Core Insights - The latest HSBC global investor survey indicates that investors in mainland China are reducing cash holdings and showing an increasing willingness to invest [1] Group 1: Investment Trends - Investors are diversifying their portfolios across a wider range of asset classes, with a growing interest in alternative investments to balance portfolio risks [2] - The younger generation of investors in mainland China is more inclined to increase their allocation to alternative assets for further diversification [3][4] Group 2: Cash Allocation Changes - Over the past year, the cash allocation among mainland respondents decreased from 31% to 25%, with a more significant drop among younger investors, such as Generation Z (ages 21-28), whose cash allocation fell from 37% to 22% [5] - More than 45% of Generation Z and millennials (ages 29-44) plan to hold alternative assets in the next 12 months, reflecting a global trend towards alternative investments [5] Group 3: Global Asset Allocation - The survey results show a strong willingness among mainland investors for global diversified asset allocation, with over half of the respondents indicating intentions to allocate to overseas assets in the coming year [7] Group 4: Gold Investment - Gold remains a significant asset for risk diversification, with its allocation among mainland respondents rising from 7% to 15% over the past year, marking the largest increase among asset classes; three-quarters of respondents plan to hold gold in the next 12 months [8] Group 5: Confidence in Financial Decisions - Despite the changing market environment, the younger generation maintains strong confidence in their financial decision-making, with 87% of Generation Z and millennials believing they can achieve short-term wealth management goals [9] Group 6: Investment Strategy Outlook - In a loose monetary policy environment, investors are placing greater emphasis on the resilience of their asset portfolios, with over half (53%) of mainland respondents indicating that their investment strategies will become more balanced in the next year [10]

转自：新华财经 随后，会议围绕"国企改革与投行赋能"展开深入研讨。兴业银行专家团队对宏观经济政策进行分析与展 望，为河北国企转型设计全生命周期服务方案，重点介绍了创新债券、并购重组及另类投资等投行工具 的应用案例。通过"政策解读+产品创新+案例实证"的立体化呈现，为金融服务河北实体经济提供了全 新的视角。 此次研讨会是兴业银行石家庄分行践行"服务实体经济、助推国企改革"使命的生动实践。未来，分行将 继续践行"商行+投行"战略，持续深化"融资+融智"服务模式，以创新金融工具助力河北国企打造现代化 产业体系，为新时代经济强省、美丽河北建设贡献更大金融力量。（孙若影） 编辑：赵鼎 会议伊始，兴业银行石家庄分行党委委员、副行长庞凯致欢迎辞，他表示，兴业银行石家庄分行始终以 服务地方经济为己任，积极融入京津冀协同发展、推进雄安新区建设，依托总行多牌照、全谱系的投行 产品矩阵与强大创新能力，为客户设计定制化金融服务方案，加速推进省属国有企业产业升级和绿色转 型。 兴业银行总行投资银行部副总经理徐海惠作主题演讲，他表示，近年来在京津冀协同发展、雄安新区建 设等重大国家战略的强力驱动下，河北经济社会发展呈现出蓬勃向上的发展态 ...