Core Viewpoint - The article discusses the evolving concept of "enough" in personal finance, emphasizing that it is not a fixed number but a dynamic measure influenced by individual circumstances, societal expectations, and psychological factors [3][12]. Group 1: Definition of "Enough" - "Enough" is described as a fluctuating line that changes with time and personal circumstances, reflecting the constant pressure of societal standards and personal desires [6][7]. - The article illustrates how living costs vary significantly between different cities, with examples showing that a monthly income of 4,000 yuan is sufficient for basic survival in a third-tier city, while 11,000 yuan is needed in a first-tier city to maintain a 30% savings rate [5][6]. Group 2: Psychological Aspects of Money - The concept of "psychological accounts" is introduced, where individuals categorize their income into different mental buckets, affecting their perception of sufficiency [9]. - The article highlights that structural factors, rather than just income levels, can lead to feelings of inadequacy, as individuals may feel "not enough" despite having a higher income due to fixed expenses [9][10]. Group 3: Redefining "Enough" - The article suggests that reducing desires and focusing on essential needs can redefine what "enough" means, allowing individuals to feel more content with less [11][12]. - It emphasizes that true wealth comes from the ability to say no to unnecessary wants, thus reclaiming control over one's financial situation [11][12]. Group 4: The Fluid Nature of "Enough" - The article concludes that the definition of "enough" is fluid and varies across different life stages, with specific income levels needed at different ages to maintain a comfortable lifestyle [13]. - It encourages individuals to assess their spending habits and prioritize what truly matters to them, leading to a more balanced and fulfilling financial life [14].