差异化破局
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深耕产业+创新服务 信托公司亮出差异化答卷
Zheng Quan Shi Bao Wang· 2025-12-08 23:29
(原标题:深耕产业+创新服务 信托公司亮出差异化答卷) 证券时报记者 邓雄鹰 数据显示,截至2025年6月末,信托业资产管理规模为32.43万亿元,增长20.11%,规模再创新高。随着信托业务"三分类"推进,信托公司管理资 产情况和业务结构变化受到关注。 近日,在"第十九届深圳国际金融博览会暨2025中国金融机构年会"分论坛"2025中国信托业发展高峰论坛"上,行业嘉宾围绕"差异化破局"主题展 开深入探讨。 此次圆桌论坛由中诚信托董事会秘书王玉国担任主持人,参与讨论的行业高管包括华能信托副总经理雷妮亚、上海信托副总经理简永军、中信信 托党委委员吴晓帆。 "三分类"下业务结构巨变 雷妮亚表示,华能信托在规模上实行差异化思路,整体基调是"炉要小,火要旺",逐步调整结构,提质增效。这种考量下,近几年华能信托管理 的信托资产规模保持在6000亿元左右。总体规模保持稳定的情况下,公司业务结构有降、有稳、有增,其中增速比较大的是权益类信托,还有财 富管理信托。 简永军表示,信托制度之所以有生命力,一是有庞大的服务群体,二是与经济社会发展的需求相适应。紧扣信托业务"三分类"政策导向,三类信 托业务均大有可为。 吴晓帆表示, ...
年内20家理财子高管变动
21世纪经济报道· 2025-11-13 13:30
Core Viewpoint - The wealth management industry is undergoing significant leadership changes, with a shift towards a new generation of management teams that are expected to navigate a more competitive and regulated environment, focusing on differentiation and innovation in their strategies [1][3][5]. Group 1: Leadership Changes - In 2025, there have been substantial personnel changes in wealth management subsidiaries, with 20 out of 31 companies experiencing leadership transitions [1][2]. - The new generation of leaders is characterized by diverse backgrounds, including professionals from securities, funds, insurance, and foreign investment banks, indicating a trend towards cross-industry talent integration [5][6]. - Many new leaders are not only from traditional banking backgrounds but also possess experience in asset management and investment strategies, which is crucial for adapting to the evolving market landscape [5][6][9]. Group 2: Industry Challenges - The wealth management sector is facing pressures such as a scarcity of high-quality assets and declining yield levels due to lower interest rates, which necessitates a shift towards "fixed income plus" and multi-asset strategies [13][14]. - The total scale of bank wealth management products has significantly increased, surpassing 32 trillion yuan, reflecting growth despite the challenges [12]. - Companies are increasingly required to enhance their product innovation, channel development, and customer service capabilities to remain competitive in the market [6][14]. Group 3: Strategic Focus - New leadership is tasked with leading companies through a phase of differentiation in a market characterized by homogenization and performance disparities [3][14]. - The emphasis is on expanding investment strategies beyond traditional fixed income to include equities, derivatives, and commodities, which introduces new risks that require robust risk management frameworks [6][7][14]. - Companies like Xinyin Wealth Management are developing multi-asset strategies and investment advisory services to drive growth while managing risks effectively [14].