2025年度中国保险鼎峰50人论坛于12月17日在京举办。本届论坛由中保新知联合新时代保险研究院主 办，中央财经大学金融品牌研究所、中央财经大学中国精算科技实验室、北京工商大学中国养老金融研 究院提供专业学术指导。 论坛以"'十五五'启航 擘画保险蓝图"为核心主题，汇聚近百位 "中国保险鼎峰 108将"代表以及金融监管 领域资深专家、学界权威学者与企业核心高管。与会嘉宾聚焦行业转型关键命题，围绕"十五五"时期保 险业高质量发展的破局路径与前行方向展开深度研讨，为行业未来发展凝聚共识、贡献智慧。 观势明向：把握宏观变局中的行业机遇 在主题演讲环节，谈及AI技术迭代突破对行业的深远影响，原中国银保监会副主席陈文辉指出，数字 化浪潮具有革命性，已给各行业带来重大冲击。从保险业看，AI技术正广泛赋能保险业在各类服务场 景中的业务，AI技术在保险业的应用也正在加速。未来，AI特别是大模型技术，可能是各类保险机构 实现质变提升的重要机会，AI的全面应用是决定保险业生死存亡的关键之举，也是关键时刻。 针对当前的宏观政策思路与经济形势，中信建投证券政策研究首席分析师、牛津大学博士后胡玉玮从政 策导向与市场需求出发，进行深度解 ...

Core Viewpoint - The company emphasizes the construction of a comprehensive medical, health, and elderly care system, positioning itself as a stabilizer for society and an economic shock absorber in the fields of elderly finance and inclusive finance [1][2] Group 1: Business Development - In the past two years, the company has accelerated the layout of the medical, health, and elderly care ecosystem, expanding quality cooperative communities and travel institutions, enriching home-based elderly care and health services [1] - As of the first half of 2025, nearly 15,000 customers have obtained rights to enter health and elderly care communities, generating nearly 20 billion yuan in premiums, while an additional 240,000 customers have gained travel rights [1] - The company has integrated high-quality internal and external resources to build a comprehensive health management service system covering disease prevention, medical assistance, and overseas medical services [1] Group 2: Product and Service Innovation - The company has connected nearly 100 high-quality medical resources domestically and internationally as of the first half of 2025 [1] - The launch of the "Worry-Free Medicine" health insurance product has effectively met new health protection and service needs of customers, seizing opportunities from reforms in commercial health insurance and medical insurance payment methods [1] - The company plans to continue enhancing the integration of insurance products and health services, constructing a comprehensive service network known as "Xinhua Health Steward" to provide extensive interconnected services [2]