细查经营实况。当发现核心设备的潜在价值后，他反复核查评估，最终为企 业争取到 30 万房抵贷款，助力产能提升 30%，稳住了10多名员工的生计。"金融要懂企业的痛，才能 解企业的难"，这是他用十年经验总结的"助企心经"。 如 ...

Core Viewpoint - Fujian Fuding Hengxing Village Bank has been dedicated to providing financial services to local communities and small enterprises for 15 years, significantly contributing to local economic development and rural revitalization [1][2][8] Group 1: Financial Performance - As of May 2025, the bank's total assets reached 5.926 billion yuan, with deposits amounting to 4.62 billion yuan and loans totaling 4.952 billion yuan [1] Group 2: Innovative Practices - The bank has implemented the "Three Integrations and Three Innovations, Four Reds and Four News"党建工作法, integrating party building with marketing management to enhance service efficiency [2] - A total of 3.2 billion yuan in credit has been granted, covering nearly 2,000 business entities through partnerships with local industry associations [2][3] Group 3: Product Development - The bank has launched the "Five Color Loan" series, achieving over 90% market adaptability for individual loan products [3] - The bank's tea-related loans amount to 1.488 billion yuan, accounting for 32.44% of its total loans, serving nearly 10,000 tea industry clients [3] Group 4: Service Expansion - The bank has established a grid-based financial service model, dividing the city into 201 grids to enhance coverage and precision in service delivery [4][5] - The bank has upgraded its physical branches to improve customer experience, incorporating features like coffee bars and children's activity areas [5] Group 5: Risk Management - The bank emphasizes proactive risk prevention, implementing strict due diligence and a dual-signature mechanism for new loans [6][7] - A dedicated team has been formed to address non-performing loans, and a financial dispute mediation center has been established [6] Group 6: Social Responsibility - The bank has invested over 7.6 million yuan in social welfare initiatives, demonstrating its commitment to community support and social responsibility [8] - Ongoing charitable activities include educational support and assistance for vulnerable groups, reflecting the bank's ethos of giving back to society [8] Group 7: Future Outlook - The bank plans to focus on rural revitalization and small enterprises, accelerate digital transformation, and enhance risk management to ensure stable operations [9]