Core Viewpoint - The China Securities Regulatory Commission (CSRC) has issued a notice simplifying the inheritance process for small estates of deceased investors, specifically for assets valued at 50,000 RMB or less, eliminating the need for notarization [1][2]. Group 1: Inheritance Process Simplification - The new regulation allows first-order heirs or designated inheritors to inherit assets without notarization if the total net assets in accounts under the same securities company do not exceed 50,000 RMB [2][3]. - The definition of the 50,000 RMB limit includes all net assets within the same securities company account, such as securities and funds, and does not include accrued interest [2][3]. Group 2: Required Documentation - To apply for inheritance, four types of documents are required: death certificate, proof of relationship for first-order heirs, valid identification of the applicant, and a signed commitment letter from the applicant [3][4]. - If the applicant is a designated inheritor in a notarized will, they must provide the will along with the other required documents [3]. Group 3: Application Process - Applications for small estate inheritance must be submitted at the securities company's business location where the deceased investor held their account [4]. - For public fund management or sales institutions, the application must follow the specific requirements set by those institutions [5]. Group 4: Asset Transfer Procedure - After submitting the required documents, the securities company will reset the deceased investor's account trading password, allowing the applicant to sell or redeem the assets [6]. - In cases where assets cannot be sold or redeemed due to market conditions, applicants can request a non-trading transfer of securities [6][7]. - For public fund products, applicants can also apply for a non-trading transfer through the fund management or sales institutions [7].

中经记者 郭婧婷 北京报道 7月25日，证监会发布《关于简化办理已故投资者小额遗产继承程序的通知》（以下简称"《通 知》"），明确了办理5万元以内的小额遗产继承业务，第一顺序继承人、公证遗嘱确定的继承人或受遗 赠人可凭借死亡证明、有效亲属关系证明等材料直接办理。 具体来看，适用《通知》规定办理已故投资者小额遗产继承业务的，应当同时符合下列条件： （一）已故投资者和申请人均应为境内自然人，且申请人为已故投资者的配偶、子女、父母，或者公证 遗嘱指定的继承人、受遗赠人。 （三）申请人的有效身份证明文件。 （四）申请人亲笔签名的承诺书。 《通知》规定存在已故投资者账户因司法冻结等原因受到限制，继承人之间对已故投资者遗产分配存在 纠纷，接受申请的机构评估认为办理相关业务存在风险这三种情形，接受申请的机构有权拒绝为申请人 办理小额遗产继承，并做好解释说明。 （编辑：夏欣 审核：何莎莎 校对：颜京宁） （二）已故投资者在同一证券公司开立的账户项下的全部净资产（包括但不限于证券、资金，公募基金 等资管产品）合计不超过5万元人民币（或等值外币，不含未结利息）。净资产余额以申请当日的查询 结果为准。 （三）已故投资者持有的由同一 ...

Core Points - The China Securities Regulatory Commission (CSRC) has issued a notice to simplify the inheritance process for small estates of deceased investors, specifically for amounts under 50,000 yuan [1][2] - The new procedure eliminates the need for notarization, allowing first-order heirs or designated inheritors to directly process the inheritance with necessary documents [1][2] - The notice applies to both on-market securities and off-market asset management products, including public funds, thereby standardizing the inheritance process across the securities and fund industries [1][2] Summary by Sections - **Eligibility for Inheritance**: The notice specifies that the first-order heirs (spouse, children, parents) and those designated in a notarized will can apply for the inheritance of small estates [2] - **Asset Limitations**: The total net assets under a single securities account or public fund managed by the same fund manager must not exceed 50,000 yuan to qualify for the simplified process [2] - **Required Documentation**: Applicants need to provide the deceased's death certificate, proof of relationship, identification, and a commitment letter, without needing a notarized inheritance certificate [2] - **Application Process**: Applicants must visit the deceased's securities company for on-site processing or follow the relevant procedures at public fund management or sales institutions [2] - **China Securities Settlement Corporation (CSSC) Updates**: CSSC will revise and publish supporting business notifications and guidelines regarding the handling of inheritance cases, especially in situations where securities are suspended or financial products are not yet due [2]

中国证监会发布通知，简化办理已故投资者小额遗产继承程序。符合条件的已故投资者继承人可向证券 公司、公募基金管理人或基金销售机构申请继承已故投资者的小额遗产。继承人需提交死亡证明、亲属 关系证明、身份证明等材料。证券公司和公募基金管理人将对申请人提交的材料进行审查，确认符合业 务办理条件后，将办理小额遗产继承。该通知自2025年7月25日起实施。(证监会) ...