Core Viewpoint - The article highlights the innovative measures taken by the People's Bank of China in Aba Prefecture to enhance county-level treasury services, making financial services more accessible to local farmers and herders in remote areas, thereby improving their financial literacy and participation in national financial policies [1][2][3]. Group 1: Mechanism Innovation - The People's Bank of China in Aba Prefecture has introduced the "County Treasury Service Guidelines" to standardize service items, processing procedures, and assessment criteria, creating a comprehensive regulatory framework [2]. - A collaborative network involving local government and financial institutions has been established to facilitate communication and problem-solving, ensuring that treasury services are effectively integrated into local financial work [2]. Group 2: Risk Management - The bank has implemented a robust risk management framework, including the development of inspection guidelines and risk assessment checklists to ensure the safety of funds in county-level treasury services [3]. - A three-pronged regulatory approach has been adopted, combining on-site inspections, commissioned inspections, and cross-county inspections to maintain oversight and prevent risks [3][4]. Group 3: Service Enhancement - The establishment of 12 quality service points for treasury services has been achieved, equipped with bilingual staff and self-service terminals to provide comprehensive support to local farmers [5]. - The "Horseback Promotion Team" has been instrumental in delivering financial education and services directly to remote areas, significantly increasing awareness and understanding of treasury services among the local population [5][6]. Group 4: Impact and Results - Since 2025, the sales of treasury bonds in the region have increased by 60.8% year-on-year, with no reported incidents of financial security risks, indicating the effectiveness of the implemented measures [4]. - By the end of 2025, treasury bond sales reached 28.36 million yuan, accounting for 63.2% of total sales in the region, reflecting a significant increase in financial engagement among local farmers [6].

Core Viewpoint - The article highlights the evolution and significance of the National Treasury managed by the People's Bank of China over the past 40 years, emphasizing its role in budget execution and public service, while showcasing the dedication and innovation of its personnel in adapting to technological advancements and improving efficiency [1][2][4]. Group 1: Historical Context and Development - The National Treasury is a crucial part of the national budget execution, responsible for managing state budget revenues since the implementation of the National Treasury Regulations in 1985 [1]. - Over the years, the National Treasury has transitioned from manual bookkeeping to digital systems, reflecting a commitment to innovation while maintaining a focus on serving the public [1][5]. Group 2: Service to the Public - Each transaction in the National Treasury is linked to the well-being of citizens, as illustrated by a case where a lost bond was recovered for an elderly citizen, highlighting the human impact of treasury operations [2]. - Efforts to streamline processes include the implementation of electronic tax payment systems, allowing citizens to handle transactions without physical visits, thus enhancing convenience [2][3]. Group 3: Technological Innovation - The introduction of electronic systems has significantly improved efficiency, with the electronic tax payment rate in Hunan Province reaching 99.86% [3]. - Innovations such as the development of a paperless accounting system and the integration of big data into treasury operations have led to substantial cost savings and improved accuracy in financial management [5][6]. Group 4: Commitment and Resilience - Treasury personnel demonstrate resilience and dedication, often working in challenging conditions to ensure the continuous flow of funds, which is described as the "lifeblood" of the nation [4]. - The commitment to high-quality service is evident in the rigorous training and continuous learning undertaken by treasury staff to adapt to evolving business needs [7][9]. Group 5: Legacy and Future - The importance of knowledge transfer and mentorship is emphasized, with experienced staff actively training younger colleagues to ensure the continuity of expertise within the National Treasury [8][9]. - The article concludes with a forward-looking perspective, indicating that the spirit of dedication and service will continue to drive the National Treasury's mission in the future [10].