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恒丰银行落地境外贷款破题金租企业跨境融资
Jin Rong Jie· 2025-12-31 03:44
复制推广、价值延伸:本次"境外贷款+境内存款"的联动融资方案,已成为服务租赁类优质客户的标准 化实践样板,目前正于上海分行多家租赁类客户中复制推广,以可复用的服务模式惠及更多客户。 在此次服务中,专项小组提交的《破局"价格战",联动制胜之道》案例,在恒丰银行2025年全行劳动技 能竞赛——交易银行客户综合经营技能竞赛中表现突出,从21个参赛案例中脱颖而出,斩获个人二等奖 及团队二等奖。这一荣誉不仅是对团队专业能力的肯定,更是对"以客户为中心"服务成效的有力佐证。 面对市场上优质客户普遍的低成本融资诉求,本次案例以实践证明,破局市场竞争无须陷入"价格战"泥 潭。通过专业的跨境产品组合与结构化设计,既能帮助客户有效降低融资成本,又能为银行创造稳定收 益,开辟出银客价值共赢的新路径。 近日,恒丰银行上海分行聚焦头部金融租赁公司核心需求,以"倾听需求、专业破题"为导向,为其海外 子公司量身定制跨境融资方案,成功落地全行首单金融租赁公司海外子公司境外贷款业务,以综合金融 服务实效践行"以客户为中心"的服务理念。 在总行交易银行部的指导支持下,上海外滩支行联合分行国际业务部等产品部门构成专项小组。团队摒 弃传统"产品推销 ...
从“常州制造” 到“中国智造”
Jin Rong Shi Bao· 2025-07-29 05:31
Group 1 - Changzhou Lantuo Metal Products Co., Ltd. is a Boeing-certified "gold supplier" for aircraft seat components, showcasing a vibrant development with intelligent production lines and precision aerospace parts [1] - The company's core business focuses on manufacturing aerospace components used directly in Boeing, Airbus, and China's C919 aircraft, while recognizing the risks of a single supply chain [1] - To diversify its supply chain and seize opportunities in the ASEAN market, the company has established a global development strategy, designating Malaysia as a key overseas production base [1] Group 2 - The company faced challenges entering the Malaysian market, including stringent overseas bank account opening requirements and currency volatility of the Malaysian Ringgit, which threatened profit margins and cash flow efficiency [1][2] - Jiangnan Rural Commercial Bank quickly responded to support the company's Malaysian strategy by leveraging its partnership with CIMB, facilitating efficient communication and account opening processes [2] - The bank's innovative "domestic and foreign linkage" model enabled the company to open accounts in RMB, USD, and MYR within two weeks, demonstrating a rapid cross-border account opening process [2] Group 3 - Jiangnan Rural Commercial Bank launched the "Cross-border Pass" one-stop overseas service platform, aiming to provide comprehensive support for companies going global [3] - The platform collaborates with domestic and international professional institutions to offer full-cycle services, enhancing the company's ability to navigate global markets [3] - The bank's extensive experience and comprehensive financial services have positioned it as a strong financial engine for Changzhou manufacturing companies venturing abroad [3]