Group 1 - The core viewpoint of the news is the approval of Bai Yushi as the president of Hengfeng Bank, emphasizing the importance of continuous learning and compliance awareness for senior management [2] - Bai Yushi has a strong academic background with a master's degree in economics and holds multiple professional certifications, including CPA, CFA, and FRM [2] - Since June 2022, Bai Yushi has held various positions within Hengfeng Bank, demonstrating a progressive career path in financial management [2] Group 2 - Hengfeng Bank has a total asset of 1.54 trillion yuan, reflecting a growth rate of 6.64% [4] - The bank achieved an operating income of 25.775 billion yuan, with a growth rate of 1.98%, and a net profit of 5.357 billion yuan, showing a growth of 4.30% [4] - The average return on assets (ROA) and return on equity (ROE) for the bank are 0.37% and 3.83%, respectively, with a non-performing loan ratio of 1.49%, which has decreased by 0.23 percentage points since the beginning of the year [4]