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江苏银行上海分行深度对接跨境金融服务平台新场景 助力新型离岸贸易便利化
Zheng Quan Zhi Xing· 2025-07-23 01:32
Core Insights - The introduction of the "New Offshore International Trade Business Background Verification" application by the State Administration of Foreign Exchange aims to address the challenges of verifying the authenticity of offshore trade and promote healthy development in this sector [1][2] - Jiangsu Bank's Shanghai branch successfully completed the first offshore trade background verification on June 18, marking a significant breakthrough in serving the new offshore trade sector [1] Group 1: Application and Functionality - The new application integrates various authoritative third-party data resources, including customs declarations, international shipping bills, and port loading records, to provide a comprehensive digital verification service [1] - Key features include online document verification, transaction redundancy alerts, and electronic document endorsement, creating a digital risk control system that covers the entire business process [1] Group 2: Advantages and Future Plans - The successful implementation of the first transaction highlights Jiangsu Bank's three main advantages in cross-border finance: technological empowerment, a specialized team for precise control, and a customer-centric service approach [2] - The bank plans to continue leveraging the evolving capabilities of the cross-border financial service platform, exploring innovative application scenarios to enhance financial services for the real economy while ensuring compliance and risk control [2]
黄奇帆:产业互联网将解决中小企融资难、融资贵问题
Nan Fang Du Shi Bao· 2025-05-18 14:37
Group 1 - The core discussion at the 2025 Tsinghua Wudaokou Global Financial Forum focused on the deep integration of finance and technology, addressing challenges such as the structural imbalance in financial resource allocation and the need for early-stage support for technology [1] - Huang Qifan emphasized that financial innovation should be based on the industrial internet to effectively address the financing difficulties faced by small and medium-sized enterprises (SMEs) [3] - The industrial internet is seen as the highest level of internet application, encompassing the entire manufacturing supply chain and related service industries, which can significantly alleviate financing challenges for SMEs [3] Group 2 - Ma Weihua highlighted the importance of government guidance funds in bridging the funding gap in the technology innovation chain, noting that China's technology conversion rate has improved from 25% in 2010 to 35% in 2024, but still lags behind developed countries [5] - He identified four key challenges in technology transfer, including disconnection between innovation and industry chains, cognitive biases, misalignment of government goals with market behavior, and issues with risk management mechanisms [5] - Ma concluded that overcoming barriers to early-stage investment and risk assessment is crucial for transitioning from a follower to an innovator in technology [5] Group 3 - Ni Zewang observed that the venture capital industry is currently facing challenges but also entering a promising era, with unprecedented national attention on entrepreneurship investment [7] - He noted the establishment of a national venture capital guidance fund as a significant development, aimed at supporting and regulating the industry [7] - Despite difficulties in fundraising and investment due to tightened IPO channels, Ni believes that new industrial shifts present substantial investment opportunities for venture capital [7] Group 4 - Qiu Dagen discussed Hong Kong's unique advantages in the integration of finance and technology, particularly in the development of digital assets and the need for regulatory frameworks to manage new financial products [10] - He stressed that Hong Kong must take a leading role in financial innovation to maintain its competitive position in the global financial landscape [10] Group 5 - Guo Jian emphasized that the competition in finance and technology ultimately boils down to talent, particularly in the context of the artificial intelligence era [12] - He advocated for focusing on foundational technologies in digital economy sectors to foster innovation and industry development [12] - Guo suggested that capital should increasingly target young talent to maximize returns on investment [12] Group 6 - Jia Yanjing pointed out that a digital risk control system can help address financing pain points for technology enterprises by enabling real-time monitoring of production and operational safety [14] - She identified three key factors driving changes in risk management: advancements in IoT, AI, and blockchain technologies, the richness of enterprise data, and the effective accumulation of technology patents [14] - Jia noted that implementing such digital risk control systems can shift risk management from reactive to proactive, thereby alleviating concerns about financing risks for high-tech companies [14]