全民强制社保

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所谓“全民强制社保”,不可误读政策、误导公众
Ren Min Ri Bao· 2025-08-16 16:17
近期,所谓"全民强制社保"话题引发热议,其中对政策的误读、对公众的误导,有必要澄清辨明。 话题源头,是最高法发布的关于审理劳动争议案件适用法律问题的解释。相关内容概而言之,就是 用人单位与劳动者不管用什么形式约定不缴社保,法院都会认定无效;如果用人单位未依法缴纳社保, 劳动者离职时要求支付补偿,打官司会胜诉。 此次司法解释并没有创设"新规",而是统一司法裁量标准,消除了全国不同地区司法实践中的分 歧;并非现在才"强制",按照我国劳动法、社会保险法等规定,缴纳社保本就具有强制性;亦非覆 盖"全民",而是指向法律意义上的劳动者。少数自媒体为博眼球,冠之以"全民""强制""新规"等字眼, 只会误导公众、制造混乱。 于个人而言,社保是"生存底线",不是"可选附加项"。 生病了有医保,衰老了有养老金,失业了有基本生活保障……谁都需要抵御风险的社保网。但为什 么一些劳动者对参加社保心存疑虑?盖因只算眼前的和投入产出的经济账,不算长远的和一失万无的风 险账;担心制度红利被企业用"上有政策、下有对策"来消解。 消除疑虑,除了凝聚共识、善加引导外,还需要政府有针对性地主动作为,让司法实践的执行力度 足以消除现实顾虑。 于企业而 ...
社保征缴,为何越来越强硬了?
虎嗅APP· 2025-08-08 13:40
Core Viewpoint - The article emphasizes the impending era of mandatory social insurance contributions in China, highlighting its implications for fairness, welfare, and the overall pension system [6][7]. Group 1: Background on Mandatory Social Insurance - Mandatory social insurance is not a new concept; it has been legally mandated for over a decade [8]. - Both employers and employees are required to participate in social insurance, as stipulated by laws such as the Labor Law and the Social Insurance Law [10][12]. - Historically, some small businesses and flexible workers have evaded contributions due to economic conditions and enforcement issues [14][15]. Group 2: Strengthening of Social Insurance Collection - The collection of social insurance has become more stringent since the reform in 2019, which transferred collection responsibilities to tax authorities [15]. - A significant indicator of this shift is that even companies like Meituan are now contributing to pension insurance for delivery riders, potentially covering millions [17]. - The costs associated with social insurance will ultimately be borne by employees, despite appearing to be employer obligations [18][19]. Group 3: The Importance of Social Insurance - Social insurance encompasses five major types, with pensions and healthcare being the most critical [20][21]. - The sustainability of the pension system relies on widespread participation; the larger the contributor base, the stronger the system [22][23]. - As of now, 1.32 billion people are enrolled in medical insurance, and 1.07 billion in basic pension insurance, indicating a vast social insurance system [24]. Group 4: Demographic Challenges - The current pension system is under pressure due to an increasing elderly population and a declining birth rate [39]. - The old-age dependency ratio has risen significantly, indicating that fewer young people are supporting more retirees [32]. - The retirement wave is expected to escalate, with over 25 million people reaching retirement age annually [34]. Group 5: Government Strategies to Address Pension Issues - The government is implementing strategies such as gradually raising the retirement age over the next 15 years [42][43]. - A national pension adjustment system is being established to balance contributions across regions, particularly from economically stronger provinces to those facing deficits [46][50]. - The transfer of state-owned capital to bolster pension funds has already seen 1.68 trillion yuan allocated [54][55].