十点人物志 . 在这里，遇见每一个值得被记录的人 以下文章来源于十点人物志 ，作者芝士咸鱼 吃饱穿暖靠努力，赚大钱真的是看命。 文 ｜ 芝士咸鱼 编辑 ｜ 野格 来源｜ 十点人物志（ID：sdrenwu） 封面来源 ｜ IC Photo 近年来，中国富裕家庭的数量正悄然减少。 据 "胡润研究院"《高净值人群消费心态及行为研究报告2025》显示， 资产超过 600万元的家庭数量已连续两年下降，资产超过3000万美元的国际超高 净值家庭，同样出现回落。约三成富裕家庭经历了不同程度的财富缩水，一些人因此跌出原有阶层。 35岁的真真，曾长期生活在高度富裕的家庭中。她的家庭资产一度超过十亿元，父母仅在澳门就持有四十多套房产，出行配有多辆豪车，家中雇佣四名 保姆和两名司机。然而近几年，随着家庭财富持续缩水，她的衣食住行全面降级，甚至开始变卖爱马仕包、百达翡丽手表以及翡翠、黄金首饰，用以支撑 家中的生意周转。如今，她在澳门一家商场地下层经营着5平方米的咖啡店，每天工作约12小时，自嘲为"负家千金"。 在接受 "十点人物志"采访时，真真回溯了家里破产后的经历。她的处境并非孤例，而是经济周期波动中，一部分富裕家庭正在面对的现实 ...

Core Viewpoint - The number of wealthy families in China is quietly decreasing, with a significant portion experiencing wealth shrinkage and some falling out of their original social class [4]. Group 1: Wealth Decline - The number of families with assets exceeding 6 million yuan has declined for two consecutive years, and about 30% of wealthy families have experienced varying degrees of wealth shrinkage [4]. - A case study of a 35-year-old individual named Zhenzhen illustrates the impact of wealth decline, as her family, once worth over 1 billion yuan, has faced significant financial challenges, leading her to sell luxury items to support family business operations [4][12]. Group 2: Lifestyle Changes - Zhenzhen's lifestyle has drastically changed from frequenting Michelin-starred restaurants to carefully budgeting for meals, reflecting the broader trend among wealthy families adjusting to financial constraints [5]. - The family's living conditions have deteriorated, moving from a large home to a small rented apartment, and the number of household staff has been reduced due to financial inability [17][30]. Group 3: Asset Liquidation - Zhenzhen has sold various luxury items, including a Hermès bag purchased for 400,000 yuan, which she sold for 500,000 yuan to cover business expenses, highlighting the struggle to maintain financial stability through asset liquidation [31]. - Over the years, she has managed to recover approximately 4 to 5 million yuan through the sale of luxury goods, but this has not alleviated the family's financial pressures [34]. Group 4: New Beginnings - Zhenzhen now operates a small coffee shop in Macau, working long hours and finding a sense of stability and fulfillment in her new role, despite the challenges faced [45][49]. - The experience of financial loss has led to a shift in Zhenzhen's understanding of wealth, emphasizing the importance of earning capacity over material possessions [41][52].