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70后存款多少才算有钱?银行统计数据揭露:97%以上不达标
Sou Hu Cai Jing· 2025-10-19 01:22
现如今,社会各界都在关注90后、00后的生存状态,却很少有人关注70后。而70后却恰恰又是"夹心 层"的代表。他们上有老人要照顾,下有儿女要资助,多数70后都已年过50岁,不仅是身体状况大不如 前。而且,人到中年工作也越来越难找,收入也呈现下降的趋势之中。有些70后在失业之后,只能从事 个体工商户、临时工等灵活就业的工作。 现在问题来了,70后究竟该有多少存款,才能算得上是"有钱人"呢?根据银行数据显示,国内有97%以 上的70后,存款不足100万。只有占比不到3%的70后,存款超过100万。也就是说,97%以上的70后不 达标。 可能很多人都会感到困惑,现在的70后大多都已经年过50岁了,怎么绝大多数人连100万存款都没有 呢?对此,我们认为97%的70后存款不达标,主要有以下这3个原因: 第一,普通人要存100万太难了 多数70后都是在上世纪90年代参加的工作,当时工资只有几百元。后来工资虽然上涨了,但物价也在同 步上涨。与此同时,70后在赚钱的黄金期里,要承受抚养孩子、偿还房贷、赡养老人等费用支出,这个 时候赚钱相对容易,但各方面的生活支出也很大。 而70后的年龄一旦进入到40~50岁之后,工作就会越来 ...
“台版刘銮雄”孙道存:7个女人6个子女,一生风流却死于狱中
Xin Lang Cai Jing· 2025-10-08 21:17
更致命的是,他将太电视作私人金库:每年 5000 万新台币薪资外,私人开销全由公司报销,连主管的 司机和座驾都被他公车私用。在台湾大哥大由盈转亏时,他仍砸 40 亿新台币投资台湾固网,参与高铁 千亿项目,甚至抵押自家 139 亿新台币股票,为关系企业担保借款 196 亿新台币。最终资金链断裂,他 只能向银行经理鞠躬哀求:"请不要'雨天收伞',再贷我一年",昔日 "大哥大" 沦为金融圈笑柄。 2004 年,太电因 171 亿新台币被掏空、225 亿新台币债务压顶黯然退市,34 万股东血本无归。2017 年,孙道存因掏空公司被判 3 年徒刑,2020 年刚出狱,又因侵吞下属基金会 1.4 亿新台币再获刑 1 年 6 个月,71 岁时再度入狱。 孙道存的人生起点,是父亲孙法民用一生打拼的商业传奇。这位被称作 "中国电线工业之父" 的实业 家,1931 年放弃百货生意创办永光电线厂,骑着自行车推销中国首条自制电线,最终在台湾建立起市 值超千亿的太平洋电线电缆集团(下称 "太电")。41 岁老来得子的孙法民对孙道存倾注全力,却养出 个跷家逃学的叛逆少年。为磨其心性,孙法民将他送往两岸对峙前沿的金门岛读高中 —— 白天躲 ...
小镇做题家事业焦虑怎么破
集思录· 2025-06-06 14:10
Core Viewpoint - The article discusses the psychological and financial challenges faced by individuals in the context of societal comparisons and personal achievements, particularly focusing on the author's feelings of inadequacy despite having a stable job and family life [2][3][5]. Group 1: Personal and Financial Situation - The author has a stable job in a state-owned enterprise, with a property valued at 10 million and some investment capital, but feels a lack of upward mobility and compares himself unfavorably to peers [1][3]. - The author has three children and a wife with an unstable income, which adds to the financial pressure and feelings of inadequacy [1][5]. Group 2: Societal Comparison and Psychological Impact - The author experiences anxiety from comparing himself to more successful peers, leading to a sense of self-doubt and dissatisfaction with his own achievements [2][5]. - The article highlights the concept of "social comparison trap," where individuals feel inadequate when measuring their success against others, particularly in upward comparisons [2][3]. Group 3: Perspectives on Success and Stability - Some comments suggest that the author is, in fact, a "winner" in life due to his stable job, family support, and financial security, despite his feelings of inadequacy [3][7]. - The discussion includes the notion that having three children and a stable income can be seen as a significant achievement, even if it doesn't align with traditional measures of success [6][9].