Group 1 - The core viewpoint of the articles is the initiative by the National Medical Insurance Administration to enhance the efficiency of personal medical insurance accounts by promoting cross-provincial cooperation through the use of a medical insurance wallet [1][2] - Postal Savings Bank is actively responding to the National Medical Insurance Administration's deployment by leveraging its extensive service network and digital capabilities to implement the medical insurance wallet system in various provinces and cities [1] - As of the end of August this year, Postal Savings Bank has assisted local medical insurance agencies in several provinces, including Jilin, Shaanxi, Gansu, and Chongqing, with approximately 9,000 individuals having opened accounts and around 9,000 transactions conducted, amounting to nearly 1.66 million yuan [1] Group 2 - Postal Savings Bank branches in Shaanxi, Gansu, and Chongqing are actively promoting the cross-provincial cooperation of the medical insurance wallet by utilizing their extensive grassroots network to educate local communities about the new services and policies [2] - The bank's leadership emphasizes its commitment to supporting national medical insurance reforms and enhancing financial services to contribute to the high-quality development of the national medical security system [2]

Core Insights - The introduction of the medical insurance wallet allows for cross-province transfers of personal medical insurance funds, enhancing accessibility for families [2][3] - The total balance of personal medical insurance accounts in China is projected to exceed 1.44 trillion yuan by 2024, indicating a significant amount of dormant funds that can now be utilized [1][2] Group 1: Medical Insurance Wallet Functionality - The medical insurance wallet is a new digital payment tool linked to personal medical insurance codes, facilitating fund transfers between family members [1][2] - As of January to July this year, there have been 170,600 transactions through the medical insurance wallet, amounting to 116 million yuan [2] Group 2: Usage and Access - To activate the medical insurance wallet, users must log into the National Medical Insurance Service Platform APP and follow a series of steps to confirm usage [3] - Each medical insurance wallet account is limited to three transfers per day, with a maximum transfer amount of 2,000 yuan per transaction [3]