齐鲁晚报.齐鲁壹点李可通讯员刘寒冰 该支行客户经理在日常走访过程中，了解到邵先生存在资金需求，便主动上门提供靠前服务。客户经理 全面评估了该家电卖场的经营状况、邵先生的信用记录以及卖场的发展前景，为其精准匹配了融资方 案，并开辟了绿色审批通道。高效的金融服务及时解决了商户面临的资金难题。 这一案例是该支行深耕本土市场、服务实体经济的一个典型体现。近年来，该支行始终坚守支农支小的 市场定位，持续加大对个体工商户和中小微企业的金融支持力度。通过开展常态化走访、优化业务流程 等一系列务实举措，该支行不断引导信贷资源流向实体经济的重点领域和薄弱环节，切实以金融活水激 发市场主体的发展活力。 "这笔资金如同'及时雨'，为我们扩大经营注入了强劲动力！"近日，成武县一家家电卖场负责人邵先生 在获得成武农商银行宝峰支行200万元信贷支持后，对卖场未来发展充满信心。他打算利用这笔资金优 化库存结构、升级消费场景，从而更好地把握消费复苏带来的市场机遇。 ...

深耕"产业链"，倾力支持农牧产业现代化。围绕呼伦贝尔"农牧业大市"资源禀赋，该行投放贷款4亿 元，加大对农机制造、农业生产资料供给、重要农产品稳产保供等领域的信贷支持力度。积极对接域内 具有技术优势和市场前景的农机制造企业，并提供量身定制的信贷服务，投放贷款2亿元支持企业生产 农牧机械专用设备，推动了地方农牧业综合生产能力提升、产业结构优化。 描绘"新画卷"，助力推进城乡一体化建设。该行投放基础设施建设贷款13亿元，支持城乡一体化建设、 普惠医养、"温暖工程"建设、水利建设、老旧小区改造、市政基础设施改造、棚户区改造等重点项目， 助力补齐基础设施板块。其中，支持的普惠医养项目的实施，有效缓解牙克石市养老的刚性需求，推动 牙克石市医疗养老卫生事业的建设。 （来源：内蒙古日报） 转自：内蒙古日报 "十四五"以来，农发行呼伦贝尔市分行充分发挥"当先导、补短板、逆周期"职能作用，聚焦服务国家粮 食安全、农业现代化、城乡融合发展、生态文明建设四大板块，投放贷款212亿元，贷款余额达219亿 元，较2020年末增长43亿元，持续加大政策性金融供给，赋能呼伦贝尔市经济社会发展。 筑牢"压舱石"，全力服务国家粮食安全。该行投 ...

Core Viewpoint - The Chongqing Municipal Government has issued the "Artificial Intelligence + Action Plan" to accelerate the intelligent innovation of the productive service industry [1] Group 1: AI Software and Information Services - The plan promotes "AI+" software information services and implements the "Starry Sky Action" to innovate the entire software development process [1] - It aims to transform industrial software into intelligent systems [1] Group 2: AI in Financial Services - The initiative emphasizes the development and application of large models in financial services, enhancing credit services, interactive risk control, and financial fraud prevention [1] - The goal is to improve the quality and efficiency of financial services [1] Group 3: Application in Productive Service Industries - The plan encourages the widespread application of new-generation intelligent terminals and intelligent systems in various sectors, including industrial design, transportation, modern logistics, and human resource services [1]

Core Viewpoint - The "Ice and Snow Go Happy Festival" has been launched in Shenyang, Liaoning, aiming to transform cold ice and snow resources into a vibrant consumption economy through cross-regional financial collaboration and benefits for the public [1]. Group 1: Event Overview - The event connects seven cities with ice and snow resources, including Beijing, Harbin, Hohhot, Shenyang, Shijiazhuang, Changchun, and Urumqi, to create a service network that offers a new consumption experience characterized by "one place, one feature, full coverage" [3]. - The festival aims to enhance the ice and snow tourism experience by providing a comprehensive range of consumer benefits across the entire tourism chain [7]. Group 2: Financial Support and Consumer Benefits - The festival leverages cross-regional financial services to provide targeted support to both the upstream and downstream of the industry chain, facilitating a more robust economic environment for ice and snow tourism [7]. - China Everbright Bank is actively supporting small and micro enterprises within the industry by offering credit services, while also providing consumers with significant discounts and subsidies on various services, including flight bookings, hotel accommodations, ski resort tickets, and equipment purchases [9].

Core Points - The National Financial Regulatory Administration issued a notification regarding financial support services for the victims of the fire in Tai Po, Hong Kong [1][2] - Insurance institutions are required to conduct business inspections and provide timely claims processing to assist affected residents [1] - Chinese banks in Hong Kong are encouraged to enhance financial services and offer flexible repayment arrangements for impacted clients [1][2] Group 1 - Insurance institutions must simplify procedures and optimize processes to ensure quick and reasonable claims for disaster-affected clients [1] - The notification emphasizes the importance of insurance temperature and speed in claims processing to help residents recover [1] - Taiping Insurance Group is tasked with coordinating efforts among subsidiaries to improve insurance service delivery [1] Group 2 - Chinese banks and insurance companies are advised to establish green channels and simplify business procedures for emergency measures [2] - There is a focus on enhancing online banking and insurance reporting services to meet the financial needs of disaster-affected residents [2] - A donation green channel is to be established to facilitate timely donations while ensuring compliance with regulatory requirements [2]

Core Viewpoint - Hong Kong Credit (01273) reported a decrease in interest income while showing an increase in net profit and comprehensive income for the six months ending September 30, 2025 [1] Financial Performance - Interest income amounted to HKD 76.854 million, representing a year-on-year decrease of 7.36% [1] - Net profit attributable to shareholders and total comprehensive income reached HKD 27.299 million, reflecting a year-on-year increase of 12.07% [1] - Basic earnings per share were HKD 0.0658 [1] - Interim dividend declared was HKD 0.016 per share [1]

Group 1 - The core viewpoint of the article is that Hong Kong Credit (01273) reported a decrease in interest income while showing an increase in net profit and comprehensive income for the interim period ending September 30, 2025 [1] Group 2 - Interest income for the company was HKD 76.854 million, representing a year-on-year decrease of 7.36% [1] - The profit attributable to owners for the period was HKD 27.299 million, reflecting a year-on-year increase of 12.07% [1] - Basic earnings per share were HKD 0.0658, and the interim dividend declared was HKD 0.016 [1]

Core Viewpoint - The article highlights the efforts of Yang Yuanhao, a representative from SPD Bank Chengdu Branch, in promoting rural revitalization in Jinjiang Village, located in the Daliang Mountains, through targeted financial support and community engagement [1][9]. Group 1: Community Engagement and Support - Yang Yuanhao conducted thorough visits to 96 poverty-stricken households and established records for 330 general households, laying the groundwork for future assistance [1]. - The focus of the initiatives is on addressing the immediate concerns of the villagers, ensuring that the projects align with their most pressing needs [1][2]. Group 2: Infrastructure and Livelihood Improvements - SPD Bank Chengdu Branch invested in various infrastructure projects, including the construction of a dining facility for a local kindergarten, waste management systems, and the installation of streetlights, significantly improving the village's living conditions [2][4]. - The bank also facilitated the construction of a water channel to resolve irrigation issues and supported the installation of a mobile signal tower to enhance communication [2]. Group 3: Economic Development Initiatives - Yang Yuanhao explored e-commerce opportunities for local agricultural products, leading to a successful live-streaming sales event that attracted approximately 460,000 viewers and generated over 3,000 yuan in sales [4]. - SPD Bank Chengdu Branch has purchased over 3,000 pounds of local pepper to stabilize market demand and directly increase farmers' income [4]. Group 4: Education and Long-term Development - The bank allocated nearly 150,000 yuan for the renovation of the Jinjiang Village kindergarten, improving educational facilities and resources for children [6]. - SPD Bank Chengdu Branch has donated over 2.38 million yuan to various educational initiatives in the region, supporting students from Jinjiang Village [7]. Group 5: Financial Support for Local Industries - SPD Bank Chengdu Branch provided approximately 148 million yuan in credit support to the Longtan Hydropower Development Company, facilitating the construction of small hydropower stations that create local employment opportunities [11]. - The bank's agricultural loan balance reached 12.91 billion yuan, reflecting an 18.78% increase, indicating a strong commitment to channeling financial resources into rural industries and infrastructure [13]. Group 6: Inclusive Financial Services - SPD Bank has established a bilingual service counter to assist the local Yi ethnic community, enhancing accessibility to financial services [15]. - The bank's prompt response to the financial needs of local businesses, such as the Qinghai Plateau Ai Wang Biotechnology Company, demonstrates its commitment to supporting local economies [15]. Group 7: Overall Impact and Vision - SPD Bank Chengdu Branch's comprehensive approach combines community engagement, infrastructure development, and financial support, aiming to create a sustainable model for rural revitalization [16].

Core Insights - Qifu Technology reported a revenue of 5.21 billion yuan for Q3 2025, representing a year-on-year increase of 19.1% but a quarter-on-quarter decrease of 0.2% [1] - The non-GAAP net profit for the same quarter was 1.51 billion yuan [1] - As of September 30, 2025, the platform served 167 financial institutions and had 284 million registered users, a year-on-year growth of 11.6% [1] Financial Performance - Q3 revenue: 5.21 billion yuan, up 19.1% year-on-year, down 0.2% quarter-on-quarter [1] - Non-GAAP net profit: 1.51 billion yuan [1] - Loan facilitation in Q3 reached 83.3 billion yuan, a year-on-year increase of 1.0% [1] - Ending loan balance for the quarter was 138.1 billion yuan [1] User Metrics - Registered users: 284 million, up 11.6% year-on-year [1] - Cumulative credit users: 62.1 million, up 12.6% year-on-year [1] - Cumulative borrowing users: 38.1 million, up 15.1% year-on-year [1] - New credit users in Q3: 1.95 million, a quarter-on-quarter increase of 9% [1] - New borrowing users in Q3: 1.35 million, a quarter-on-quarter increase of 10% [1] Strategic Initiatives - The company is continuously adjusting its business structure in response to industry dynamics [2] - Future quarters will focus on optimizing business structure to enhance core business resilience [2] - The rapid changes in the industry present opportunities for operational optimization and resource allocation [2]

Core Insights - Q3 2025 financial report shows revenue of RMB 5.21 billion, a year-on-year increase of 19.1% but a quarter-on-quarter decrease of 0.2% [1] - Non-GAAP net profit for the quarter is RMB 1.51 billion [1] - As of September 30, 2025, the platform has served 167 financial institutions and has 284 million registered users, a year-on-year growth of 11.6% [1] User Metrics - Cumulative credit users reached 62.1 million, up 12.6% year-on-year [1] - Cumulative borrowing users reached 38.1 million, an increase of 15.1% year-on-year [1] - In Q3, the platform facilitated loans totaling RMB 83.3 billion, a year-on-year growth of 1.0% [1] Customer Acquisition and Operations - The platform added 1.95 million credit users in Q3, a quarter-on-quarter increase of 9% [1] - The platform added 1.35 million borrowing users in Q3, a quarter-on-quarter increase of 10% [1] - The company has diversified its customer acquisition channels, covering various scenarios such as short videos, e-commerce, travel, takeout, and finance [1] AI Technology and Business Growth - The AI technology-driven fintech output business showed a strong growth momentum, with a quarter-on-quarter growth rate of 218% in Q3 [1] Management Insights - The CEO indicated that despite tightening industry liquidity, the company's overall funding costs remain at historical lows [2] - The company is continuously adjusting its business structure to optimize operations in response to industry changes [2] - The CEO emphasized that rapid industry changes present opportunities for operational optimization and resource allocation, aiding long-term growth [2]