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金融教育宣传周|富国基金:选基金为什么要重视适当性管理
Xin Lang Ji Jin· 2025-09-23 09:34
专题:2025金融教育宣传周:保障金融权益 助力美好生活 基金行业在行动 NoNoNo, 买高台官网 子,"合脚"更重要! 基金投资过程中的"适当性"管理,简单来说,就是将 合适的基金产品或者服务,用合适的方式或程序,提 供给合适的投资者。这也意味着,基金销售机构需要 充分了解两个关键维度,然后将两者进行匹配: 投资者适当性 对投资者的风险承受能力、投资目标、投资经验 等情况进行准确评估。 = 品活当性 对基金产品的风险等级、投资策略、收益特征等 进行准确评估。 匹配与产品推荐 确保基金产品与投资人的风险承受能力的匹配。 举个例子:对于风险承受能力较低,对资 金流动性要求较高的投资者来说,推荐的 产品应该注重风险和流动性;对于风险承 受力较高、具有一定专业知识的投资者来 说,可以适当推荐风险收益较高的产品。 QNTIps 每个人的投资能力、投资目标、风险承受能力都有不 同,没有一种基金产品适合所有人。了解投资者适当 性,是保护每个人投资之旅的第一步。 会投资为什么 HITTERS 听别人说最近股市行情 很好, 买几只股票基金 试试看~ 股市波动大,如果何族起 气损的风险,并不适 TT TX 0 如果风险错配, ...
【金融教育宣传周】了解投资者适当性
天天基金网· 2025-09-17 10:34
保障金融权益 助力美好生活 2025年金融教育宣传周 2025年9月15日-9月21日 国家金融监督管理总局 中国人民银行 中国证券监督管理委员会 8 . . . ↓ 点击"阅读原文" 或上天天基金APP搜索【777】 注册领500元券包 ,优选基金10元起投! = > 尔方则富证券 | 投资者教育基地 中华元 THERE C5-激壮型 C4-积极型 C3-稳健型 C2-谨慎型 C1-保守型 l 投资者适当性"三步走" ● ■ ▲ Top = 如实填写 查看全融服务 确认金融服务与 风险测评问卷 风险评级 自身风险偏好匹配 l 匹配规则 ● ■ ▲ 大部分证券公司根据风险特征和程度,对金融服 务进行了风险等级划分,风险等级由低至高划分 为R1、R2、R3、R4、R5五个等级。 金融服务风险 R2 R3 R1 R4 R5 等级 投资者评级 C1 √ × × x × C2 1 √ × × × C3 ← √ V × × C4 V ← √ × N C5 y V V N √ *注:√表示匹配关系;×表示不匹配 市场有风险 投资需谨慎 扫码关注东方财富证券投教园地 ■ 45 2477 24小时客服热线:95357 来源: ...
基金公司强迫员工买基金,俩月亏8万多?
Sou Hu Cai Jing· 2025-08-15 01:40
Core Viewpoint - The news highlights allegations from a whistleblower claiming that employees of Shenwan Hongyuan Securities were coerced into purchasing the Shenwan Lingshin Industry Select Mixed Fund, resulting in significant losses within a short period. The fund's performance has been notably poor compared to market indices, raising concerns about management practices and potential regulatory violations. Group 1: Allegations and Fund Performance - A Shenwan Hongyuan employee reported being forced to invest 1.5 million yuan in the Shenwan Lingshin Industry Select Mixed Fund, which lost 85,400 yuan in just two months [1][2] - The fund, managed by star fund manager Jia Chengdong, was established on June 3, 2025, and has seen its A-class shares decline by 8.23%, ranking 4672 out of 4673 similar funds, while the Shanghai Composite Index rose by 8.96% during the same period [3][5] - The fund's strategy promised high dividends and a gradual investment approach, but it reportedly built a 60% position within three days and made aggressive trades that led to losses [3][5] Group 2: Company Response and Implications - Shenwan Lingshin denied the allegations of forcing employees to buy the fund, stating that there was no coercion and that the management personnel's subscription volume was zero [5] - The company acknowledged that the fund's short-term performance has not met expectations but encouraged investors to focus on long-term results [5] - If the allegations are proven true, they could violate regulations regarding investor suitability and prohibition of forced purchases, indicating potential governance issues within the company [5][6]