12月20日，在华尔街见闻和中欧国际工商学院联合主办的「Alpha峰会」上，蚂蚁数科AI原生事业部总经理王磊发表题为《探索金融AI深水区--大模型垂直 落地的实践与启示》的演讲。 他表示，随着DeepSeek、Qwen等开源基础模型的出现，行业大模型落地不再依赖昂贵的预训练，而是转向"后训练"模式。这一转变使得金融垂类模型的迭 代周期从数月缩短至两周，算力需求从"万卡"降至"百卡"，训练成本实现百倍级下降，大幅降低了产业应用门槛。 他认为，在金融等严肃产业落地AI，必须关注严谨性、专业性和遵从性。他强调，大模型无法完全避免幻觉，甚至随着推理能力提升幻觉可能增强。因 此，构建一套压制幻觉的体系和方法论，是面向垂直行业应用大模型的第一要务，必须守住安全底线。 他并指出，金融行业落地大模型的核心在于构建"可信智能体"，这需要三大基石：一是叠加行业数据的"金融大模型"作为大脑；二是补充时效性与私有数据 的"金融知识库"作为经验；三是连接业务系统的"金融工具集"作为双手，三者结合才能让AI像专业员工一样工作。 蚂蚁数科AI原生事业部总经理王磊还表示，大模型在产业中的应用不仅是一场技术革命，更是一次业务战略的重塑。他呼吁 ...

Core Insights - Artificial intelligence is significantly transforming both personal and professional environments, moving from consumer applications to business solutions [1] - Minglue Technology has launched its proprietary model line, DeepMiner, aimed at addressing the challenges of accuracy, transparency, and verifiable decision-making in business data analysis [1][2] - DeepMiner utilizes a multi-agent architecture to enhance human-machine collaboration, providing analytical support across various sectors such as advertising, retail, and cross-border e-commerce [1] Company Overview - Minglue Technology has received approval for overseas listing through the Hong Kong Stock Exchange under the 18C rule, with a planned IPO date of August 29, 2025 [2] - The company has raised a total of $616 million from investors including Tencent, Sequoia China, Temasek, Jintuo Capital, and Huaxing Capital from 2010 to 2024 [2] - The main business segments of Minglue Technology include marketing intelligence, operational intelligence, and industry solutions [2] Financial Performance - Revenue figures for Minglue Technology from 2022 to 2024 are as follows: 1.269 billion yuan in 2022, 1.462 billion yuan in 2023, and a projected 1.381 billion yuan in 2024, indicating a year-on-year decline of 5.5% for 2024 [2] - The net profit for the company is expected to decline by 97.5% year-on-year in 2024 [2]