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农业保险数字化转型
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农险扩面提质结硕果
Jing Ji Ri Bao· 2026-01-25 22:17
2025年召开的中央经济工作会议、中央农村工作会议对做好"三农"工作作出了系统部署。近年来,我国农业 保险保费规模稳步提高,保障水平持续提升,有效服务乡村全面振兴。来自国家金融监督管理总局的数据显 示,"十四五"时期,保险业累计赔付9万亿元,较"十三五"时期增长61.7%,农业保险为8亿户次农户提供风险 保障。 农作物保障水平提高 在1月20日举行的国新办新闻发布会上,财政部金融司司长于红表示,我国农业保险保费规模稳居全球第一, 在稳定农户收益、保障国家粮食安全等方面发挥了积极作用,支撑我国粮食产量稳定在1.4万亿斤以上。 稻谷、小麦、玉米的播种面积占我国粮食总面积的比重超过八成,产量占比超九成,是老百姓饭碗里主要的 粮食品种,也是农业保险政策的"主干道"。2007年多部门联合探索物化成本的"基本险",2012年"基本险"拓 展至全国,2018年开始探索完全成本保险和种植收入保险,2023年这两个保险品种拓展至所有产粮大县, 2024年在全国全面实施。回望农业保险的发展历程,每5年至6年就迈上一个发展台阶,制度体系持续完善, 保障能力持续增强。2023年,河南发生的"烂场雨"导致成熟小麦霉变,农业保险赔付超过 ...
平安产险广州中心支公司完成从化区无人机航测,助力农业保险精准承保理赔
Nan Fang Nong Cun Bao· 2025-07-09 10:32
Core Viewpoint - The application of drone surveying technology in agricultural insurance by Ping An Property & Casualty Insurance's Guangzhou branch marks a significant innovation in precision underwriting and claims processing in the agricultural insurance sector [2][3][5]. Group 1: Technology Implementation - The Guangzhou branch of Ping An Property & Casualty Insurance successfully completed a drone surveying project in Conghua District, which is the first of its kind in the area for agricultural insurance [2][5]. - The introduction of high-precision drone surveying technology aims to enhance the speed and accuracy of data collection, addressing long-standing issues in traditional agricultural insurance services [9][10]. Group 2: Strategic Goals - This initiative aligns with the national rural revitalization strategy and aims to promote high-quality development in agricultural insurance [7][19]. - The company is focused on upgrading the technological and intelligent levels of agricultural insurance services, creating a new service model unique to Ping An [8][19]. Group 3: Service Enhancement - The drone technology enables comprehensive mapping of various agricultural assets, including rice, vegetables, aquaculture, and fruits, covering all 128 townships in Conghua District [11][10]. - By utilizing advanced algorithms and AI image recognition, the technology allows for the visualization of agricultural resource distribution and facilitates accurate underwriting based on verified data [13][15]. Group 4: Future Outlook - Ping An Property & Casualty Insurance plans to continue exploring new models for precision in agricultural insurance, emphasizing the importance of digital transformation in the sector [17][19]. - The company aims to provide convenient and high-quality services to farmers through precise underwriting and claims processes, thereby contributing to the high-quality development of agricultural insurance in Guangzhou [19][20].