监管审批或稳步推进 据证监会官网披露的信息梳理，目前共有48家证券公司、银行和金融公司获得证券投资基金托管资 格，其中银行有21家，包含渣打银行（中国）、花旗银行（中国）和德意志银行（中国）3家外资银 行。 继2014年江苏银行获批后，苏州银行日前发布公告称已获得证券投资基金托管资格，这是又一中资 银行拿到托管"资格证"。 "托管人是资管行业的'守门人'，掌握或参与各类资管业务的资金流动和证券交割，位置至关重 要，因此监管层对银行资质要求极其严格。"中信证券首席经济学家明明在接受记者采访时表示，对于 金融机构而言，获得证券投资基金托管资质意味着其自身实力受到监管和市场认可，有利于通过发展托 管业务拓宽其他各类业务，壮大自身体量。 中国银行研究院研究员原晓惠对记者表示，在利率市场化改革银行净利息收入承压的背景下，获得 基金托管资质利于银行拓展中间收入业务、提升业务多样性。特别是在公募基金方面，银行相比于券商 等金融机构，有较坚实的客户基础和渠道优势，有利于培养较强的竞争力。 托管业务正被越来越多的银行所看重。数据显示，2021年以来，截至3月23日，银行间基金托管总 规模近26.24万亿元，不过，规模排名前十均 ...

Group 1 - Citibank (China) has obtained fund custody qualifications in China, following Standard Chartered Bank (China) [1] - The fund custody service will cater to both public and private funds within China [1] - Industry experts suggest that foreign banks may face disadvantages compared to domestic banks due to fewer branches and a smaller existing client base [1][3] Group 2 - Citibank aims to target cross-border and international clients to differentiate itself in the fund custody market [2][4] - The total assets of public funds, wealth management products, and other asset management projects in China reached approximately $16 trillion by April 2020 [2] - Citibank has been investing heavily in local custody, clearing, and fund service capabilities to capture opportunities in the Chinese market [2] Group 3 - The number of institutions with fund custodian qualifications has reached 48, with 28 being commercial banks as of July this year [3] - The top 18 fund custodians are all domestic banks, with Industrial and Commercial Bank of China holding the most funds at 1,124, amounting to approximately ¥2.41 trillion [3] - Citibank's entry into the fund custody market coincides with a booming new fund issuance environment in China [5] Group 4 - HSBC and Deutsche Bank are also pursuing fund custody qualifications in China, indicating a trend among foreign banks [4][5] - The rapid increase in new fund issuance and the expansion of the fund custody market are seen as significant opportunities for foreign banks [5] - The Chinese market offers substantial opportunities for global participants, and Citibank aims to leverage its global platform and risk management framework to support the development of China's financial market [6]

Group 1 - Chongqing Rural Commercial Bank has been approved by the China Securities Regulatory Commission (CSRC) to conduct securities investment fund custody business, making it the first commercial bank to receive this qualification in 2023 [1][2] - The CSRC emphasizes that Chongqing Rural Commercial Bank must strictly adhere to regulations and fulfill its responsibilities as a fund custodian, ensuring the integrity and independence of fund assets [2] - As of now, there are 37 banks with fund custody qualifications, including 6 state-owned banks, 12 joint-stock banks, 11 city commercial banks, 3 rural commercial banks, and 5 foreign banks [2] Group 2 - The total assets of public fund custody have exceeded 33 trillion yuan, with Industrial and Commercial Bank of China leading at 4.48 trillion yuan, accounting for 13.78% of the market [3] - Chongqing Rural Commercial Bank's total assets reached 1.51 trillion yuan by the end of 2024, reflecting a year-on-year growth of 5.13%, positioning it among the top listed rural commercial banks [3] - The bank's revenue turned positive in 2024, with operating income of 28.261 billion yuan, a year-on-year increase of 1.09%, and a net profit attributable to shareholders of 11.513 billion yuan, up 5.6% [3] Group 3 - The CSRC has released a draft for the revision of the "Regulations on the Management of Securities Investment Fund Custody Business," focusing on prominent industry issues [4] - The revision aims to address the concentration of the fund custody industry, where a few national commercial banks and securities companies hold 80%-90% of public and private fund assets [4] - The draft proposes to clarify business boundaries and enhance the responsibilities of custodians, addressing issues such as "custody without management" and the need for a market exit mechanism [4][5] Group 4 - Key measures in the revised regulations include improving entry thresholds, strengthening risk isolation, and solidifying custodian responsibilities [5][6] - The regulations require custodians to verify information provided by fund managers and to avoid "sick custody" situations, ensuring that custodians fully disclose risks [6] - The draft allows high-quality custodians to establish wholly-owned subsidiaries dedicated to custody business, subject to relevant financial regulatory requirements [6]