Core Insights - The introduction of the medical insurance wallet allows for cross-province transfers of personal medical insurance funds, enhancing accessibility for families [2][3] - The total balance of personal medical insurance accounts in China is projected to exceed 1.44 trillion yuan by 2024, indicating a significant amount of dormant funds that can now be utilized [1][2] Group 1: Medical Insurance Wallet Functionality - The medical insurance wallet is a new digital payment tool linked to personal medical insurance codes, facilitating fund transfers between family members [1][2] - As of January to July this year, there have been 170,600 transactions through the medical insurance wallet, amounting to 116 million yuan [2] Group 2: Usage and Access - To activate the medical insurance wallet, users must log into the National Medical Insurance Service Platform APP and follow a series of steps to confirm usage [3] - Each medical insurance wallet account is limited to three transfers per day, with a maximum transfer amount of 2,000 yuan per transaction [3]

Core Points - The article discusses the launch of the national medical insurance personal account cross-provincial mutual aid and the introduction of the medical insurance wallet function, which allows for the transfer of funds between family members' medical insurance accounts regardless of their province of residence [2][3] - The medical insurance wallet is a digital payment tool linked to personal medical insurance codes, facilitating easier access to funds for medical expenses [1][2] - As of July 2024, the total balance of personal accounts in China's employee medical insurance is expected to exceed 1.44 trillion yuan [1] Group 1 - The medical insurance wallet allows family members to transfer funds for medical expenses, breaking the previous provincial limitations [2][3] - In the first seven months of the year, there were 170,600 transactions through the medical insurance wallet, amounting to 116 million yuan [2] - The process to open and use the medical insurance wallet involves logging into the national medical insurance service platform app and confirming the use of the wallet [3] Group 2 - Each medical insurance wallet account allows a maximum of three transfers per day, with each transfer capped at 2,000 yuan [3] - Transfers can only be made when both the sender and recipient have activated their medical insurance wallets [3] - The medical insurance wallet is part of a broader initiative to address the issue of "sleeping funds" in personal accounts and enhance the accessibility of medical insurance funds for the public [2]