跨省异地就医直接结算，正在给越来越多的参保人带来实实在在的便利。国家医保局数据显示，目前全 国跨省联网定点医药机构达64.4万家，"十四五"期间，跨省异地就医直接结算服务超5亿人次，减少群 众垫付超5500亿元。跨省异地就医直接结算越来越便捷的背后，是强大的医保信息系统支撑。当前，国 家医保服务平台APP异地备案和线上查询等功能不断完善，支持线上查询异地联网定点医药机构、医保 服务热线、个人报销费用等信息；京津冀实现"一卡通行"，无需办理异地就医备案手续，即可享受医保 报销待遇……更多探索正在进行，让老百姓异地就医更方便。接下来，相关部门应继续推进数智赋能， 更好提供精准化、精细化服务，满足群众多元化的医疗保障需求。 （文章来源：经济日报） ...

Core Viewpoint - The cross-provincial medical treatment direct settlement policy has significantly improved the reimbursement process for patients, reducing the financial burden and streamlining the healthcare experience [2][4][11]. Group 1: Policy Impact - As of the first quarter of 2025, the cross-provincial direct settlement system has benefited 70.75 million insured individuals, reducing out-of-pocket expenses by 46.992 billion yuan, marking increases of 37.97% and 11.44% respectively compared to the same period in 2024 [2][7]. - The number of cross-provincial designated medical institutions reached 651,600, an increase of 0.77 million or 1.19% from the end of 2024 [7][8]. - The direct settlement for inpatient services accounted for 3.6389 million cases, reducing personal payments by 36.537 billion yuan, with growth rates of 11.92% and 5.68% respectively [7][8]. Group 2: Technological Advancements - The establishment of a unified national medical insurance information platform has facilitated seamless cross-provincial medical treatment settlements, ending the previous fragmented system [3][8]. - Patients can now complete the reimbursement process using electronic medical insurance credentials or social security cards, significantly reducing the need for physical paperwork and in-person visits [8][9]. Group 3: Regional Innovations - Various provinces have implemented innovative service models, such as automatic registration and immediate settlement for cross-provincial medical treatment, enhancing accessibility for patients [9][10]. - In Yunnan, the "Medical Insurance Market Day" initiative has improved access to services in remote areas, leading to a more than 40% increase in cross-provincial outpatient settlements in the first quarter of 2025 [10]. Group 4: Future Implications - The reforms in cross-provincial medical treatment not only alleviate financial burdens but also promote the free movement of labor and resources across regions, supporting the construction of a unified national market [11].

欢迎扫描下方二维码关注： 二、扣除方式及主体 本人医药费用： 可以选择由本人或其配偶一方扣除 未成年子女医药费用: 可以选择由其父母一方扣除 *八味十 目前未将纳税人的父母及成年子女 医药费用纳入扣除范围 三、扣除时间 在次年汇算清缴时享受扣除 起止时间为医疗保障信息系统记录的医药费用 实际支出的当年。 四、留存备查资料 大病患者医药服务收费及医保报销相关票据原 件或复印件，或者医疗保障部门出具的纳税年 度医药费用清单等资料。 数据查询及操作指引 一、怎么查? 中与 | 国家医保服务平台 中华 | 生态 | 2 查本人: 手机下载"国家医保服务平台"APP,并注册、 登录、激活医保电子凭证后,通过首页的【查 询服务】版块点击【年度费用汇总查询】查询 大病医疗可扣除金额。 留索 下 年度医疗费) 年度个人自付总金额 个人自付是指由个人支付的属于基本医疗保险目录范围 内的费用，不包括目录范围外费用(即全自费费用)。 符合大病医疗个税抵扣政策金额 个人负担(指医保目录范围内的自付部分)累计超过15000 元的部分，在80000元限额内据实扣除。 举个例子: 2024年，纳税人张某发生大病医疗费用，经查询"国家 医保 ...

Core Viewpoint - The article discusses the tax deduction policy for major medical expenses in China, detailing how individuals can claim deductions on their personal income tax for medical expenses exceeding a certain threshold. Group 1: Tax Deduction Policy - Individuals can deduct the portion of their medical expenses that exceeds 15,000 yuan, up to a limit of 80,000 yuan, from their taxable income [8][15]. - The deductible amount is calculated based on the individual's out-of-pocket expenses for medical services covered by basic medical insurance [7][8]. Group 2: Claim Process - Taxpayers must log into the personal income tax app, navigate to the special additional deductions section, and select the major medical expenses option to begin the claim process [12][14]. - The process includes confirming personal information and selecting the corresponding tax year for the deduction [14][12]. Group 3: Example Calculation - An example illustrates that if an individual incurs total medical expenses of 100,000 yuan and their out-of-pocket expenses amount to 45,000 yuan, they can claim a deduction of 30,000 yuan after accounting for the 15,000 yuan threshold [9].