Group 1 - In July, banks in China settled foreign exchange transactions amounting to 16,700 billion yuan and sold 15,070 billion yuan, indicating a continued surplus in foreign exchange settlement and sales [1] - For the first seven months of the year, banks cumulatively settled 98,835 billion yuan and sold 99,020 billion yuan, with total foreign exchange income at 326,705 billion yuan and payments at 318,116 billion yuan [1] - The foreign exchange market in China has remained stable, with a slight increase in the settlement rate and a stable sales rate, reflecting a stable market expectation and active trading [1] Group 2 - In July, the net inflow of funds from goods trade increased by 33%, maintaining a high level, while net outflows from service trade and investment income rose by 34% and 7% respectively, primarily due to seasonal factors such as summer travel and corporate dividend payments [1] - The international foreign exchange market has experienced increased volatility, with the dollar index rebounding and then retreating, leading to adjustments in non-dollar currencies [1] - The cross-border capital flow has remained generally stable, with non-bank sectors' cross-border income and expenditure at historically high levels, indicating a balanced income and expenditure situation [1]