智通财经记者 | 杜萌 智通财经编辑 | 宋烨珺 2月2日晚间的公告更是引起轩然大波，国投瑞银基金调整基金估值方法，国投白银LOF当日单位净值跌幅高达31.5%。 图片来源：界面图库 "我总成本也就是1300元，一天给我亏了差不多400块！"、"怪我太贪心了，上周四就该跑路的，结果现在被牢牢摁死在跌停了，完全跑不出去。"在基金 投资交流群，投资者讨论异常热烈。 作为目前唯一跟踪白银期货的公募产品，国投白银LOF成为今年的"网红基金"。Wind数据显示，截至1月30日收盘，国投白银LOF近一年回报率高达 263.13%，仅1月份的回报率就达到了61.6%。截至2025年末，该基金合计规模高达189.44亿元。 虽然国投瑞银基金将单日限额严格限制在100元，但随着"百元套利教程"的火爆，仍有投资者本着"搏一搏，单车变摩托"的投机心理蜂拥而入。智通财经 记者了解到，"LOF套利教程"成为自媒体博主吸引阅读量和粉丝的手段，继而进行流量变现、导流到知识星球进行知识付费、承接券商开户广告等商业行 为。 白银LOF上演"天地板" 开年以来，屡创新高的贵金属成为资本市场关注的焦点。其中，白银的涨势尤为惊人。Wind数据显示， ...

Core Viewpoint - The adjustment of the valuation method by Guotou Ruijin Fund led to a significant drop in the net asset value of the Guotou Silver LOF fund, causing a 31.5% decline in a single day, which is a record for public funds [1][5][6] Group 1: Fund Performance and Market Reaction - As of January 30, the Guotou Silver LOF fund had a one-year return rate of 263.13%, with a monthly return of 61.6% in January [1][4] - Following the announcement of the valuation adjustment, the fund's net asset value plummeted from 3.2838 yuan to 2.2494 yuan, marking a historic single-day drop [5][16] - On February 2, after resuming trading, the fund hit the daily limit down with a closing price of 4.722 yuan per share, down 10.01% from the previous day [16] Group 2: Investor Sentiment and Behavior - Investors expressed panic and frustration over the inability to sell their holdings during the price drop, leading to discussions on social media about how to "cut losses" [4][15] - Many investors were attracted to the fund by self-media "arbitrage tutorials" that promised easy profits, leading to a surge in speculative trading [7][17] Group 3: Regulatory Concerns and Market Practices - The popularity of "arbitrage tutorials" on platforms like Xiaohongshu and Douyin has raised concerns about the potential for misleading information and the promotion of risky trading strategies [7][20] - Regulatory guidelines prohibit securities firms from using influencers to attract clients, emphasizing the need for compliance in marketing practices [11][22] - The reliance on "big V" influencers for client acquisition is seen as a short-term strategy that may not sustain long-term customer loyalty [12][23]