钛媒体App 8月20日消息，国家金融监督管理总局就《商业银行并购贷款管理办法（征求意见稿）》公 开征求意见。征求意见稿指出，开办并购贷款业务的商业银行法人机构应当符合以下条件：（一）经营 状况良好，公司治理完善；（二）具有从事并购贷款尽职调查和风险评估的专业团队；（三）上年度监 管评级良好，主要监管指标符合监管要求;（四）上年末并表口径调整后表内外资产余额不低于500亿元 人民币，开展参股型并购贷款业务的，上年末并表口径调整后表内外资产余额不低于1000亿元人民币。 （金融监管总局网站） ...

Core Viewpoint - The Financial Regulatory Administration has revised the "Guidelines for Risk Management of Mergers and Acquisitions Loans by Commercial Banks" and released a draft for public consultation regarding the "Management Measures for Mergers and Acquisitions Loans by Commercial Banks" [1] Summary by Categories Mergers and Acquisitions Loan Types - The draft categorizes mergers and acquisitions loans into two types: control-type loans and equity participation loans [1] - Control-type loans are intended to support acquirers in obtaining control over target enterprises or assets, allowing for the acquisition of existing equity or subscription of new equity [1] - Equity participation loans are designed for acquirers to hold a stake in target enterprises without achieving control, requiring a minimum equity stake of 20% for initial acquisition [1] Loan Application Criteria - Acquirers who have already gained control of a target enterprise can apply for control-type loans to maintain or enhance their control [1] - For equity participation loans, acquirers who already hold 20% or more of a target enterprise's equity can apply for further stake increases, with a minimum acquisition of 5% for each transaction [1]