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全国中小微企业资金流信用信息共享平台助力吉林企业融资成效显著
Sou Hu Cai Jing· 2025-11-20 07:18
自全国中小微企业资金流信用信息共享平台(以下简称"平台")2024年10月25日上线试运行以来,人民银行吉林省分行按照"人行搭台、金融赋能、企业受 益"的工作原则,积极向社会主体推广平台应用,成功打造吉林省企业信用报告+资金流水信息"双轮驱动"的征信助企融资新格局。一年来,省内银行累计应 用平台查询超2万笔,支持中小微企业融资2500余笔、金额超60亿元,其中首贷金额近5亿元。 跑出平台推广应用"加速度" 为了让平台迅速在吉林省实现落地应用,惠及更多中小微企业,人民银行吉林省分行第一时间制发工作方案,从企业提升认可、银行接入应用、银企双方对 接三个维度出发,营造"愿用、能用、好用"的良好生态。 首先是提升企业认可度。依托人民银行吉林省分行微信公众号、长春广播电视台等媒介,打造"图文并茂、声像俱佳"的宣传方式,让平台宣传更有热度、有 温度、有深度。在全省人民银行系统、金融机构营业网点设立平台宣传"流动站",打造"全覆盖式"宣传矩阵,锚定有融资需求的企业群体,精准滴灌、靶向 施策,提高企业对平台的认可度。 其次是深化平台推广应用。面向辖内银行机构开展"线上+线下"平台应用推广专题培训,组织银行工作人员学习平台操作 ...
金融赋能智造未来
Jiang Nan Shi Bao· 2025-09-10 23:20
Core Insights - The meeting focused on enhancing financial support for new enterprises in the electronic information industry chain, particularly those supplying components for the new energy vehicle sector [1] - The initiative aims to facilitate financial connections between banks and enterprises, thereby promoting high-quality regional economic development [1] Group 1: Meeting Overview - The financing seminar was held at the PCB Industrial Park, organized by Huai'an Rural Commercial Bank and the electronic information industry chain project team [1] - Participants included key suppliers of the new energy vehicle industry, manufacturing essential components like displays and cameras [1] Group 2: Financial Solutions - Huai'an Rural Commercial Bank proposed innovative solutions to address the financing challenges faced by startups, such as insufficient collateral [1] - The bank introduced a "whole park credit" model to provide customized credit support, leveraging supply chain data instead of traditional collateral [1] Group 3: Future Plans - The bank plans to deepen its role as a "full-process financial partner," extending services from account management to financing planning and policy alignment [1] - This approach aims to provide long-term support for enterprises establishing themselves in the development zone [1]