Core Viewpoint - The People's Bank of China and the Ministry of Agriculture and Rural Affairs issued an opinion to enhance financial services for rural reform and promote comprehensive rural revitalization, emphasizing the need for a more effective allocation of financial resources tailored to the diverse needs of county-level regions [1] Group 1: Financial Resource Allocation - The opinion outlines five dimensions for targeted financial resource allocation: enhancing food security financial support, consolidating financial assistance achievements, deepening financial services for rural industries, improving financial services for rural construction, and strengthening financial empowerment for rural governance [1] - County regions are crucial for national stability and new urbanization, accounting for over half of the permanent population and nearly 60% of high school education tasks, while contributing about 90% of grain output [2] Group 2: Differentiated Financial Services - Financial institutions are encouraged to innovate and adjust financial products and services based on different industry characteristics and operational methods, including differentiated credit supply for various agricultural sectors [3] - The need for financial institutions to enhance credit management and determine credit limits based on borrowers' financial conditions and genuine financing needs is emphasized to avoid excessive lending [4] Group 3: Collaboration and Resource Utilization - The effective activation of financial resources in rural reform also depends on the utilization of non-financial resources, with local governments encouraged to combine fiscal, financial, and industrial resources [5] - Recent changes in the county financial ecosystem, including institutional reforms and the elevation of rural credit cooperatives, necessitate a restructured approach to financial service management and communication with local governments and industry representatives [6]