Group 1 - The core point of the news is that China Postal Savings Bank has applied for a patent related to a method for determining investment risk levels for assessed objects, which aims to improve the accuracy of financial assessments by considering industry differences [1][3]. Group 2 - China Postal Savings Bank was established in 2007 and is located in Beijing, primarily engaged in monetary financial services [2]. - The registered capital of China Postal Savings Bank is approximately 9.92 billion RMB [2]. - The bank has made investments in 30 enterprises and participated in 5,000 bidding projects, with a total of 1,214 trademark records and 943 patent records [2].