Core Viewpoint - The financial situation of the 70s generation in China is concerning, with over 97% having savings below 1 million yuan, highlighting the challenges they face in accumulating wealth and the impact of various life factors on their financial stability [3][12]. Group 1: Financial Status of the 70s Generation - Over 97% of individuals born in the 1970s have savings of less than 1 million yuan, with only about 3% exceeding this threshold [3][12]. - The difficulty in saving 1 million yuan is attributed to various factors, including the challenges faced by ordinary families in accumulating such wealth [5][12]. Group 2: Challenges in Wealth Accumulation - Saving 1 million yuan is a significant challenge for most families, requiring nearly 17 years of saving 5,000 yuan per month, assuming no job loss or health issues [5]. - The earning potential for the 70s generation was limited, with many starting their careers in the 1990s at low wages, and facing high living costs due to child-rearing, mortgage payments, and elder care [8][9]. Group 3: Investment Risks - Many individuals from the 70s generation who managed to save over 1 million yuan faced significant investment losses in real estate, P2P lending, and other high-yield investments, leading to a rapid decline in their wealth [10][12]. - The combination of a short earning period and high expenses during their prime working years has made it increasingly difficult for this generation to maintain or grow their savings [9][12].

更致命的是，他将太电视作私人金库：每年 5000 万新台币薪资外，私人开销全由公司报销，连主管的 司机和座驾都被他公车私用。在台湾大哥大由盈转亏时，他仍砸 40 亿新台币投资台湾固网，参与高铁 千亿项目，甚至抵押自家 139 亿新台币股票，为关系企业担保借款 196 亿新台币。最终资金链断裂，他 只能向银行经理鞠躬哀求："请不要'雨天收伞'，再贷我一年"，昔日 "大哥大" 沦为金融圈笑柄。 2004 年，太电因 171 亿新台币被掏空、225 亿新台币债务压顶黯然退市，34 万股东血本无归。2017 年，孙道存因掏空公司被判 3 年徒刑，2020 年刚出狱，又因侵吞下属基金会 1.4 亿新台币再获刑 1 年 6 个月，71 岁时再度入狱。 孙道存的人生起点，是父亲孙法民用一生打拼的商业传奇。这位被称作 "中国电线工业之父" 的实业 家，1931 年放弃百货生意创办永光电线厂，骑着自行车推销中国首条自制电线，最终在台湾建立起市 值超千亿的太平洋电线电缆集团（下称 "太电"）。41 岁老来得子的孙法民对孙道存倾注全力，却养出 个跷家逃学的叛逆少年。为磨其心性，孙法民将他送往两岸对峙前沿的金门岛读高中 —— 白天躲 ...

Core Viewpoint - The article discusses the psychological and financial challenges faced by individuals in the context of societal comparisons and personal achievements, particularly focusing on the author's feelings of inadequacy despite having a stable job and family life [2][3][5]. Group 1: Personal and Financial Situation - The author has a stable job in a state-owned enterprise, with a property valued at 10 million and some investment capital, but feels a lack of upward mobility and compares himself unfavorably to peers [1][3]. - The author has three children and a wife with an unstable income, which adds to the financial pressure and feelings of inadequacy [1][5]. Group 2: Societal Comparison and Psychological Impact - The author experiences anxiety from comparing himself to more successful peers, leading to a sense of self-doubt and dissatisfaction with his own achievements [2][5]. - The article highlights the concept of "social comparison trap," where individuals feel inadequate when measuring their success against others, particularly in upward comparisons [2][3]. Group 3: Perspectives on Success and Stability - Some comments suggest that the author is, in fact, a "winner" in life due to his stable job, family support, and financial security, despite his feelings of inadequacy [3][7]. - The discussion includes the notion that having three children and a stable income can be seen as a significant achievement, even if it doesn't align with traditional measures of success [6][9].