Core Insights - The latest HSBC global investor survey indicates that investors in mainland China are reducing cash holdings and showing an increasing willingness to invest [1] Group 1: Investment Trends - Investors are diversifying their portfolios across a wider range of asset classes, with a growing interest in alternative investments to balance portfolio risks [2] - The younger generation of investors in mainland China is more inclined to increase their allocation to alternative assets for further diversification [3][4] Group 2: Cash Allocation Changes - Over the past year, the cash allocation among mainland respondents decreased from 31% to 25%, with a more significant drop among younger investors, such as Generation Z (ages 21-28), whose cash allocation fell from 37% to 22% [5] - More than 45% of Generation Z and millennials (ages 29-44) plan to hold alternative assets in the next 12 months, reflecting a global trend towards alternative investments [5] Group 3: Global Asset Allocation - The survey results show a strong willingness among mainland investors for global diversified asset allocation, with over half of the respondents indicating intentions to allocate to overseas assets in the coming year [7] Group 4: Gold Investment - Gold remains a significant asset for risk diversification, with its allocation among mainland respondents rising from 7% to 15% over the past year, marking the largest increase among asset classes; three-quarters of respondents plan to hold gold in the next 12 months [8] Group 5: Confidence in Financial Decisions - Despite the changing market environment, the younger generation maintains strong confidence in their financial decision-making, with 87% of Generation Z and millennials believing they can achieve short-term wealth management goals [9] Group 6: Investment Strategy Outlook - In a loose monetary policy environment, investors are placing greater emphasis on the resilience of their asset portfolios, with over half (53%) of mainland respondents indicating that their investment strategies will become more balanced in the next year [10]