Core Viewpoint - The forum emphasizes the importance of long-term investment strategies in pension wealth management, advocating for a shift from short-term financial returns to maximizing long-term value growth [3][5]. Group 1: Long-term Investment Philosophy - The speaker, Cao Deyun, stresses the need to adhere to a long-term investment philosophy and to practice value investment goals [3][5]. - Pension wealth management should be approached as a long-term strategy, requiring careful planning and sustainable asset arrangements that can withstand economic cycles [3][5]. Group 2: Value Investment Focus - The focus should be on achieving maximum long-term value rather than merely monitoring annual financial investment returns [3][5]. - A shift in perspective is encouraged, moving from a financial return viewpoint to one that prioritizes value acquisition, promoting a vision of "long, wide, far, stable, and lasting" in pension wealth management [3][5].

Core Viewpoint - The necessity of steadily expanding pension assets and establishing an asset-based pension system is emphasized as a crucial solution to alleviate pension pressure [3][8]. Group 1: Cultural Philosophy - A long-term investment philosophy should be upheld, focusing on value investment goals and sustainable asset arrangements that highlight the unique characteristics of long-term funds [3][9]. - The perspective of pension wealth management should shift from short-term financial returns to maximizing long-term value growth, adopting a vision that is "long, wide, far, stable, and lasting" [3][9]. Group 2: Market Conditions - The construction of a robust capital market and the availability of diverse financial instruments are essential for the growth of pension assets [4][9]. - Supportive policies from the government have been introduced to encourage the development of the capital market and the entry of medium to long-term funds, which are vital for the preservation and appreciation of pension assets [4][9]. Group 3: Allocation Strategies - A diversified regional distribution and flexible investment strategies are necessary, with global allocation being a common strategy in international pension asset management to effectively mitigate risks and seize growth opportunities [5][10]. - Lifecycle asset allocation strategies should be established to cater to different age groups and their respective risk preferences [5][10]. Group 4: Service Quality - The professional level and capabilities of pension wealth management must be highlighted, fostering active participation from pension holders and building a high-trust interactive relationship [6][11]. - Pension management institutions should enhance their professional capabilities and service levels, focusing on market guidance, communication, and education for pension holders [6][11]. Group 5: Mechanism Construction - A scientific and effective operational mechanism should be established, utilizing advanced technologies for efficient management [7][12]. - A long-term assessment mechanism should be created, with regular reviews and dynamic adjustments to investment strategies based on market changes and individual circumstances [7][12]. - Risk management mechanisms must be robust to avoid high-risk speculation and leverage, ensuring the safety and stability of funds [7][12].