Core Points - The Ministry of Human Resources and Social Security and the Ministry of Finance announced an adjustment to the basic pension for retirees starting January 1, 2025, with an overall increase of 2% based on the average monthly basic pension of retirees in 2024 [2] - The adjustment will not uniformly apply a 2% increase to every retiree, as it represents the national average adjustment level [2] - The adjustment method combines fixed adjustments, link-based adjustments, and appropriate inclinations, focusing on lower pension groups [3] Group 1 - The adjustment will benefit approximately 150 million retirees across the country [5] - The fixed adjustment ensures fairness by applying the same adjustment standard for all types of retirees within the same region [3] - Link-based adjustments encourage higher contributions during employment, rewarding those who pay more and for longer periods [3] Group 2 - The appropriate inclination in the adjustment method provides special consideration for elderly retirees and those in remote or difficult areas [3] - Each province will develop specific implementation plans based on local conditions to ensure timely distribution of the increased pensions [5]

Core Viewpoint - The Chinese government will increase the basic pension level by 2% starting January 1, 2025, benefiting approximately 150 million retirees, reflecting the government's commitment to support retirees amid economic uncertainties [1][2]. Group 1: Pension Adjustment Details - The adjustment will be based on a combination of fixed amount increases, linkage adjustments related to individual contribution years and pension levels, and targeted increases for specific groups such as the elderly and those in remote areas [3]. - The fixed amount adjustment ensures fairness across different pension levels, while linkage adjustments incentivize longer and higher contributions [3][4]. Group 2: Economic Context and Rationale - The 2% adjustment rate considers factors such as inflation, with the consumer price index (CPI) expected to rise only 0.2% in 2024, ensuring retirees' purchasing power is maintained [2]. - The adjustment aligns with wage growth trends, where average wages in urban non-private sectors increased by 2.8% and in private sectors by 1.7% last year, reflecting a policy to share economic development benefits with retirees [2]. Group 3: Policy Implications - The adjustment method aims to balance fairness and efficiency, with a focus on supporting low-income retirees while encouraging higher contributions during their working years [4]. - This approach is expected to enhance public welfare, stabilize expectations, promote consumption, and facilitate economic circulation [4].

Core Viewpoint - The adjustment of pension benefits is crucial for ensuring the basic living standards of retired individuals, reflecting the government's commitment to social welfare and economic development [1][2]. Group 1: Pension Adjustment Mechanism - The national adjustment ratio for pensions this year is set at 2%, aligning with the increase in urban residents' Consumer Price Index (CPI) and average monthly wages, effectively supporting retirees' basic living needs [2]. - The adjustment method combines fixed amount increases, linkage adjustments based on individual contributions, and targeted increases for specific groups, ensuring a fair and efficient distribution of benefits [2][3]. - Fixed adjustments provide equal increases for all retirees in a region, while linkage adjustments vary based on individual contribution years and pension levels, promoting long-term contributions [2][3]. Group 2: Impact on Income Distribution - The pension adjustment policy favors lower-income retirees, resulting in a higher actual adjustment ratio for those with lower pension levels, thus addressing income inequality [3]. - The adjustment strategy aims to balance fairness and efficiency, encouraging longer and higher contributions while ensuring basic living standards for lower-income groups [3]. - The adjustment policy is integral to the government's broader goals of enhancing social welfare and promoting common prosperity, impacting both retirees and current contributors [3].

人力资源社会保障部、财政部今日宣布，从2025年1月1日起，为2024年底前已按规定办理退休手续并按月领取基本养老金的退休人员提高基本养老金水平， 总体调整水平为2024年退休人员月人均基本养老金的2%。 之所以确定了2%的全国总调整比例，是与去年同期全国城市居民消费价格(CPI)增幅和全国城镇单位从业人员月平均工资增幅基本相适配的，目的是较好实 现保障退休人员基本生活、共享经济社会发展成果的调待目标。 具体到每一位退休人员，我国没有采取像国外那样对所有人统一按单一比例调整的方式，而是采取定额调整、挂钩调整与适当倾斜相结合的方式，个人最终 的调待幅度由这三部分加总来决定。这样做，既可以体现公平原则，也可以与退休人员本人缴费年限和基本养老金水平挂钩，符合多缴多得、长缴多得的激 励机制，还能适当向高龄退休人员和艰苦边远地区退休人员群体予以照顾。 从这种调整方式来分析，一方面，对退休老人来说，各地要尽快把调整增加的基本养老金发放到他们手中。另一方面，对参保人员来说，综合各项参数量化 分析养老金计算方式，在同一个地区，退休时养老金能领多少，与参保时每月交多少、交多久密切相关。 在当前我国经济持续回升向好基础仍需巩固、 ...

养老金，与亿万退休人员息息相关。 为更好保障退休人员"老有所养"，人力资源社会保障部、财政部7月10日发布通知，明确从2025年1 月1日起，为2024年底前已退休人员，按照2024年退休人员月人均基本养老金2%的标准提高基本养老金 水平。 接下来，各省份将结合本地区实际，制定具体实施方案。今年调整增加的基本养老金将尽快发放到 位，将惠及约1.5亿名退休人员。 "自2005年以来，我国连续调整退休人员基本养老金。在当前国内经济承压、不确定性上升的大环 境下依然保持养老金增长，体现了党中央、国务院对保障和改善民生的高度重视。"中国劳动和社会保 障科学研究院院长莫荣说。 他表示，国家在综合考虑上一年物价上涨和工资增长等因素基础上，确定了今年2%的上调比例。 新华社北京7月10日电 题：惠及约1.5亿退休人员！2025年基本养老金再涨2% 需要注意的是，这个2%是全国总体调整水平。即算全国的"总账"，是2024年全部退休人员平均每 人每月基本养老金涨2%。但算个人的"小账"，并不是每名退休人员都按2%的涨幅增加基本养老金。 具体到个人，会涨多少，怎么计算？ 新华社记者姜琳 人力资源社会保障部养老保险司相关负责人介绍 ...

日前，人力资源社会保障部、财政部印发《关于2025年调整退休人员基本养老金的通知》。 2025年继续调整退休人员基本养老金 《通知》明确，从2025年1月1日起，为2024年底前已按规定办理退休手续并按月领取基本养老金的退休人员提高基本养老金水平，总体调整水平为2024年 退休人员月人均基本养老金的2%。 此次调整是综合考虑物价变动和职工工资增长等各方面因素，合理确定养老金调整比例。 《通知》要求，各省、自治区、直辖市要结合本地区实际，制定具体实施方案，抓紧组织实施，尽快把调整增加的基本养老金发放到退休人员手中。 养老金关系亿万退休人员的基本生活。专家表示，从各项数据来看，我国养老金按时足额发放有比较坚实的物质基础。 来源：央视新闻 今年养老金调整重点向中低收入群体倾斜 自2005年以来，我国连续调整退休人员养老金，退休人员养老保险待遇水平稳步提高。此次调整有什么特点呢？ 此次调整继续采取定额调整、挂钩调整与适当倾斜相结合的调整办法，重点是向养老金水平较低群体倾斜。 按照上述办法，每个人的基本养老金增长比例都有所不同。 基本养老金按时足额发放有保障 责编：李丹 校对：王朝全 版权声明 证券时报各平台所有原创内 ...

金十数据7月10日讯，人力资源社会保障部、财政部印发《关于2025年调整退休人员基本养老金的通 知》。自2005年以来，我国连续调整退休人员养老金，退休人员养老保险待遇水平稳步提高。此次调整 有什么特点呢？此次调整继续采取定额调整、挂钩调整与适当倾斜相结合的调整办法，重点是向养老金 水平较低群体倾斜。养老金关系亿万退休人员的基本生活。专家表示，从各项数据来看，我国养老金按 时足额发放有比较坚实的物质基础。 两部门：此次基本养老金调整重点是向养老金水平较低群体倾斜 ...