Group 1 - The minimum withdrawal fee for WeChat has been reduced from 0.1 yuan to 0.01 yuan [1][4] - Since March 2016, WeChat has charged users a withdrawal fee, with a cumulative free withdrawal limit of 1000 yuan; fees apply beyond this limit at a rate of 0.1% [4] - Users can now transfer QQ wallet balances to WeChat [4]

Core Points - WeChat has quietly reduced its withdrawal fees, with the minimum service fee now set at 0.01 yuan [1][6] - The previous policy allowed users a lifetime free withdrawal limit of 1000 yuan, with fees of 0.1% applied to amounts exceeding this limit, and a minimum fee of 0.1 yuan per transaction [4][6] - The adjustment significantly lowers costs for small withdrawals, benefiting more users and enhancing the flexibility of small fund usage [6] Summary by Sections Fee Structure Changes - As of July 25, WeChat updated its fee structure, setting the minimum service fee for withdrawals to 0.01 yuan [1] - Previously, users faced a minimum fee of 0.1 yuan for withdrawals exceeding the 1000 yuan free limit [4] Comparison with Competitors - Alipay also implemented withdrawal fees starting October 12, 2016, with a higher free limit of 20,000 yuan for users with multiple accounts under the same ID [4] - Both platforms charge a fee of 0.1% for amounts exceeding their respective free limits, with a minimum fee of 0.1 yuan per transaction [4] Rationale Behind Fees - WeChat's official response indicated that the fees are intended to balance transaction costs incurred by banks, which charge WeChat for various payment functionalities [4]